Financial Check-in
Let's face it. Change is a part of our lives almost every day. Whatever stage of life you're in from just beginning your career, in your prime earning years or preparing for retirement, certain events will take place that may lead you to re-think your financial goals.
For example:
- Are you thinking of buying a new or bigger home or paying off your mortgage sooner?
- Are you planning for a baby or saving for a child's education?
- Is retirement an option for you in the next little while?
- Have your expenses or income changed recently?
- Has your risk tolerance for investments changed based on a change in your priorities?
Your financial strategy should be flexible and recognize that your needs and goals will evolve over time. In general your strategy should be reviewed at least once a year and after any life event. Our Financial Services Representative is ready to help you keep your finances on track by providing a review of your financial strategy and making adjustments such as the following:
- Making monthly contributions or lump sum payments into a Registered Education Savings Plan (RESP) can help with your children's education.
- Paying bi-weekly or weekly or through a lump sum can shave years off your mortgage payback period saving interest in the long run.
- Setting up a pre-authorized contribution plan to an RRSP can help you take advantage of dollar cost averaging and compounding to grow your retirement nest egg faster.
Testimonial
To Angèle Lafrenière,[...] The excellence of your service is remarkable and we wanted to tell it to you [...].We have always felt that you were working for us, no matter the company you represent. I am not a specialist in insurance and my questions, my numerous calls and emails were always treated with great patience and respect. And I greatly appreciated. Members also told me they were very satisfied with your service and your follow-ups.Josée Brunelle, cliente