{"id":6971,"date":"2026-10-21T20:55:13","date_gmt":"2026-10-21T20:55:13","guid":{"rendered":"https:\/\/www.laturquoise.ca\/?p=6971"},"modified":"2026-10-21T20:55:13","modified_gmt":"2026-10-21T20:55:13","slug":"directors-and-officers-insurance-do","status":"publish","type":"post","link":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/","title":{"rendered":"Directors and officers insurance (D&amp;O)"},"content":{"rendered":"\n<section class=\"article-hero container reveal\">\n    <div class=\"article-hero__top\">\n                    <p class=\"article-hero__label anim anim-fade-right\">\n                Article            <\/p>\n        \n                    <h1 class=\"article-hero__title anim anim-fade-right\">\n                Directors and officers insurance (D&amp;O): Are you protected if you are sued?            <\/h1>\n        \n        <div class=\"article-hero__meta\">\n                            <ul class=\"article-hero__tags anim anim-fade-up\" aria-label=\"Cat\u00e9gories\">\n                                            \n                        <li class=\"article-hero__tag-item\">\n                            <a class=\"article-hero__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/businesses\/\">\n                                Businesses                            <\/a>\n                        <\/li>\n                                            \n                        <li class=\"article-hero__tag-item\">\n                            <a class=\"article-hero__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/general-advice\/\">\n                                General Advice                            <\/a>\n                        <\/li>\n                                            \n                        <li class=\"article-hero__tag-item\">\n                            <a class=\"article-hero__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                                La Turquoise                            <\/a>\n                        <\/li>\n                                            \n                        <li class=\"article-hero__tag-item\">\n                            <a class=\"article-hero__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/practical-advice\/\">\n                                Practical Advice                            <\/a>\n                        <\/li>\n                                    <\/ul>\n            \n            <div class=\"article-hero__details anim anim-fade-up\">\n                                    <time class=\"article-hero__date\" datetime=\"2026-10-21\">\n                        21 October 2026                    <\/time>\n                \n                                    <span class=\"article-hero__details-sep\" aria-hidden=\"true\"><\/span>\n\n                    <span class=\"article-hero__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n        <\/div>\n    <\/div>\n\n    <div class=\"article-hero__byline anim anim-fade-up\">\n                    <div class=\"article-hero__author-badge\">\n                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"35\" height=\"32\" viewBox=\"0 0 35 32\" fill=\"none\">\n  <path d=\"M17.07 32C5.847 32 0 24.425 0 15.97 0 7.046 6.732 0 17.07 0c10.34 0 10.747 32 0 32zm-5.909-16.03c0 6.103 1.064 13.625 5.91 13.625s5.91-6.632 5.91-13.626c0-5.522-.825-13.564-5.91-13.564-5.086 0-5.91 8.632-5.91 13.564z\" fill=\"#00ABCD\"\/>\n  <path d=\"M17.22 0c-.15 0-.292.018-.443.018v.035h.212c10.304 0 10.782 31.885.036 31.947h.196c10.382 0 17.15-7.047 17.15-15.97C34.372 7.576 28.499 0 17.222 0z\" fill=\"#006B78\"\/>\n<\/svg>\n\n                <span class=\"article-hero__author-label\">\n                        Written by Cabinet La Turquoise                    <\/span>\n            <\/div>\n        \n                        <ul class=\"article-share\" aria-label=\"Partager cet article\">\n                    <li class=\"article-share__item article-share__item--facebook\">\n                <a class=\"article-share__link\"\n                   href=\"https:\/\/www.facebook.com\/sharer.php?u=https%3A%2F%2Fwww.laturquoise.ca%2Fen%2Fdirectors-and-officers-insurance-do%2F\"\n                   aria-label=\"Partager sur Facebook\"\n                                                    target=\"_blank\" rel=\"noopener noreferrer\"\n                        >\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\">\n  <path d=\"M16 0C7.166 0 0 7.156 0 16c0 8.844 7.166 16 16 16s16-7.166 16-16S24.834 0 16 0zm6.298 8.072h-1.871c-1.842 0-2.421 1.148-2.421 2.325v2.787h4.118l-.656 4.292h-3.462v10.387h-4.649V17.476h-3.77v-4.292h3.77v-3.27c0-3.722 2.219-5.777 5.614-5.777 1.63 0 3.327.29 3.327.29v3.655-.01z\" fill=\"#007680\"\/>\n<\/svg>\n                <\/a>\n            <\/li>\n                    <li class=\"article-share__item article-share__item--linkedin\">\n                <a class=\"article-share__link\"\n                   href=\"https:\/\/www.linkedin.com\/sharing\/share-offsite\/?url=https%3A%2F%2Fwww.laturquoise.ca%2Fen%2Fdirectors-and-officers-insurance-do%2F\"\n                   aria-label=\"Partager sur LinkedIn\"\n                                                    target=\"_blank\" rel=\"noopener noreferrer\"\n                        >\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\">\n  <path d=\"M16 32c8.837 0 16-7.163 16-16S24.837 0 16 0 0 7.163 0 16s7.163 16 16 16z\" fill=\"#007680\"\/>\n  <path d=\"M7.939 12.268l3.453-.011.037 11.09-3.453.012-.037-11.09zm1.708-5.522c1.109-.004 1.999.89 2.003 1.99a2 2 0 01-4.003.013c-.003-1.1.89-2 2-2.003zM13.552 12.25l3.308-.011.005 1.514h.048c.46-.88 1.576-1.8 3.263-1.805 3.492-.012 4.146 2.281 4.156 5.27l.02 6.086-3.443.012-.018-5.391c-.004-1.293-.039-2.942-1.804-2.936-1.765.006-2.069 1.406-2.064 2.852l.019 5.488-3.443.012-.038-11.091h-.01z\" fill=\"#fff\"\/>\n<\/svg>\n                <\/a>\n            <\/li>\n                    <li class=\"article-share__item article-share__item--x\">\n                <a class=\"article-share__link\"\n                   href=\"https:\/\/twitter.com\/intent\/tweet?url=https%3A%2F%2Fwww.laturquoise.ca%2Fen%2Fdirectors-and-officers-insurance-do%2F&#038;text=Directors%20and%20officers%20insurance%20%28D%26amp%3BO%29\"\n                   aria-label=\"Partager sur X\"\n                                                    target=\"_blank\" rel=\"noopener noreferrer\"\n                        >\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\">\n  <path d=\"M16.154 14.63L11.88 8.506H9.596l5.304 7.59.666.946 4.542 6.5h2.276l-5.565-7.957-.665-.955z\" fill=\"#007680\"\/>\n  <path d=\"M16 0C7.166 0 0 7.166 0 16s7.166 16 16 16 16-7.166 16-16S24.834 0 16 0zm3.404 24.603l-4.59-6.684-5.748 6.684H7.58l6.578-7.648L7.58 7.378h5.015l4.35 6.327 5.45-6.327h1.484l-6.268 7.291 6.818 9.924h-5.015l-.01.01z\" fill=\"#007680\"\/>\n<\/svg>\n                <\/a>\n            <\/li>\n                    <li class=\"article-share__item article-share__item--email\">\n                <a class=\"article-share__link\"\n                   href=\"mailto:?subject=Article%20to%20read%3A%20Directors%20and%20officers%20insurance%20%28D%26amp%3BO%29&#038;body=Bonjour%2C%0A%0AJe%20voulais%20vous%20partager%20cet%20article%20%3A%0Ahttps%3A%2F%2Fwww.laturquoise.ca%2Fen%2Fdirectors-and-officers-insurance-do%2F\"\n                   aria-label=\"Partager par courriel\"\n                        >\n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"32\" height=\"32\" viewBox=\"0 0 32 32\" fill=\"none\">\n  <path d=\"M16 0C7.16043 0 0 7.16043 0 16C0 24.8396 7.16043 32 16 32C24.8396 32 32 24.8396 32 16C32 7.16043 24.8396 0 16 0ZM8.84922 8.80097H23.1508C23.3438 8.80097 23.5368 8.82992 23.7201 8.87817C23.6912 8.89747 23.6719 8.91677 23.6429 8.94572L17.2545 16.193C16.9361 16.5597 16.4922 16.7624 16 16.7624C15.5078 16.7624 15.0639 16.5597 14.7455 16.193L8.28951 8.86852C8.46321 8.82026 8.65621 8.79131 8.84922 8.79131V8.80097ZM25.3607 19.3197C25.3607 21.462 23.6236 23.2087 21.4717 23.2087H10.5283C8.38601 23.2087 6.63932 21.4717 6.63932 19.3197V11.0109C6.63932 10.7021 6.70688 10.4125 6.81303 10.1423L13.2786 17.4861C13.9638 18.2678 14.9481 18.7117 15.9903 18.7117C17.0229 18.7117 18.0169 18.2678 18.702 17.4861L25.0905 10.2388C25.0905 10.2388 25.1387 10.1713 25.1677 10.1327C25.2835 10.4029 25.351 10.7021 25.351 11.0109V19.3197H25.3607Z\" fill=\"#007680\"\/>\n<\/svg>                <\/a>\n            <\/li>\n            <\/ul>\n                <\/div>\n\n    <div class=\"article-hero__image anim anim-fade-up\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"1280\" height=\"416\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-2.jpg\" class=\"attachment-full size-full\" alt=\"Groupe de cinq personnes r\u00e9uni autour d\u2019une table dans un environnement professionnel, avec des ordinateurs portables et des caf\u00e9s, pendant un \u00e9change de travail.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-2.jpg 1280w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-2-300x98.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-2-1024x333.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-2-768x250.jpg 768w\" sizes=\"auto, (max-width: 1280px) 100vw, 1280px\" title=\"Groupe de cinq personnes r\u00e9uni autour d\u2019une table dans un environnement professionnel, avec des ordinateurs portables et des caf\u00e9s, pendant un \u00e9change de travail.\" \/>    <\/div>\n\n            <div class=\"article-hero__back anim anim-fade-up\">\n            <a href=\"https:\/\/www.laturquoise.ca\/en\/blog\/\" class=\"article-hero__back-link\">\n                <svg class=\"article-hero__back-icon\" aria-hidden=\"true\" width=\"6\" height=\"11\">\n                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron-prev\"\/>\n                <\/svg>\n\n                Return to all articles            <\/a>\n\n                            |<span class=\"article-hero__back-label\">Article <\/span>\n                    <\/div>\n    <\/section>\n\n\n<section class=\"article-summary container reveal\">\n    <nav class=\"article-summary__nav anim anim-fade-up\" aria-label=\"Sommaire de l\u2019article\"\n         data-article-summary>\n                    <h2 class=\"article-summary__title title-m\">\n                In this article            <\/h2>\n        \n        <ol class=\"article-summary__list\" data-article-summary-list><\/ol>\n    <\/nav>\n<\/section>\n\n\n<div class=\"wp-block-columns article-layout container is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column article-content wysiwyg is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\"><strong>What is D&amp;O insurance for directors and officers?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">As a director, officer or board member, your decisions can have significant consequences. Even a careful decision or alleged error can lead to a personal lawsuit.<br><br>Directors and officers insurance (D&amp;O) is intended to address certain claims related to decisions made in your role. A claim may involve a management decision, an omission or an alleged conflict of interest.<br><br>Who can sue a director or officer? When can your personal liability be challenged? What role can D&amp;O insurance play? This article explains the risks connected with your role and how this coverage may apply.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Can a director or officer be sued personally?<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. Even if your business is a separate legal entity, you may be personally named in a lawsuit involving decisions made in your role.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A lawsuit can arise without wrongful intent. A management decision, omission or alleged conflict of interest may result in legal action.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This risk is not limited to large businesses. Directors and officers of small and medium-sized businesses and non-profit organizations may also face legal action.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1343803257-1024x683.jpg\" alt=\"Personne assise \u00e0 un bureau pr\u00e8s de grandes fen\u00eatres, consultant un document papier tout en tenant un t\u00e9l\u00e9phone. Un ordinateur portable et plusieurs documents sont dispos\u00e9s sur le bureau.\" class=\"wp-image-6978\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1343803257-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1343803257-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1343803257-767x512.jpg 767w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1343803257.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Who can sue a director or officer?<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A lawsuit can come from within or outside the organization. The following people or organizations could bring a claim against you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Shareholders or partners:<\/strong> They may challenge a financial decision, management transparency or an alleged conflict of interest.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Employees or former employees:<\/strong> They may dispute employment decisions or practices, such as a dismissal.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>External parties:<\/strong> A creditor, regulator, client or supplier may also bring a claim.<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"656\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1338069967-1024x656.jpg\" alt=\"Cinq personnes en tenue professionnelle r\u00e9unies autour d\u2019une table de conf\u00e9rence. La personne au centre prend la parole tandis que des documents et des verres d\u2019eau sont dispos\u00e9s sur la table.\" class=\"wp-image-6979\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1338069967-1024x656.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1338069967-300x192.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1338069967-768x492.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1338069967.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Can you be sued after leaving your position?<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Yes. A claim may involve a decision made while you held the position, even after you leave the organization.<br><br>Coverage depends on the policy terms in effect. The relevant period, claim date and reporting requirements may affect how coverage applies.<br><br>Before leaving your position, confirm how previous decisions are treated. A broker can help you review the applicable coverage and exclusions.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>What does directors and officers insurance cover?<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Directors and officers insurance, also called D&amp;O insurance, may respond to certain claims arising from management or governance decisions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the policy, this coverage may include certain legal defence costs when a director or officer is personally named in a claim or lawsuit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, investors may allege that an officer selected a subcontractor managed by a friend. They may claim that the decision involved a conflict of interest and caused a financial loss.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Even when liability has not been established, the officer may incur significant legal defence costs. D&amp;O insurance may cover certain defence costs, subject to the policy wording, terms, conditions and exclusions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Want to review your current coverage? <a href=\"https:\/\/www.laturquoise.ca\/en\/contact-us\/\" data-type=\"page\" data-id=\"1131\">Contact a broker by phone or email.<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/construction-manager-contractor-meeting-1024x683.jpg\" alt=\"Gros plan de deux personnes se serrant la main au-dessus d\u2019une table couverte de plans et de documents, avec un casque de chantier jaune et des outils \u00e0 proximit\u00e9.\" class=\"wp-image-6981\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/construction-manager-contractor-meeting-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/construction-manager-contractor-meeting-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/construction-manager-contractor-meeting-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/construction-manager-contractor-meeting.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Do you need D&amp;O insurance?<\/strong><\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">This coverage may be relevant if you make significant management or governance decisions for an organization. Consider your role, responsibilities and exposure to claims.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D&amp;O insurance may be relevant to people in several roles:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Business owners and executives, including those in small and medium-sized businesses<\/li>\n\n\n\n<li>Board members<\/li>\n\n\n\n<li>Volunteer directors of non-profit organizations<\/li>\n\n\n\n<li>Business managers<\/li>\n\n\n\n<li>Leaders of major projects<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What should you review before purchasing D&amp;O insurance?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Review the protection already provided by your organization. Check who is insured, which exclusions apply and what policy conditions may affect coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">A broker can help you review the existing coverage and assess your needs based on your responsibilities.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"540\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-2222072165-1024x540.jpg\" alt=\"Personne assise \u00e0 un bureau consultant un document papier tout en tenant une tablette, avec plusieurs dossiers et documents ouverts sur la surface de travail.\" class=\"wp-image-6982\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-2222072165-1024x540.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-2222072165-300x158.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-2222072165-768x405.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-2222072165.jpg 1411w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong>Frequently asked questions about D&amp;O insurance<\/strong><\/strong><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>What is the difference between commercial general liability insurance and D&amp;O insurance?<\/strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Commercial general liability insurance may address certain claims involving bodily injury or property damage arising from business activities, premises or products.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">D&amp;O insurance may address certain claims related to financial, administrative or governance decisions.<br><br>Coverage depends on the policy wording, terms, conditions and exclusions.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To better understand this coverage, visit our page about <strong><a href=\"https:\/\/www.laturquoise.ca\/en\/business\/general-liability\/\" data-type=\"page\" data-id=\"4691\">commercial general liability insurance<\/a><\/strong>.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Do volunteer directors of a non-profit organization need D&amp;O insurance?<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Volunteer directors may also face claims involving decisions made in their roles.<br><br>The need depends on their responsibilities and the coverage already in place within the organization.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>What types of claims may be covered by D&amp;O insurance?<\/strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on the policy, D&amp;O insurance may address claims alleging a wrongful act, such as a management decision, error, omission or certain employment-related practice.<br><br>Review the policy wording, coverage, terms, conditions and exclusions.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>Does D&amp;O insurance also protect the organization?<\/strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Some D&amp;O policies may also cover the organization, in addition to insured directors and officers.<br><br>The scope of coverage depends on the policy wording and the type of claim.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong><strong>When should you consider or review D&amp;O insurance?<\/strong><\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">It may be useful to assess this coverage before a claim occurs.<br><br>Growth, financing or governance changes may be appropriate times to review your protection. These changes do not automatically require new coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do your activities also involve risks related to advice, errors or omissions? Visit our page about<a href=\"https:\/\/www.laturquoise.ca\/en\/business\/professional-liability\/\" data-type=\"page\" data-id=\"4693\"> <strong>professional liability insurance<\/strong><\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"540\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1491494153-1024x540.jpg\" alt=\"Cinq personnes r\u00e9unies autour d\u2019une table de conf\u00e9rence dans un bureau. La personne assise au centre prend la parole devant les autres participants, avec des documents et plusieurs verres d\u2019eau dispos\u00e9s sur la table.\" class=\"wp-image-6983\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1491494153-1024x540.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1491494153-300x158.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1491494153-768x405.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/iStock-1491494153.jpg 1411w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Why is D&amp;O insurance important for directors and officers?<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Serving as a director or officer involves decisions that may create personal liability. A lawsuit can arise even when a decision was made in good faith.<br><br>D&amp;O insurance may respond to certain claims connected with management or governance decisions. The scope of coverage depends on the policy wording, terms, conditions and exclusions.<br><br>Review your role, responsibilities and the protection your organization already provides. To discuss your coverage, contact a broker by phone or email.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.laturquoise.ca\/en\/contact-us\/\" data-type=\"page\" data-id=\"1131\">To discuss your coverage, contact a broker by phone or email.<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:38%\">\n<div class=\"article-broker-tip reveal\">\n    <div class=\"article-broker-tip__icon anim anim-fade-up\" aria-hidden=\"true\">\n        <img src=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg\/dist\/article-broker-tip-icon.svg\" width=\"51\" height=\"52\" alt=\"\" loading=\"lazy\" decoding=\"async\">    <\/div>\n\n            <div class=\"article-broker-tip__content wysiwyg anim anim-fade-up\">\n            <h2>Broker&#8217;s tip<\/h2>\n<p>A period of growth, financing or governance change may be a good time to review your D&amp;O coverage. New investors, directors or restructuring may change your risk exposure and insurance needs. Does your coverage still reflect your situation?<\/p>\n        <\/div>\n    <\/div><\/div>\n<\/div>\n\n\n\n<section class=\"article-author container reveal\">\n    <div class=\"article-author__inner anim anim-fade-up\">\n        \n        <div class=\"article-author__content anim anim-fade-right\">\n                            <p class=\"article-author__label\">\n                    Written by                <\/p>\n            \n                            <h2 class=\"article-author__name title-m\">\n                                            <a class=\"article-author__name-link\" href=\"https:\/\/www.laturquoise.ca\/en\/authors\/cabinetlaturquoise\/\">\n                            Cabinet La Turquoise                        <\/a>\n                                    <\/h2>\n            \n                            <div class=\"article-author__position\">\n                                            <p class=\"article-author__position-title\">\n                            Cabinet La Turquoise                        <\/p>\n                    \n                                    <\/div>\n            \n                            <div class=\"article-author__bio wysiwyg\">\n                    <p>Content published under the <strong>Cabinet La Turquoise<\/strong> name is issued on behalf of the organization. It includes news, announcements, communications and informative articles about insurance, financial services and initiatives that shape our daily lives.<\/p>\n<div>\n<div class=\"paragraph-in-scc-markdown-text ___1ngh792 ftgm304 f1iaxwol\">This signature allows us to share relevant, clear and accessible information on topics that matter to our clients, partners and teams.<\/div>\n<\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"cta-banner container reveal\">\n            <div class=\"cta-banner__content wysiwyg anim anim-fade-up\">\n            <h2><span style=\"font-weight: 400\">Get the coverage that&#8217;s right for you<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Contact a broker to get a personalized quote and advice tailored to your situation.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"cta-banner__actions anim anim-fade-up\">\n                            <div class=\"cta-banner__action\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white-outlined-blue\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Get a quote        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white-outlined-blue\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"mailto:contactez-nous@laturquoise.ca\" class=\"cta-dropdown__link btn btn--blue-dark\" aria-label=\"contactez-nous@laturquoise.ca\"><span>contactez-nous@laturquoise.ca<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n            \n                            <div class=\"cta-banner__action\">\n                                            <a href=\"https:\/\/www.laturquoise.ca\/en\/contact-us\/\" class=\"cta-banner__link btn btn--blue-dark\" aria-label=\"Contact us\"><span>Contact us<\/span><\/a>                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"needs-cards container reveal\">\n            <div class=\"needs-cards__content wysiwyg anim anim-fade-up\">\n            <h2><span style=\"font-weight: 400\">Insurance solutions designed for your everyday life<\/span><\/h2>\n<p><span style=\"font-weight: 400\">Because every situation is different, we offer coverage tailored to your specific needs, whether it\u2019s for your personal property, your activities, or your business.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"needs-cards__list\">\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/business\/professional-liability\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/business-needs-icon-3.svg\" class=\"attachment-full size-full\" alt=\"Responsabilit\u00e9 pro\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Professional liability                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/business\/general-liability\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/about-value-icon-3.svg\" class=\"attachment-full size-full\" alt=\"about-value-icon-3\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            General liability                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/personal\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-2.svg\" class=\"attachment-full size-full\" alt=\"personal-discounts-icon-2\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Personal                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/en\/business\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/needs-cards-icon-4.svg\" class=\"attachment-full size-full\" alt=\"needs-cards-icon-4\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Business                        <\/h3>\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/section>","protected":false},"excerpt":{"rendered":"<p>Directors and officers insurance (D&#038;O) may help protect directors, officers and board members against certain claims related to management or governance decisions. Learn who can bring a claim, what D&#038;O insurance may cover and when you should review your coverage.<\/p>\n","protected":false},"author":4,"featured_media":6985,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[45,52,74,51],"tags":[],"class_list":["post-6971","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-businesses","category-general-advice","category-la-turquoise","category-practical-advice"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Directors and officers insurance (D&amp;O): What you need to know&#8211; La Turquoise<\/title>\n<meta name=\"description\" content=\"Learn how directors and officers insurance (D&amp;O) may help protect you against certain claims related to management and governance decisions.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Directors and officers insurance (D&amp;O): What you need to know&#8211; La Turquoise\" \/>\n<meta property=\"og:description\" content=\"Learn how directors and officers insurance (D&amp;O) may help protect you against certain claims related to management and governance decisions.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/\" \/>\n<meta property=\"og:site_name\" content=\"La Turquoise\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/CabinetLaTurquoise\" \/>\n<meta property=\"article:published_time\" content=\"2026-10-21T20:55:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"416\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"R\u00e9becca Rousseau\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"R\u00e9becca Rousseau\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/\"},\"author\":{\"name\":\"R\u00e9becca Rousseau\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#\\\/schema\\\/person\\\/66f777fdff869014c7e0c4e1bbdc2a25\"},\"headline\":\"Directors and officers insurance (D&amp;O)\",\"datePublished\":\"2026-10-21T20:55:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/\"},\"wordCount\":947,\"publisher\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg\",\"articleSection\":[\"Businesses\",\"General Advice\",\"La Turquoise\",\"Practical Advice\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/\",\"name\":\"Directors and officers insurance (D&O): What you need to know&#8211; La Turquoise\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg\",\"datePublished\":\"2026-10-21T20:55:13+00:00\",\"description\":\"Learn how directors and officers insurance (D&O) may help protect you against certain claims related to management and governance decisions.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg\",\"contentUrl\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/10\\\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg\",\"width\":1280,\"height\":416,\"caption\":\"Groupe de cinq personnes r\u00e9uni autour d\u2019une table dans un environnement professionnel, avec des ordinateurs portables et des caf\u00e9s, pendant un \u00e9change de travail.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/directors-and-officers-insurance-do\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/homepage\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Directors and officers insurance (D&amp;O)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/\",\"name\":\"La Turquoise\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#organization\",\"name\":\"La Turquoise\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/logo.svg\",\"contentUrl\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/uploads\\\/2026\\\/05\\\/logo.svg\",\"width\":1,\"height\":1,\"caption\":\"La Turquoise\"},\"image\":{\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/CabinetLaTurquoise\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/la-turquoise-cabinet-en-assurance-de-dommages\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/en\\\/#\\\/schema\\\/person\\\/66f777fdff869014c7e0c4e1bbdc2a25\",\"name\":\"R\u00e9becca Rousseau\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/litespeed\\\/avatar\\\/c61d5159c1e343d92caba74716244359.jpg?ver=1792598522\",\"url\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/litespeed\\\/avatar\\\/c61d5159c1e343d92caba74716244359.jpg?ver=1792598522\",\"contentUrl\":\"https:\\\/\\\/www.laturquoise.ca\\\/wp-content\\\/litespeed\\\/avatar\\\/c61d5159c1e343d92caba74716244359.jpg?ver=1792598522\",\"caption\":\"R\u00e9becca Rousseau\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Directors and officers insurance (D&O): What you need to know&#8211; La Turquoise","description":"Learn how directors and officers insurance (D&O) may help protect you against certain claims related to management and governance decisions.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/","og_locale":"en_US","og_type":"article","og_title":"Directors and officers insurance (D&O): What you need to know&#8211; La Turquoise","og_description":"Learn how directors and officers insurance (D&O) may help protect you against certain claims related to management and governance decisions.","og_url":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/","og_site_name":"La Turquoise","article_publisher":"https:\/\/www.facebook.com\/CabinetLaTurquoise","article_published_time":"2026-10-21T20:55:13+00:00","og_image":[{"width":1280,"height":416,"url":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg","type":"image\/jpeg"}],"author":"R\u00e9becca Rousseau","twitter_card":"summary_large_image","twitter_misc":{"Written by":"R\u00e9becca Rousseau","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/#article","isPartOf":{"@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/"},"author":{"name":"R\u00e9becca Rousseau","@id":"https:\/\/www.laturquoise.ca\/en\/#\/schema\/person\/66f777fdff869014c7e0c4e1bbdc2a25"},"headline":"Directors and officers insurance (D&amp;O)","datePublished":"2026-10-21T20:55:13+00:00","mainEntityOfPage":{"@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/"},"wordCount":947,"publisher":{"@id":"https:\/\/www.laturquoise.ca\/en\/#organization"},"image":{"@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/#primaryimage"},"thumbnailUrl":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg","articleSection":["Businesses","General Advice","La Turquoise","Practical Advice"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/","url":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/","name":"Directors and officers insurance (D&O): What you need to know&#8211; La Turquoise","isPartOf":{"@id":"https:\/\/www.laturquoise.ca\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/#primaryimage"},"image":{"@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/#primaryimage"},"thumbnailUrl":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg","datePublished":"2026-10-21T20:55:13+00:00","description":"Learn how directors and officers insurance (D&O) may help protect you against certain claims related to management and governance decisions.","breadcrumb":{"@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/#primaryimage","url":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg","contentUrl":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/10\/Assurance-des-administrateurs-et-des-dirigeants-DO-.jpg","width":1280,"height":416,"caption":"Groupe de cinq personnes r\u00e9uni autour d\u2019une table dans un environnement professionnel, avec des ordinateurs portables et des caf\u00e9s, pendant un \u00e9change de travail."},{"@type":"BreadcrumbList","@id":"https:\/\/www.laturquoise.ca\/en\/directors-and-officers-insurance-do\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.laturquoise.ca\/en\/homepage\/"},{"@type":"ListItem","position":2,"name":"Directors and officers insurance (D&amp;O)"}]},{"@type":"WebSite","@id":"https:\/\/www.laturquoise.ca\/en\/#website","url":"https:\/\/www.laturquoise.ca\/en\/","name":"La Turquoise","description":"","publisher":{"@id":"https:\/\/www.laturquoise.ca\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.laturquoise.ca\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.laturquoise.ca\/en\/#organization","name":"La Turquoise","url":"https:\/\/www.laturquoise.ca\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.laturquoise.ca\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/logo.svg","contentUrl":"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/logo.svg","width":1,"height":1,"caption":"La Turquoise"},"image":{"@id":"https:\/\/www.laturquoise.ca\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/CabinetLaTurquoise","https:\/\/www.linkedin.com\/company\/la-turquoise-cabinet-en-assurance-de-dommages\/"]},{"@type":"Person","@id":"https:\/\/www.laturquoise.ca\/en\/#\/schema\/person\/66f777fdff869014c7e0c4e1bbdc2a25","name":"R\u00e9becca Rousseau","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.laturquoise.ca\/wp-content\/litespeed\/avatar\/c61d5159c1e343d92caba74716244359.jpg?ver=1792598522","url":"https:\/\/www.laturquoise.ca\/wp-content\/litespeed\/avatar\/c61d5159c1e343d92caba74716244359.jpg?ver=1792598522","contentUrl":"https:\/\/www.laturquoise.ca\/wp-content\/litespeed\/avatar\/c61d5159c1e343d92caba74716244359.jpg?ver=1792598522","caption":"R\u00e9becca Rousseau"}}]}},"_links":{"self":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/posts\/6971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/comments?post=6971"}],"version-history":[{"count":7,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/posts\/6971\/revisions"}],"predecessor-version":[{"id":7002,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/posts\/6971\/revisions\/7002"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/media\/6985"}],"wp:attachment":[{"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/media?parent=6971"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/categories?post=6971"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.laturquoise.ca\/en\/wp-json\/wp\/v2\/tags?post=6971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}