{"id":4804,"date":"2026-06-04T14:40:39","date_gmt":"2026-06-04T14:40:39","guid":{"rendered":"https:\/\/la-turquoise.dev-1.hamakmarketingnumerique.com\/?page_id=4804"},"modified":"2026-08-24T22:32:19","modified_gmt":"2026-08-24T22:32:19","slug":"recreational-vehicle","status":"publish","type":"page","link":"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/","title":{"rendered":"Recreational and leisure vehicles"},"content":{"rendered":"\n<section class=\"personal-hero reveal\">\n    <div class=\"personal-hero__wrapper container\">\n        <div class=\"personal-hero__media\" aria-hidden=\"true\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1254\" height=\"837\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-942119720.jpg\" class=\"img-cover\" alt=\"Motorcycles traveling on a scenic road outside the city. Situation representative of recreational vehicle insurance.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-942119720.jpg 1254w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-942119720-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-942119720-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-942119720-768x513.jpg 768w\" sizes=\"auto, (max-width: 1254px) 100vw, 1254px\" \/>        <\/div>\n\n        <div class=\"personal-hero__content\">\n                                                <p class=\"personal-hero__subtitle anim anim-fade-right\">\n                        Motorized recreation                    <\/p>\n                \n                                    <h1 class=\"personal-hero__title anim anim-fade-right\">\n                        Recreational vehicle insurance in Quebec                    <\/h1>\n                            \n                            <div class=\"personal-hero__actions anim anim-fade-right\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Get a quote        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contact us for a quote            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white-outlined-green\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/en\/contact-us\/\" class=\"cta-dropdown__link btn btn--green\" aria-label=\"Contact form\"><span>Contact form<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                    \n                    <a href=\"https:\/\/laturquoise.ca\/en\/claims\/\" class=\"personal-hero__link btn btn--green\" aria-label=\"File a claim\"><span>File a claim<\/span><\/a>                <\/div>\n            \n                            <button class=\"personal-hero__info anim anim-fade-up\" type=\"button\" aria-haspopup=\"dialog\"\n                        aria-controls=\"personal-hero-info-modal\" data-personal-hero-info-modal-trigger>\n                    <svg class=\"personal-hero__info-icon\" aria-hidden=\"true\" width=\"22\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#info\"\/>\n                    <\/svg>\n\n                    <span>Information to have on hand<\/span>\n                <\/button>\n                    <\/div>\n    <\/div>\n\n    \n            <div class=\"personal-hero__info-modal hero-info-modal\" id=\"personal-hero-info-modal\" role=\"dialog\" aria-modal=\"true\" aria-label=\"Information to have on hand\" hidden data-personal-hero-info-modal>\n            <div class=\"hero-info-modal__overlay\" data-personal-hero-info-modal-close><\/div>\n\n            <div class=\"hero-info-modal__dialog\">\n                <div class=\"hero-info-modal__top\">\n                    <p class=\"hero-info-modal__label\">\n                        Information to have on hand                    <\/p>\n\n                    <button class=\"hero-info-modal__close\" type=\"button\" aria-label=\"Close\" data-personal-hero-info-modal-close>\n                        <svg class=\"hero-info-modal__close-icon\" aria-hidden=\"true\" width=\"23\" height=\"23\">\n                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#burger-close\"\/>\n                        <\/svg>\n                    <\/button>\n                <\/div>\n\n                <div class=\"hero-info-modal__content wysiwyg\">\n                    <p><span style=\"font-weight: 400\">To receive your quote quickly, here is the information that will be useful to have on hand.<\/span><\/p>\n<p><b>For all types of insurance<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Effective date<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The name of your current insurer, if you are already insured.<\/span><\/li>\n<\/ul>\n<p><b>Auto and recreational vehicles<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Purchase date of the vehicle, if recent<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Licence number of each driver<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Accidents and claims for the past six years<\/span><\/li>\n<\/ul>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n<section class=\"product-types container reveal\">\n    <div class=\"product-types__media anim anim-fade-left\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"1254\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1048663332.jpg\" class=\"attachment-full size-full\" alt=\"Close-up view of the ski and suspension of a snowmobile on the snow. Recreational vehicle requiring appropriate insurance.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1048663332.jpg 836w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1048663332-200x300.jpg 200w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1048663332-683x1024.jpg 683w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1048663332-768x1152.jpg 768w\" sizes=\"auto, (max-width: 836px) 100vw, 836px\" title=\"Close-up view of the ski and suspension of a snowmobile on the snow. Recreational vehicle requiring appropriate insurance.\" \/>    <\/div>\n\n    <div class=\"product-types__content anim anim-fade-right\">\n                    <h2 class=\"product-types__title title-l\">\n                For all your motorized recreation            <\/h2>\n        \n                    <ul class=\"product-types__list\">\n                                    \n                    <li class=\"product-types__item anim anim-fade-up\">\n                        <a class=\"product-types__link\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/motorcycle-and-three-wheeler\/\"\n                            >\n                            <h3 class=\"product-types__item-title title-m\">\n                                Motorcycles and three-wheelers                            <\/h3>\n\n                            <svg class=\"product-types__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                            <\/svg>\n                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"product-types__item anim anim-fade-up\">\n                        <a class=\"product-types__link\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/snowmobile\/\"\n                            >\n                            <h3 class=\"product-types__item-title title-m\">\n                                Snowmobiles                            <\/h3>\n\n                            <svg class=\"product-types__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                            <\/svg>\n                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"product-types__item anim anim-fade-up\">\n                        <a class=\"product-types__link\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/atv-insurance\/\"\n                            >\n                            <h3 class=\"product-types__item-title title-m\">\n                                All-terrain vehicles (ATVs, quads, and side-by-sides)                            <\/h3>\n\n                            <svg class=\"product-types__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                            <\/svg>\n                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"product-types__item anim anim-fade-up\">\n                        <a class=\"product-types__link\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/motorized-recreational-vehicle-rv\/\"\n                            >\n                            <h3 class=\"product-types__item-title title-m\">\n                                Recreational vehicles (RVs)                            <\/h3>\n\n                            <svg class=\"product-types__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                            <\/svg>\n                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"product-types__item anim anim-fade-up\">\n                        <a class=\"product-types__link\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/trailer-and-tent-trailer\/\"\n                            >\n                            <h3 class=\"product-types__item-title title-m\">\n                                House trailers, tent trailers, and utility trailers                            <\/h3>\n\n                            <svg class=\"product-types__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                            <\/svg>\n                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"product-types__item anim anim-fade-up\">\n                        <a class=\"product-types__link\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicles\/\"\n                            >\n                            <h3 class=\"product-types__item-title title-m\">\n                                Travel trailers and motorhomes                            <\/h3>\n\n                            <svg class=\"product-types__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                            <\/svg>\n                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"product-types__item anim anim-fade-up\">\n                        <a class=\"product-types__link\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/boats\/\"\n                            >\n                            <h3 class=\"product-types__item-title title-m\">\n                                Boats                            <\/h3>\n\n                            <svg class=\"product-types__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                            <\/svg>\n                        <\/a>\n                    <\/li>\n                            <\/ul>\n            <\/div>\n<\/section>\n\n\n<section class=\"program-coverage container reveal pb-0\">\n    <div class=\"program-coverage__container anim anim-fade-up\">\n        <div class=\"program-coverage__media anim anim-fade-left\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"1254\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1160822913.jpg\" class=\"program-coverage__image\" alt=\"Side-by-side recreational vehicle on a forest trail with mountainous terrain in the background. Example of an activity covered by recreational vehicle insurance.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1160822913.jpg 836w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1160822913-200x300.jpg 200w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1160822913-683x1024.jpg 683w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1160822913-768x1152.jpg 768w\" sizes=\"auto, (max-width: 836px) 100vw, 836px\" title=\"Side-by-side recreational vehicle on a forest trail with mountainous terrain in the background. Example of an activity covered by recreational vehicle insurance.\" \/>        <\/div>\n\n        <div class=\"program-coverage__content anim anim-fade-right\">\n                            <div class=\"program-coverage__text wysiwyg\">\n                    <h2>Recreational vehicle insurance tailored to how you use it<\/h2>\n<p><span style=\"font-weight: 400\">Each recreational vehicle has its own characteristics. The way you use it and where you ride influences the coverage you need.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Some vehicles require insurance to operate on public trails in Quebec. Others, such as house trailers or watercraft, are not automatically covered by your home or auto insurance policy.<\/span><\/p>\n<p><span style=\"font-weight: 400\">A vehicle stored off-season remains exposed to theft or fire. A vehicle used outside the province may require additional coverage. These gaps are not always visible in standard policy.<\/span><\/p>\n<p><span style=\"font-weight: 400\">This insurance covers different types of recreational and leisure vehicles.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Motorcycles and three-wheelers<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Snowmobiles<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">All-terrain vehicles (ATVs, quads, and side-by-sides)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Recreational vehicles (RVs)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">House trailers, tent-trailers, and utility trailers<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Travel trailers and motorhomes<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Boats<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">A La Turquoise broker will assess your situation to guide you toward coverage suited to your vehicle and how you use it.\u00a0<\/span><\/p>\n                <\/div>\n            \n                            <div class=\"program-coverage__actions\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--turquoise\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Contact a broker        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contact us for a quote            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/en\/contact-us\/\" class=\"cta-dropdown__link btn btn--green-outlined-white\" aria-label=\"Contact a broker\"><span>Contact a broker<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"product-protections container reveal\">\n            <div class=\"product-protections__content wysiwyg anim anim-fade-up\">\n            <h2>Recommended coverage<\/h2>\n<p><span style=\"font-weight: 400\">Whether for an ATV, a snowmobile, or a motorcycle, recreational vehicles deserve coverage suited to how they are used. These protections address the most common risks associated with their use, on the road and off.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"product-protections__columns product-protections__columns--split\">\n                            \n                <div class=\"product-protections__column\">\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-1\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-1\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-1\">\n                                        <span class=\"screen-reader-response\">\n                                            Examples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3>General liability<\/h3>\n<p><span style=\"font-weight: 400\">If a recreational vehicle causes property damage or bodily injury to others, general liability coverage handles the financial consequences. This coverage is mandatory to operate a vehicle in Quebec. It applies when a claim is filed following an accident.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Examples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-1\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-1\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The driver loses control of their ATV and damages another user\u2019s vehicle.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A snowmobile strikes a fence or installation and causes significant damage.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A third party sustains injuries in an accident involving the insured vehicle.\u00a0<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-3\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-3\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-3\">\n                                        <span class=\"screen-reader-response\">\n                                            Examples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3>Comprehensive coverage<\/h3>\n<p><span style=\"font-weight: 400\">Certain events can damage a recreational vehicle without a direct impact with another vehicle or object. Fire, theft, glass breakage, and vandalism are among the risks covered by this protection. A deductible applies when a claim is filed.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Examples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-3\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-3\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The vehicle is stolen during a stay at a cottage.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A fire damages a snowmobile in a garage.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">An object falls on the vehicle during a storm.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">An animal is struck on a marked trail.\u00a0<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-protections__column\">\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-2\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-2\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-2\">\n                                        <span class=\"screen-reader-response\">\n                                            Examples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3>Collision or upset<\/h3>\n<p><span style=\"font-weight: 400\">Damage sustained by a vehicle following an impact or upset is covered by this protection. It applies in the event of a collision with another vehicle, an obstacle, or a loss of control. A deductible applies when a claim is filed.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Examples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-2\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-2\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">An ATV collides with another vehicle on a trail.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A snowmobile strikes a tree after losing control.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The vehicle overturns on uneven ground.\u00a0<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-4\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-4\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-4\">\n                                        <span class=\"screen-reader-response\">\n                                            Examples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3>Coverage for injury or death<\/h3>\n<p><span style=\"font-weight: 400\">In the event of an accident, this coverage provides a benefit if serious injuries occur or in the event of death. It may cover certain medical expenses and pay a lump sum depending on the coverage chosen.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Examples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-4\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-4\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li>Injuries require treatment or an extended recovery period.<\/li>\n<li>An accident results in permanent disability.<\/li>\n<li>A death occurs following a covered accident.<\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"product-practices container reveal\" data-practice-block>\n            <div class=\"product-practices__content wysiwyg anim anim-fade-up\">\n            <h2>Additional coverage options<\/h2>\n<p><span style=\"font-weight: 400\">Depending on the vehicle and how it is used, certain complementary coverages may be useful. They supplement the basic coverage to better address each situation.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"product-practices__columns\" data-practice-columns>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\">\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3>Waiver of depreciation<\/h3>\n<p><span style=\"font-weight: 400\">A vehicle loses value over time. In the event of a covered loss, this coverage allows you to be compensated without taking depreciation into account, helping you recover an amount closer to the original purchase price.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"1\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-4\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-4\">\n                                        <span class=\"screen-reader-response\">\n                                            Examples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3>Coverage for accessories and equipment<\/h3>\n<p><span style=\"font-weight: 400\">Accessories and equipment added to a recreational vehicle can represent significant value. This coverage protects these additions against loss or damage, subject to the conditions set out in the policy.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Examples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-4\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-4\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Navigation equipment installed on an ATV is damaged in a covered loss.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Accessories added to a snowmobile must be replaced following a covered loss.\u00a0<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\">\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3>Claims protection<\/h3>\n<p><span style=\"font-weight: 400\">An at-fault loss <\/span>can<span style=\"font-weight: 400\"> penalize a good driving record. This option allows you to avoid a premium increase, subject to the conditions set out in the policy. It helps preserve your claims history.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"1\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-5\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-5\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3>Out-of-province travel expenses<\/h3>\n<p><span style=\"font-weight: 400\">This coverage may apply to certain additional accommodation or transportation costs incurred while a claim is being settled. These expenses result from a loss occurring outside Quebec that temporarily prevents use of the vehicle.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-5\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-5\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The vehicle is immobilized following a covered loss during a trip outside the province.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Accommodation or temporary transportation costs are required during repairs.\u00a0<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-3\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-3\">\n                                        <span class=\"screen-reader-response\">\n                                            Examples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3>Roadside assistance<\/h3>\n<p><span style=\"font-weight: 400\">A breakdown on an isolated trail can quickly complicate an outing. This coverage provides help in the event of an unexpected situation, including battery boosting, fuel delivery, or towing within a set radius.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Examples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-3\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-3\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">An ATV breaks down far from an accessible road.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A snowmobile must be towed after an incident on a trail.\u00a0<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"1\">\n                            <div class=\"product-practice-card__examples\">\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3>Accidental death and dismemberment coverage<\/h3>\n<p><span style=\"font-weight: 400\">This coverage provides a benefit in the event of accidental death or dismemberment occurring during the use of the insured vehicle. The amount paid varies depending on the coverage chosen and the conditions set out in the policy.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n<section class=\"program-coverage program-coverage--accordeons container reveal\">\n    <div class=\"program-coverage__container anim anim-fade-up\">\n        <div class=\"program-coverage__media anim anim-fade-left\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"1254\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909.jpg\" class=\"program-coverage__image\" alt=\"Handing over a car key between two people near a vehicle. Visual associated with replacement insurance after a loss or a claim.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909.jpg 836w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909-200x300.jpg 200w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909-683x1024.jpg 683w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909-768x1152.jpg 768w\" sizes=\"auto, (max-width: 836px) 100vw, 836px\" title=\"Handing over a car key between two people near a vehicle. Visual associated with replacement insurance after a loss or a claim.\" \/>        <\/div>\n\n        <div class=\"program-coverage__content anim anim-fade-right\">\n                            <div class=\"program-coverage__text wysiwyg\">\n                    <h2>Replacement cost coverage (F.P.Q. no. 5)<\/h2>\n<p><span style=\"font-weight: 400\">The replacement cost coverage (F.P.Q. No. 5) is a policy in addition to your primary auto insurance contract. In the event of a total loss or theft, you receive a higher payout to replace your vehicle.<\/span><\/p>\n                <\/div>\n            \n                            <div class=\"program-coverage__faq faq__list\">\n                    \n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-0\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-0\">\n                                        <span>How is the compensation amount calculated?<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-0\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-0\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <p><span style=\"font-weight: 400\">The calculation varies depending on the vehicle\u2019s condition at the time of purchase. You receive an amount greater than the vehicle\u2019s market value at the time of the loss.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>New vehicle:<\/b><span style=\"font-weight: 400\"> You are compensated based on the value of a similar new vehicle from the current model year, without depreciation applied.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Used vehicle:<br \/>\n<\/b><b>Purchased from a dealer<\/b><span style=\"font-weight: 400\">: You are compensated based on the purchase price, plus an indexed percentage for each year of ownership.<br \/>\n<\/span><b>Private purchase<\/b><span style=\"font-weight: 400\">: You are entitled to a supplementary amount to the compensation from your primary insurer.<\/span><\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-1\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-1\">\n                                        <span>What this coverage includes<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-1\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-1\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">No deductible in the event of a total loss<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Reimbursement of the deductible in the event of a partial loss, depending on the option chosen<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Allowance for a courtesy vehicle during the claims process<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Premium guaranteed for the entire duration of coverage<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Financing terms available from 12 to 84 months\u00a0<\/span><\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-2\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-2\">\n                                        <span>Available discounts with the replacement coverage<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-2\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-2\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <ul>\n<li><span style=\"font-weight: 400\">TAG discount: Is your vehicle equipped with a tracking system? A discount is applied directly to your premium. The system must be installed within the timeframe specified in the contract for the discount to apply.<\/span><\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-3\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-3\">\n                                        <span>Types of vehicles covered<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-3\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-3\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Automobiles<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Motorcycles and three-wheelers\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Snowmobiles\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">All-terrain vehicles (ATVs, quads, and side-by-sides)\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Recreational vehicles (RVs)\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Trailers and tent trailers<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Travel trailers and motorhomes\u00a0<\/span><\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-4\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-4\">\n                                        <span>In what situations does this coverage make a difference<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-4\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-4\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <p><span style=\"font-weight: 400\">This coverage is useful right from the time of purchase, when depreciation is fastest. It allows you to receive an amount greater than the market value at the time of the loss.<\/span><\/p>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                    <\/div>\n            \n                            <div class=\"program-coverage__actions\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--turquoise\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Contact a broker        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contact us for a quote            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/en\/contact-us\/\" class=\"cta-dropdown__link btn btn--green-outlined-white\" aria-label=\"Contact form\"><span>Contact form<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"personal-discounts container reveal pt-0\">\n            <div class=\"personal-discounts__content wysiwyg anim anim-fade-up\">\n            <h2>Home and auto discounts<\/h2>\n<p><span style=\"font-weight: 400\">A La\u00a0Turquoise broker can help you identify the discounts that apply to your situation. Savings vary depending on your profile and the coverage you choose.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"personal-discounts__list\">\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/business-needs-icon-4.svg\" class=\"attachment-full size-full\" alt=\"business-needs-icon-4\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3>Anti-theft devices and tracking systems<\/h3>\n<p><span style=\"font-weight: 400\">Certain security devices may reduce your insurance premium. A comprehensive anti-theft system, a tracking device, or a recognized intensive marking program may qualify you for a discount.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-cta-icon-2.svg\" class=\"attachment-full size-full\" alt=\"personal-discounts-cta-icon-2\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3>Bundling policies<\/h3>\n<p><span style=\"font-weight: 400\">Bundling multiple policies can help reduce your premium. For example, insuring several vehicles or combining your home insurance with your recreational vehicle coverage may give you access to certain discounts. Your broker will verify which combinations apply to your situation.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-2.svg\" class=\"attachment-full size-full\" alt=\"personal-discounts-icon-2\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3>Discounts for association and club members<\/h3>\n<p><span style=\"font-weight: 400\">Certain recognized associations and federations offer benefits to their members. For example, members of the F\u00e9d\u00e9ration des clubs quads du Qu\u00e9bec or the F\u00e9d\u00e9ration des clubs de motoneigistes du Qu\u00e9bec may be eligible for discounts or special offers, depending on the insurer.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/cours-perfectionnemt_recadree.svg\" class=\"attachment-full size-full\" alt=\"Cours perfectionnement\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3>Motorcycle safety course discount<\/h3>\n<p><span style=\"font-weight: 400\">Completing a recognized motorcycle safety course may qualify you for a discount, depending on the insurer\u2019s conditions.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                    <\/ul>\n    <\/section>\n\n\n<section class=\"personal-partners container reveal\">\n    <div class=\"personal-partners__media\" aria-hidden=\"true\">\n        <img src=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/decor\/dist\/personal-partners-bg.jpg\" width=\"4320\" height=\"1806\" alt=\"\" class=\"img-cover\" loading=\"lazy\" decoding=\"async\">    <\/div>\n\n    <div class=\"personal-partners-search anim anim-fade-up\" data-insurance-search>\n                    <div class=\"personal-partners-search__content wysiwyg\">\n                <h3>Preferred associations and member programs<\/h3>\n<p><span style=\"font-weight: 400\">La Turquoise collaborates with several associations, professional groups, and organizations to offer benefits to their members. Browse the list to see the associations and programs currently available.<\/span><\/p>\n            <\/div>\n        \n        \n        <div class=\"personal-partners-search__box\">\n            <button class=\"personal-partners-search__button\" id=\"personal-partners-search-trigger\" type=\"button\"\n                    aria-expanded=\"false\" aria-controls=\"personal-partners-search-panel\" data-insurance-search-trigger>\n                <span class=\"personal-partners-search__button-text\">\n                    Search                <\/span>\n\n                <svg class=\"personal-partners-search__button-icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                <\/svg>\n            <\/button>\n\n                            <div class=\"personal-partners-search__dropdown\" id=\"personal-partners-search-panel\"\n                     data-insurance-search-panel>\n                    <div class=\"personal-partners-search__search\">\n                        <label class=\"personal-partners-search__input-label screen-reader-response\"\n                               for=\"personal-partners-search-input\">\n                            Search                        <\/label>\n\n                        <div class=\"personal-partners-search__search-field\">\n                            <svg class=\"personal-partners-search__search-icon\" aria-hidden=\"true\" width=\"20\"\n                                 height=\"20\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#search\"\/>\n                            <\/svg>\n\n                            <input class=\"personal-partners-search__search-input\" id=\"personal-partners-search-input\"\n                                   type=\"search\" placeholder=\"Search\"\n                                   data-insurance-search-input>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"personal-partners-search__groups\" data-insurance-search-groups>\n                                                    \n                            <details class=\"personal-partners-search__group\" data-insurance-search-group>\n                                                                    <summary class=\"personal-partners-search__group-title\">\n                                        Affinity programs and discounts                                        <svg class=\"personal-partners-search__group-icon\" aria-hidden=\"true\"\n                                             width=\"6\" height=\"11\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron-prev\"\/>\n                                        <\/svg>\n                                    <\/summary>\n                                \n                                                                    <ul class=\"personal-partners-search__list\" id=\"personal-partners-search-panel-group-0\">\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/tourism-hospitality-and-travel\/acta-travel-professionals\/\"\n                                                   data-insurance-search-link>\n                                                    Association of Canadian Travel Agencies (ACTA)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/professional-services\/specialized-educator-insurance-aeesq\/\"\n                                                   data-insurance-search-link>\n                                                    Association des \u00e9ducatrices et \u00e9ducateurs sp\u00e9cialis\u00e9s du Qu\u00e9bec (AEESQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/tourism-hospitality-and-travel\/hospitality-association-hotellerie-quebec\/\"\n                                                   data-insurance-search-link>\n                                                    Association des h\u00f4teliers du Qu\u00e9bec                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/construction-and-building\/apchq-construction-members\/\"\n                                                   data-insurance-search-link>\n                                                    Quebec Professional Home Builders Association (APCHQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/services-leisure\/bowling-alley-insurance-apsqq-program\/\"\n                                                   data-insurance-search-link>\n                                                    Association des propri\u00e9taires de salons de quilles du Qu\u00e9bec (APSQQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/construction-and-building\/construction-insurance-for-acq-members\/\"\n                                                   data-insurance-search-link>\n                                                    Association pour entrepreneurs en construction au Qu\u00e9bec (ACQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/farm-and-forest-business-insurance\/forest-property-owners\/\"\n                                                   data-insurance-search-link>\n                                                    F\u00e9d\u00e9ration des producteurs forestiers du Qu\u00e9bec                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/insurance-for-garages-and-auto-repair-shops\/napa-autopro-garage\/\"\n                                                   data-insurance-search-link>\n                                                    NAPA Autopro                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/retail-and-store-insurance\/harnois-network-service-station\/\"\n                                                   data-insurance-search-link>\n                                                    Harnois (essence), D\u00e9taillant carburant                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/estheticians-and-beauty-care-professionals\/insurance-for-aestheticians-and-beauty-care-professionals-apeseq\/\"\n                                                   data-insurance-search-link>\n                                                    Professionnels de l&#8217;esth\u00e9tique et soins de beaut\u00e9 (APESEQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/senior-care-facilities\/rqra-seniors-residence-insurance\/\"\n                                                   data-insurance-search-link>\n                                                    Regroupement qu\u00e9b\u00e9cois des r\u00e9sidences pour a\u00een\u00e9s (RQRA)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/en\/programs\/farm-and-forest-business-insurance\/professional-insurance-for-siaq-arborists\/\"\n                                                   data-insurance-search-link>\n                                                    Arboriculteurs (Soci\u00e9t\u00e9 internationale d\u2019arboriculture Qu\u00e9bec &#8211; SIAQ)                                                <\/a>\n                                            <\/li>\n                                                                            <\/ul>\n                                                            <\/details>\n                        \n                        <p class=\"personal-partners-search__empty\" hidden data-insurance-search-empty>\n                            No results found.                        <\/p>\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"cta-banner container reveal\">\n            <div class=\"cta-banner__content wysiwyg anim anim-fade-up\">\n            <h2>Find the coverage that&#8217;s right for you<\/h2>\n<p><span style=\"font-weight: 400\">Contact a broker to get a personalized quote and advice tailored to your situation.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"cta-banner__actions anim anim-fade-up\">\n                            <div class=\"cta-banner__action\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white-outlined-blue\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Get a quote        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contact us for a quote            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white-outlined-blue\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"mailto:contactez-nous@laturquoise.ca\" class=\"cta-dropdown__link btn btn--blue-dark\" aria-label=\"contactez-nous@laturquoise.ca\"><span>contactez-nous@laturquoise.ca<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n            \n                            <div class=\"cta-banner__action\">\n                                            <a href=\"https:\/\/laturquoise.ca\/en\/contact-us\/\" class=\"cta-banner__link btn btn--blue-dark\" aria-label=\"Contact us\"><span>Contact us<\/span><\/a>                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"faq container reveal\">\n            <div class=\"faq__content wysiwyg anim anim-fade-left\">\n            <h2>Your questions about recreational vehicle insurance<\/h2>\n<p><span style=\"font-weight: 400\">Do you have questions about recreational vehicle insurance in Quebec? This section contains answers to the most common questions about available coverage, applicable obligations, and the factors that influence insurance costs. This may apply to motorcycles, snowmobiles, ATVs, RVs, house trailers, travel trailers, or boats.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"faq__list\">\n            \n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-0\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-0\">\n                                <span>Is insurance mandatory for a recreational vehicle in Quebec?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-0\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-0\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">It depends on the type of vehicle. Snowmobiles and ATVs, among others, must carry at least general liability insurance to operate on public trails or terrain. For other types of vehicles, such as house trailers or watercraft, the law does not require insurance. However, a marina, a campground, or a lender may require it.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-1\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-1\">\n                                <span>What does recreational vehicle insurance cover?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-1\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-1\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Coverage varies depending on the type of vehicle and the coverage chosen. In general, recreational vehicle insurance can include general liability, damage to the vehicle in the event of a collision or comprehensive loss, theft, vandalism, and certain expenses related to a covered loss. Complementary coverage may also be added depending on your needs.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-2\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-2\">\n                                <span>Is my vehicle covered when I store it off-season?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-2\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-2\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">In most cases, yes. A stored vehicle generally remains covered by certain risks, such as theft, fire, or vandalism. Some coverage may be adjusted or suspended during storage depending on the terms of the policy. It is recommended to review the conditions set out in the policy before storing your vehicle.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-3\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-3\">\n                                <span>Am I covered if I loan my ATV or snowmobile to someone?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-3\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-3\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">In many cases, the policy may cover occasional drivers, but this is not automatic. Certain conditions apply, including the driver\u2019s age, their driving record, and the terms set out in the policy. It is important to verify these conditions before loaning the vehicle.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-4\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-4\">\n                                <span>How can I reduce the cost of recreational vehicle insurance?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-4\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-4\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Several options can help reduce your premium. Bundling multiple policies with the same insurer, installing an anti-theft device, choosing a higher deductible, or maintaining a good driving record are common ways to obtain a more competitive rate. A broker can compare available options and identify the discounts that apply to your situation.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n    <section class=\"personal-articles container reveal\">\n        <div class=\"personal-articles__header anim anim-fade-left\">\n            <div class=\"personal-articles__content\">\n                                    <h2 class=\"personal-articles__title title-l\">\n                        Practical tips for everyday life                    <\/h2>\n                \n                                    <p class=\"personal-articles__text\">\n                        View the latest articles in the following category: news, individuals, etc.                    <\/p>\n                \n                <a href=\"https:\/\/laturquoise.ca\/en\/blog\/\" class=\"personal-articles__link btn btn--white-outlined-green\" aria-label=\"See all our tips\"><span>See all our tips<\/span><\/a>            <\/div>\n\n            <div class=\"personal-articles__nav\" aria-label=\"Navigation du carrousel d\u2019articles\">\n                <button class=\"personal-articles__arrow personal-articles__arrow--prev swiper-button-prev\"\n                        type=\"button\" aria-label=\"Article pr\u00e9c\u00e9dent\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-left\"\/>\n                    <\/svg>\n                <\/button>\n\n                <button class=\"personal-articles__arrow personal-articles__arrow--next swiper-button-next\"\n                        type=\"button\" aria-label=\"Article suivant\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-right\"\/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div class=\"personal-articles__slider anim anim-fade-up\">\n            <div class=\"swiper personal-articles-slider-js\">\n                <ul class=\"personal-articles__wrapper swiper-wrapper\">\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/en\/end-of-the-agricultural-season\/\"\n       aria-label=\"Read article: End of the agricultural season\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"301\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2194911890-e1787579690233-1024x301.jpg\" class=\"img-cover\" alt=\"Farmer reviewing crop fields at the end of the season to assess the year and plan future operations.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2194911890-e1787579690233-1024x301.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2194911890-e1787579690233-300x88.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2194911890-e1787579690233-768x226.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2194911890-e1787579690233.jpg 1285w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Farmer reviewing crop fields at the end of the season to assess the year and plan future operations.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/businesses\/\">\n                            Businesses                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/coverage-explained\/\">\n                            Coverage Explained                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/farm-businesses\/\">\n                            Farm Businesses                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/practical-advice\/\">\n                            Practical Advice                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            End of the agricultural season        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-24\">\n                    08\/24\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        6 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/en\/cyberattacks-in-smes-risks-and-cyber-insurance\/\"\n       aria-label=\"Read article: Cyberattacks and SMEs: understanding cyber risks and the role of cyber insurance\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg\" class=\"img-cover\" alt=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-768x513.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/businesses\/\">\n                            Businesses                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/coverage-explained\/\">\n                            Coverage Explained                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/cybersecurity\/\">\n                            Cybersecurity                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/general-advice\/\">\n                            General Advice                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/practical-advice\/\">\n                            Practical Advice                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Cyberattacks and SMEs: understanding cyber risks and the role of cyber insurance        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        8 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/en\/insurance-broker-in-quebec-role-and-benefits\/\"\n       aria-label=\"Read article: Role, benefits and differences from a direct insurer\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"466\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-1-e1787589697326-1024x466.jpg\" class=\"img-cover\" alt=\"Insurance broker presenting policy documents to a client during a consultation meeting.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-1-e1787589697326-1024x466.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-1-e1787589697326-300x137.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-1-e1787589697326-768x350.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-1-e1787589697326.jpg 1252w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Insurance broker presenting policy documents to a client during a consultation meeting.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/automotive\/\">\n                            Automotive                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/businesses\/\">\n                            Businesses                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/cybersecurity\/\">\n                            Cybersecurity                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/general-advice\/\">\n                            General Advice                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/home\/\">\n                            Home                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/personal\/\">\n                            Personal                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/recreational-vehicles\/\">\n                            Recreational Vehicles                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Role, benefits and differences from a direct insurer        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        4 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/en\/career-opportunities-in-property-and-casualty-insurance\/\"\n       aria-label=\"Read article: Career opportunities in property and casualty insurance\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"403\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-1-scaled-e1787495210593-1024x403.jpg\" class=\"img-cover\" alt=\"Business people working on laptops during a meeting\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-1-scaled-e1787495210593-1024x403.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-1-scaled-e1787495210593-300x118.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-1-scaled-e1787495210593-768x303.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-1-scaled-e1787495210593.jpg 1198w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/careers\/\">\n                            Careers                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Career opportunities in property and casualty insurance        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-21\">\n                    08\/21\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        4 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/en\/building-a-meaningful-career\/\"\n       aria-label=\"Read article: Building a meaningful career through real impact\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"321\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-1-scaled-e1787328988413-1024x321.jpg\" class=\"img-cover\" alt=\"LaTurquoise_MarqueEmployeur_Femme_Meeting\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-1-scaled-e1787328988413-1024x321.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-1-scaled-e1787328988413-300x94.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-1-scaled-e1787328988413-768x241.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-1-scaled-e1787328988413-1536x482.jpg 1536w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-1-scaled-e1787328988413-2048x643.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/careers\/\">\n                            Careers                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Building a meaningful career through real impact        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-25\">\n                    06\/25\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/en\/breaking-into-property-and-casualty-insurance-the-real-path\/\"\n       aria-label=\"Read article: Breaking into property and casualty insurance: the real path\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg\" class=\"img-cover\" alt=\"Professional exchange around documents in an office setting. Illustration related to entering a career in property and casualty insurance in Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Professional exchange around documents in an office setting. Illustration related to entering a career in property and casualty insurance in Qu\u00e9bec.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/careers\/\">\n                            Careers                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Breaking into property and casualty insurance: the real path        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-03\">\n                    06\/03\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                    <\/ul>\n            <\/div>\n\n            <div class=\"personal-articles__pagination swiper-pagination\"><\/div>\n        <\/div>\n    <\/section>\n    \n\n\n<section class=\"needs-cards container reveal\">\n            <div class=\"needs-cards__content wysiwyg anim anim-fade-up\">\n            <h2>Insurance solutions designed for your everyday life<\/h2>\n<p><span style=\"font-weight: 400\">Every situation is different. We offer coverage tailored to your needs, whether for your personal property, your activities, or your business.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"needs-cards__list\">\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/automobile\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/icone_recadree.svg\" class=\"attachment-full size-full\" alt=\"Auto\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Automobile                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/home\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/needs-cards-icon-2.svg\" class=\"attachment-full size-full\" alt=\"needs-cards-icon-2\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Home insurance                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/programs\/farm-and-forest-business-insurance\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/icone14_recadree.svg\" class=\"attachment-full size-full\" alt=\"Agricole\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Farm insurance                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/business\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/needs-cards-icon-4.svg\" class=\"attachment-full size-full\" alt=\"needs-cards-icon-4\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Business                        <\/h3>\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":672,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-4804","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Recreational Vehicle Insurance in Quebec | La Turquoise<\/title>\n<meta name=\"description\" content=\"Insure your recreational vehicle based on how you use it. Motorcycles, ATVs, snowmobiles, RVs, or boats: a broker guides you. Get a quote.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Recreational Vehicle Insurance in Quebec | La Turquoise\" \/>\n<meta property=\"og:description\" content=\"Insure your recreational vehicle based on how you use it. Motorcycles, ATVs, snowmobiles, RVs, or boats: a broker guides you. Get a quote.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/\" \/>\n<meta property=\"og:site_name\" content=\"La Turquoise\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CabinetLaTurquoise\" \/>\n<meta property=\"article:modified_time\" content=\"2026-08-24T22:32:19+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/personal\\\/recreational-vehicle\\\/\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/personal\\\/recreational-vehicle\\\/\",\"name\":\"Recreational Vehicle Insurance in Quebec | La Turquoise\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#website\"},\"datePublished\":\"2026-06-04T14:40:39+00:00\",\"dateModified\":\"2026-08-24T22:32:19+00:00\",\"description\":\"Insure your recreational vehicle based on how you use it. Motorcycles, ATVs, snowmobiles, RVs, or boats: a broker guides you. Get a quote.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/personal\\\/recreational-vehicle\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/personal\\\/recreational-vehicle\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/personal\\\/recreational-vehicle\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Personal\",\"item\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/personal\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Recreational and leisure vehicles\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/\",\"name\":\"La Turquoise\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#organization\",\"name\":\"La Turquoise\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/logo.svg\",\"contentUrl\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/logo.svg\",\"width\":1,\"height\":1,\"caption\":\"La Turquoise\"},\"image\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CabinetLaTurquoise\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/la-turquoise-cabinet-en-assurance-de-dommages\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Recreational Vehicle Insurance in Quebec | La Turquoise","description":"Insure your recreational vehicle based on how you use it. Motorcycles, ATVs, snowmobiles, RVs, or boats: a broker guides you. Get a quote.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/","og_locale":"en_US","og_type":"article","og_title":"Recreational Vehicle Insurance in Quebec | La Turquoise","og_description":"Insure your recreational vehicle based on how you use it. Motorcycles, ATVs, snowmobiles, RVs, or boats: a broker guides you. Get a quote.","og_url":"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/","og_site_name":"La Turquoise","article_publisher":"https:\/\/www.facebook.com\/CabinetLaTurquoise","article_modified_time":"2026-08-24T22:32:19+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/","url":"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/","name":"Recreational Vehicle Insurance in Quebec | La Turquoise","isPartOf":{"@id":"https:\/\/www.laturquoise.ca\/en\/#website"},"datePublished":"2026-06-04T14:40:39+00:00","dateModified":"2026-08-24T22:32:19+00:00","description":"Insure your recreational vehicle based on how you use it. Motorcycles, ATVs, snowmobiles, RVs, or boats: a broker guides you. Get a quote.","breadcrumb":{"@id":"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.laturquoise.ca\/en\/personal\/recreational-vehicle\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.laturquoise.ca\/en\/"},{"@type":"ListItem","position":2,"name":"Personal","item":"https:\/\/www.laturquoise.ca\/en\/personal\/"},{"@type":"ListItem","position":3,"name":"Recreational and leisure vehicles"}]},{"@type":"WebSite","@id":"https:\/\/www.laturquoise.ca\/en\/#website","url":"https:\/\/www.laturquoise.ca\/en\/","name":"La Turquoise","description":"","publisher":{"@id":"https:\/\/www.laturquoise.ca\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.laturquoise.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.laturquoise.ca\/en\/#organization","name":"La Turquoise","url":"https:\/\/www.laturquoise.ca\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.laturquoise.ca\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/logo.svg","contentUrl":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/logo.svg","width":1,"height":1,"caption":"La Turquoise"},"image":{"@id":"https:\/\/www.laturquoise.ca\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CabinetLaTurquoise","https:\/\/www.linkedin.com\/company\/la-turquoise-cabinet-en-assurance-de-dommages\/"]}]}},"_links":{"self":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/pages\/4804","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/comments?post=4804"}],"version-history":[{"count":8,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/pages\/4804\/revisions"}],"predecessor-version":[{"id":6651,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/pages\/4804\/revisions\/6651"}],"up":[{"embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/pages\/672"}],"wp:attachment":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/media?parent=4804"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}