{"id":1318,"date":"2026-06-04T15:35:38","date_gmt":"2026-06-04T15:35:38","guid":{"rendered":"https:\/\/la-turquoise.dev-1.hamakmarketingnumerique.com\/?page_id=1318"},"modified":"2026-08-20T22:09:11","modified_gmt":"2026-08-20T22:09:11","slug":"vehicules-tout-terrain-vtt-quad-et-cote-a-cote","status":"publish","type":"page","link":"https:\/\/www.laturquoise.ca\/fr\/particuliers\/vehicules-tout-terrain-vtt-quad-et-cote-a-cote\/","title":{"rendered":"V\u00e9hicules tout-terrain (VTT, quad et c\u00f4te-\u00e0-c\u00f4te)"},"content":{"rendered":"\n<section class=\"personal-hero reveal\">\n    <div class=\"personal-hero__wrapper container\">\n        <div class=\"personal-hero__media\" aria-hidden=\"true\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1254\" height=\"644\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/iStock-1143939228-e1784131347262.jpg\" class=\"img-cover\" alt=\"Teen riding ATV in sand dunes making a turn in the sand\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/iStock-1143939228-e1784131347262.jpg 1254w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/iStock-1143939228-e1784131347262-300x154.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/iStock-1143939228-e1784131347262-1024x526.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/iStock-1143939228-e1784131347262-768x394.jpg 768w\" sizes=\"auto, (max-width: 1254px) 100vw, 1254px\" \/>        <\/div>\n\n        <div class=\"personal-hero__content\">\n                                                <p class=\"personal-hero__subtitle anim anim-fade-right\">\n                        VTT                    <\/p>\n                \n                                    <h1 class=\"personal-hero__title anim anim-fade-right\">\n                        Assurance pour les v\u00e9hicules tout\u2011terrain au Qu\u00e9bec                    <\/h1>\n                            \n                            <div class=\"personal-hero__actions anim anim-fade-right\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Obtenir une soumission        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white-outlined-green\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"cta-dropdown__link btn btn--green\" aria-label=\"Formulaire de contact\"><span>Formulaire de contact<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/reclamations\/\" class=\"personal-hero__link btn btn--green\" aria-label=\"Faire une r\u00e9clamation\"><span>Faire une r\u00e9clamation<\/span><\/a>                <\/div>\n            \n                            <button class=\"personal-hero__info anim anim-fade-up\" type=\"button\" aria-haspopup=\"dialog\"\n                        aria-controls=\"personal-hero-info-modal\" data-personal-hero-info-modal-trigger>\n                    <svg class=\"personal-hero__info-icon\" aria-hidden=\"true\" width=\"22\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#info\"\/>\n                    <\/svg>\n\n                    <span>Informations \u00e0 avoir en main<\/span>\n                <\/button>\n                    <\/div>\n    <\/div>\n\n    \n            <div class=\"personal-hero__info-modal hero-info-modal\" id=\"personal-hero-info-modal\" role=\"dialog\" aria-modal=\"true\" aria-label=\"Informations \u00e0 avoir en main\" hidden data-personal-hero-info-modal>\n            <div class=\"hero-info-modal__overlay\" data-personal-hero-info-modal-close><\/div>\n\n            <div class=\"hero-info-modal__dialog\">\n                <div class=\"hero-info-modal__top\">\n                    <p class=\"hero-info-modal__label\">\n                        Informations \u00e0 avoir en main                    <\/p>\n\n                    <button class=\"hero-info-modal__close\" type=\"button\" aria-label=\"Fermer\" data-personal-hero-info-modal-close>\n                        <svg class=\"hero-info-modal__close-icon\" aria-hidden=\"true\" width=\"23\" height=\"23\">\n                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#burger-close\"\/>\n                        <\/svg>\n                    <\/button>\n                <\/div>\n\n                <div class=\"hero-info-modal__content wysiwyg\">\n                    <p><span style=\"font-weight: 400\">Pour recevoir votre soumission rapidement, voici les informations qu\u2019il est utile d\u2019avoir sous la main.<\/span><\/p>\n<p><b>Pour tous les types d&rsquo;assurance<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La date d&rsquo;entr\u00e9e en vigueur souhait\u00e9e<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le nom de votre assureur actuel, si vous \u00eates d\u00e9j\u00e0 assur\u00e9<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Vos autres contrats d&rsquo;assurance (habitation, v\u00e9hicules de loisirs), pour v\u00e9rifier les rabais de regroupement<\/span><\/li>\n<\/ul>\n<p><b>Votre VTT<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le type de v\u00e9hicule : motoquad (quad, quatre-roues) ou c\u00f4te-\u00e0-c\u00f4te<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">L&rsquo;ann\u00e9e, la marque et le mod\u00e8le<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le num\u00e9ro de s\u00e9rie, si disponible<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La date d&rsquo;acquisition, si r\u00e9cente<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le num\u00e9ro de permis de chaque conducteur<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Les sinistres inscrits au dossier de conduite des six derni\u00e8res ann\u00e9es<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Votre appartenance \u00e0 la F\u00e9d\u00e9ration Qu\u00e9b\u00e9coise des Clubs Quads (FQCQ)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La pr\u00e9sence d&rsquo;un syst\u00e8me antivol ou d&rsquo;un dispositif de rep\u00e9rage sur le v\u00e9hicule<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">L&rsquo;usage pr\u00e9vu : sentiers f\u00e9d\u00e9r\u00e9s, hors route, travail, loisir<\/span><\/li>\n<\/ul>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n<section class=\"program-coverage container reveal\">\n    <div class=\"program-coverage__container anim anim-fade-up\">\n        <div class=\"program-coverage__media anim anim-fade-left\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1267314743.jpg\" class=\"program-coverage__image\" alt=\"V\u00e9hicule tout-terrain conduit sur un chemin forestier enneig\u00e9 avec un passager arri\u00e8re. Illustration d\u2019un usage familial n\u00e9cessitant une assurance VTT adapt\u00e9e.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1267314743.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1267314743-300x300.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1267314743-150x150.jpg 150w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1267314743-768x768.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"V\u00e9hicule tout-terrain conduit sur un chemin forestier enneig\u00e9 avec un passager arri\u00e8re. Illustration d\u2019un usage familial n\u00e9cessitant une assurance VTT adapt\u00e9e.\" \/>        <\/div>\n\n        <div class=\"program-coverage__content anim anim-fade-right\">\n                            <div class=\"program-coverage__text wysiwyg\">\n                    <h2>L&rsquo;assurance VTT adapt\u00e9e \u00e0 votre v\u00e9hicule et \u00e0 votre usage<\/h2>\n<p><span style=\"font-weight: 400\">Chaque amateur de VTT a ses habitudes. Certains parcourent les sentiers f\u00e9d\u00e9r\u00e9s de la FQCQ, d&rsquo;autres pr\u00e9f\u00e8rent le hors-piste ou les terrains de travail. Le type de v\u00e9hicule, la fr\u00e9quence d&rsquo;utilisation et l&rsquo;usage pr\u00e9vu influencent les protections dont vous avez besoin.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Au Qu\u00e9bec, la responsabilit\u00e9 civile est obligatoire pour circuler avec un quad ou un c\u00f4te-\u00e0-c\u00f4te. Elle couvre les dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 d&rsquo;autres personnes lors d&rsquo;un accident. D&rsquo;autres protections peuvent s&rsquo;ajouter: vol, collision ou renversement.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Un VTT repr\u00e9sente souvent un investissement important. Un c\u00f4te-\u00e0-c\u00f4te neuf peut valoir 25 000 $ ou plus. Une bonne couverture prot\u00e8ge aussi bien votre v\u00e9hicule que vos accessoires et \u00e9quipements.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Cette assurance couvre diff\u00e9rents types de v\u00e9hicules tout-terrain :<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Autoquad (c\u00f4te-\u00e0-c\u00f4te, side-by-side)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Moto hors route<\/span><\/li>\n<li><span style=\"font-weight: 400\">Motoquad (quad, quatre-roues)<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Un courtier La Turquoise vous accompagne pour ajuster votre couverture selon votre v\u00e9hicule et votre utilisation. Autant au moment de choisir votre assurance qu&rsquo;en cas de sinistre.<\/span><\/p>\n                <\/div>\n            \n                            <div class=\"program-coverage__actions\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--turquoise\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Contacter un courtier        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"cta-dropdown__link btn btn--green-outlined-white\" aria-label=\"Formulaire de contact\"><span>Formulaire de contact<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"product-protections container reveal pt-0\">\n            <div class=\"product-protections__content wysiwyg anim anim-fade-up\">\n            <h2>Les protections recommand\u00e9es<\/h2>\n<p>L&rsquo;assurance VTT peut comprendre diff\u00e9rentes protections selon votre utilisation du v\u00e9hicule. Certaines couvrent les dommages caus\u00e9s \u00e0 d&rsquo;autres personnes, tandis que d&rsquo;autres prot\u00e8gent votre VTT contre diff\u00e9rents incidents.<\/p>\n        <\/div>\n    \n            <div class=\"product-protections__columns product-protections__columns--split\">\n                            \n                <div class=\"product-protections__column\">\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-1\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-1\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-1\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Responsabilit\u00e9 civile<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">La responsabilit\u00e9 civile est obligatoire pour circuler avec un quad ou un c\u00f4te-\u00e0-c\u00f4te au Qu\u00e9bec. Elle couvre les dommages mat\u00e9riels ou corporels caus\u00e9s \u00e0 d\u2019autres personnes lors d\u2019un accident. Elle intervient si une r\u00e9clamation est d\u00e9pos\u00e9e \u00e0 la suite d\u2019un incident impliquant votre VTT. Parlez \u00e0 votre courtier La Turquoise pour choisir le montant adapt\u00e9 \u00e0 votre situation.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-1\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-1\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un quad heurte un autre v\u00e9hicule sur un sentier f\u00e9d\u00e9r\u00e9.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un \u00e9quipement ou une installation est endommag\u00e9 lors d\u2019un incident.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-3\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-3\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-3\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Accident sans collision<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Certains \u00e9v\u00e9nements peuvent endommager un VTT sans impact direct avec un autre v\u00e9hicule. Cette protection couvre notamment le feu, le vol, le vandalisme, les intemp\u00e9ries et certains dommages caus\u00e9s par des \u00e9l\u00e9ments ext\u00e9rieurs. Cela peut arriver en utilisation ou lors de l\u2019entreposage.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-3\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-3\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le quad est vol\u00e9 dans un garage ou sur un terrain de camping.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un incendie cause des dommages importants au v\u00e9hicule.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des intemp\u00e9ries endommagent le VTT pendant l\u2019entreposage.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un animal est heurt\u00e9 sur un sentier et endommage le v\u00e9hicule.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-protections__column\">\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-2\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-2\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-2\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Collision ou renversement<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Les dommages subis par votre VTT \u00e0 la suite d\u2019un impact ou d\u2019un renversement sont couverts par cette protection. Elle s\u2019applique en cas de collision avec un autre v\u00e9hicule, un arbre ou un objet, ou lors d\u2019une perte de contr\u00f4le. Une franchise est g\u00e9n\u00e9ralement pr\u00e9vue lors d\u2019une r\u00e9clamation.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-2\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-2\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un quad percute un arbre ou un objet sur un sentier.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le v\u00e9hicule d\u00e9rape dans une courbe et se renverse.<\/span><\/li>\n<li style=\"font-weight: 400\"><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-4\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-4\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-4\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Assurance de personne en cas de d\u00e9c\u00e8s ou mutilation accidentels.<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Un accident grave peut entra\u00eener des cons\u00e9quences financi\u00e8res importantes pour toute une famille. Cette protection pr\u00e9voit le versement d\u2019une indemnit\u00e9 en cas de d\u00e9c\u00e8s ou de mutilation accidentels. Elle peut aider \u00e0 couvrir certains frais m\u00e9dicaux ou autres d\u00e9penses li\u00e9es \u00e0 l\u2019\u00e9v\u00e9nement.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-4\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-4\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un accident entra\u00eene des blessures n\u00e9cessitant des soins ou une r\u00e9adaptation.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des s\u00e9quelles permanentes apparaissent \u00e0 la suite d\u2019un incident.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un d\u00e9c\u00e8s survient apr\u00e8s un accident impliquant le VTT assur\u00e9.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"product-practices container reveal\" data-practice-block>\n            <div class=\"product-practices__content wysiwyg anim anim-fade-up\">\n            <h2>Les protections pratiques<\/h2>\n<p><span style=\"font-weight: 400\">Une assurance VTT peut aller au-del\u00e0 de la couverture de base. Selon votre quad, votre c\u00f4te-\u00e0-c\u00f4te et vos habitudes d\u2019utilisation, certaines protections pratiques s\u2019av\u00e8rent utiles. Elles s\u2019ajoutent \u00e0 votre assurance v\u00e9hicule tout-terrain pour mieux r\u00e9pondre \u00e0 chaque situation.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"product-practices__columns\" data-practice-columns>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\">\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3><strong>Indemnisation sans d\u00e9pr\u00e9ciation<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Un VTT perd de la valeur avec le temps. En cas de sinistre couvert, cette protection permet une indemnisation sans tenir compte de cette d\u00e9pr\u00e9ciation. Elle aide \u00e0 r\u00e9cup\u00e9rer une valeur plus proche du prix d\u2019achat.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"1\">\n                            <div class=\"product-practice-card__examples\">\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3><strong>Assistance routi\u00e8re<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Un accident grave peut entra\u00eener des cons\u00e9quences financi\u00e8res importantes pour toute une famille. Cette protection pr\u00e9voit le versement d\u2019une indemnit\u00e9 en cas de d\u00e9c\u00e8s ou de mutilation accidentels. Elle peut aider \u00e0 couvrir certains frais m\u00e9dicaux ou autres d\u00e9penses li\u00e9es \u00e0 l\u2019\u00e9v\u00e9nement.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-2\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-2\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3><strong>Assistance routi\u00e8re<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Une panne sur un sentier isol\u00e9 peut rapidement compliquer une sortie. Cette protection offre de l\u2019aide en cas d\u2019impr\u00e9vu. Cela inclut le survoltage de batterie, la livraison d\u2019essence ou le remorquage dans un rayon d\u00e9termin\u00e9.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-2\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-2\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un VTT tombe en panne loin d\u2019une route accessible.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un quad doit \u00eatre remorqu\u00e9 apr\u00e8s un incident sur un sentier.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-3\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-3\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3><strong>Protection pour les accessoires et l\u2019\u00e9quipement<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Les accessoires et \u00e9quipements ajout\u00e9s \u00e0 un VTT peuvent repr\u00e9senter une valeur importante. Cette protection couvre ces ajouts contre les pertes ou les dommages, selon les conditions pr\u00e9vues au contrat.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-3\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-3\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des \u00e9quipements de navigation install\u00e9s sur un quad sont endommag\u00e9s lors d\u2019un sinistre couvert.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des accessoires ajout\u00e9s au v\u00e9hicule doivent \u00eatre remplac\u00e9s apr\u00e8s un incident.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n<section class=\"program-coverage program-coverage--accordeons container reveal\">\n    <div class=\"program-coverage__container anim anim-fade-up\">\n        <div class=\"program-coverage__media anim anim-fade-left\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"1254\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909.jpg\" class=\"program-coverage__image\" alt=\"Transmission d\u2019une cl\u00e9 de voiture entre deux personnes, pr\u00e8s d\u2019un v\u00e9hicule. Visuel associ\u00e9 \u00e0 l\u2019assurance de remplacement apr\u00e8s une perte ou un sinistre.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909.jpg 836w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909-200x300.jpg 200w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909-683x1024.jpg 683w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2261507909-768x1152.jpg 768w\" sizes=\"auto, (max-width: 836px) 100vw, 836px\" title=\"Transmission d\u2019une cl\u00e9 de voiture entre deux personnes, pr\u00e8s d\u2019un v\u00e9hicule. Visuel associ\u00e9 \u00e0 l\u2019assurance de remplacement apr\u00e8s une perte ou un sinistre.\" \/>        <\/div>\n\n        <div class=\"program-coverage__content anim anim-fade-right\">\n                            <div class=\"program-coverage__text wysiwyg\">\n                    <h2>Assurance de remplacement (F.P.Q. No 5)<\/h2>\n<p>La garantie de remplacement (F.P.Q. No 5) est un compl\u00e9ment \u00e0 votre contrat d&rsquo;assurance VTT primaire. En cas de perte totale ou de vol, vous b\u00e9n\u00e9ficiez d&rsquo;un montant plus \u00e9lev\u00e9 pour remplacer votre v\u00e9hicule et aider \u00e0 prot\u00e9ger contre la d\u00e9pr\u00e9ciation de sa valeur.<\/p>\n                <\/div>\n            \n                            <div class=\"program-coverage__faq faq__list\">\n                    \n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-0\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-0\">\n                                        <span>Comment le montant de l\u2019indemnisation est calcul\u00e9?<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-0\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-0\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <p>Vous recevez un montant d\u00e9termin\u00e9 selon les modalit\u00e9s pr\u00e9vues au contrat et l&rsquo;\u00e9tat du v\u00e9hicule au moment de l&rsquo;achat.<\/p>\n<ul>\n<li><strong>V\u00e9hicule neuf\u00a0:<\/strong> Vous \u00eates indemnis\u00e9 selon la valeur d&rsquo;un v\u00e9hicule neuf similaire de l&rsquo;ann\u00e9e courante, sans d\u00e9pr\u00e9ciation appliqu\u00e9e.<\/li>\n<li><strong>V\u00e9hicule usag\u00e9\u00a0:<\/strong>\n<ul>\n<li>Achet\u00e9 chez un marchand : vous \u00eates indemnis\u00e9 selon le prix pay\u00e9 \u00e0 l&rsquo;achat, auquel s&rsquo;ajoute un pourcentage index\u00e9 pour chaque ann\u00e9e d&rsquo;utilisation.<\/li>\n<li>Non achet\u00e9 chez un marchand : vous avez droit \u00e0 une bonification du montant de l&rsquo;indemnit\u00e9 de votre assureur primaire.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-1\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-1\">\n                                        <span>Ce que cette protection inclut<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-1\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-1\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <ul>\n<li>Aucune franchise en cas de perte totale<\/li>\n<li>Remboursement de la franchise en cas de perte partielle, selon l&rsquo;option choisie<\/li>\n<li>Allocation pour un v\u00e9hicule de courtoisie pendant les d\u00e9marches<\/li>\n<li>Prime garantie pendant la dur\u00e9e compl\u00e8te de couverture<\/li>\n<li>P\u00e9riodes de financement disponibles de 12 \u00e0 84 mois<\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-2\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-2\">\n                                        <span>Rabais disponibles avec la garantie de remplacement<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-2\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-2\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <ul>\n<li>Rabais TAG : Votre v\u00e9hicule est \u00e9quip\u00e9 d\u2019un syst\u00e8me de rep\u00e9rage\u2009? Un rabais s\u2019applique directement sur votre prime. Le syst\u00e8me doit \u00eatre install\u00e9 dans les d\u00e9lais pr\u00e9vus au contrat pour que le rabais s\u2019applique.<\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-3\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-3\">\n                                        <span>Types de v\u00e9hicules couverts<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-3\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-3\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <ul>\n<li>Automobile<\/li>\n<li>Caravanes et autos-caravanes<\/li>\n<li>Motos et trois roues<\/li>\n<li>Motoneiges<\/li>\n<li>Roulottes et tentes-roulottes<\/li>\n<li>V\u00e9hicules r\u00e9cr\u00e9atifs (VR)<\/li>\n<li>V\u00e9hicules tout-terrain (VTT, quad et c\u00f4te-\u00e0-c\u00f4te)<\/li>\n<\/ul>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-4\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-4\">\n                                        <span>Dans quels cas cette protection fait une diff\u00e9rence<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-4\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-4\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <p>Cette protection est utile d\u00e8s l&rsquo;achat, quand la d\u00e9pr\u00e9ciation est la plus rapide. Elle vous permet de recevoir un montant sup\u00e9rieur \u00e0 la valeur marchande.<\/p>\n<p>Vous financez votre v\u00e9hicule sur plusieurs ann\u00e9es? Sans cette protection, une perte totale pourrait vous laisser avec un solde de financement sup\u00e9rieur au montant re\u00e7u.<\/p>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                    <\/div>\n            \n                            <div class=\"program-coverage__actions\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--turquoise\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Contacter un courtier        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une submission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"cta-dropdown__link btn btn--green-outlined-white\" aria-label=\"Formulaire de contact\"><span>Formulaire de contact<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"personal-discounts container reveal pt-0\">\n            <div class=\"personal-discounts__content wysiwyg anim anim-fade-up\">\n            <h2>\u00c9conomisez gr\u00e2ce aux rabais offerts<\/h2>\n<p><span style=\"font-weight: 400\">Votre courtier La Turquoise vous aide \u00e0 trouver les rabais qui s&rsquo;appliquent \u00e0 votre situation. Ces \u00e9conomies varient selon votre profil et vos protections. Elles vous permettent de r\u00e9duire votre prime d&rsquo;assurance VTT en toute simplicit\u00e9.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"personal-discounts__list\">\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-1.svg\" class=\"attachment-full size-full\" alt=\"Habitation+auto\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Rabais pour membres d\u2019associations et de clubs<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Certaines associations et f\u00e9d\u00e9rations reconnues offrent des avantages \u00e0 leurs membres. Les membres de la F\u00e9d\u00e9ration Qu\u00e9b\u00e9coise des Clubs Quads (FQCQ) peuvent b\u00e9n\u00e9ficier de rabais ou d&rsquo;offres particuli\u00e8res selon les assureurs.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/business-needs-icon-4.svg\" class=\"attachment-full size-full\" alt=\"Cybers\u00e9curit\u00e9\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Syst\u00e8me antivol et dispositif de rep\u00e9rage<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">L&rsquo;installation d&rsquo;un syst\u00e8me antivol complet, d&rsquo;un dispositif de rep\u00e9rage ou d&rsquo;un marquage intensif reconnu par l&rsquo;assureur peut r\u00e9duire la prime. Plus le syst\u00e8me est complet, plus l&rsquo;\u00e9conomie peut \u00eatre importante.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-cta-icon-2.svg\" class=\"attachment-full size-full\" alt=\"Moto\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Multiv\u00e9hicules<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Assurer plusieurs v\u00e9hicules au m\u00eame endroit peut donner acc\u00e8s \u00e0 un rabais. Cette option s&rsquo;applique souvent lorsque plusieurs conducteurs d&rsquo;un m\u00eame foyer sont assur\u00e9s ensemble.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-1.svg\" class=\"attachment-full size-full\" alt=\"Habitation+auto\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Regroupement VTT, auto et habitation<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Jumeler l&rsquo;assurance VTT avec une assurance auto ou habitation aupr\u00e8s du m\u00eame assureur peut permettre d&rsquo;obtenir un rabais sur l&rsquo;ensemble du portefeuille de protections.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item anim anim-fade-up\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-2.svg\" class=\"attachment-full size-full\" alt=\"Particuliers\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Membre FADOQ<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Les membres de la F\u00e9d\u00e9ration de l&rsquo;\u00e2ge d&rsquo;or du Qu\u00e9bec peuvent avoir acc\u00e8s \u00e0 des rabais offerts par des assureurs participants.<\/span><\/p>\n                        <\/div>\n                                    <\/li>\n                    <\/ul>\n    <\/section>\n\n\n<section class=\"personal-partners container reveal\">\n    <div class=\"personal-partners__media\" aria-hidden=\"true\">\n        <img src=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/decor\/dist\/personal-partners-bg.jpg\" width=\"4320\" height=\"1806\" alt=\"\" class=\"img-cover\" loading=\"lazy\" decoding=\"async\">    <\/div>\n\n    <div class=\"personal-partners-search anim anim-fade-up\" data-insurance-search>\n                    <div class=\"personal-partners-search__content wysiwyg\">\n                <h3><strong>Associations et programmes partenaires<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">La Turquoise collabore avec plusieurs associations, regroupements professionnels et organisations afin d\u2019offrir des avantages \u00e0 leurs membres. Parcourez la liste pour voir les associations et programmes actuellement offerts.<\/span><\/p>\n            <\/div>\n        \n        \n        <div class=\"personal-partners-search__box\">\n            <button class=\"personal-partners-search__button\" id=\"personal-partners-search-trigger\" type=\"button\"\n                    aria-expanded=\"false\" aria-controls=\"personal-partners-search-panel\" data-insurance-search-trigger>\n                <span class=\"personal-partners-search__button-text\">\n                    Rechercher                <\/span>\n\n                <svg class=\"personal-partners-search__button-icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                <\/svg>\n            <\/button>\n\n                            <div class=\"personal-partners-search__dropdown\" id=\"personal-partners-search-panel\"\n                     data-insurance-search-panel>\n                    <div class=\"personal-partners-search__search\">\n                        <label class=\"personal-partners-search__input-label screen-reader-response\"\n                               for=\"personal-partners-search-input\">\n                            Rechercher                        <\/label>\n\n                        <div class=\"personal-partners-search__search-field\">\n                            <svg class=\"personal-partners-search__search-icon\" aria-hidden=\"true\" width=\"20\"\n                                 height=\"20\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#search\"\/>\n                            <\/svg>\n\n                            <input class=\"personal-partners-search__search-input\" id=\"personal-partners-search-input\"\n                                   type=\"search\" placeholder=\"Rechercher\"\n                                   data-insurance-search-input>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"personal-partners-search__groups\" data-insurance-search-groups>\n                                                    \n                            <details class=\"personal-partners-search__group\" data-insurance-search-group>\n                                                                    <summary class=\"personal-partners-search__group-title\">\n                                        Programme et rabais d\u2019affinit\u00e9s                                        <svg class=\"personal-partners-search__group-icon\" aria-hidden=\"true\"\n                                             width=\"6\" height=\"11\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron-prev\"\/>\n                                        <\/svg>\n                                    <\/summary>\n                                \n                                                                    <ul class=\"personal-partners-search__list\" id=\"personal-partners-search-panel-group-0\">\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/tourisme-hotellerie-et-voyage\/association-canadienne-des-agences-de-voyages-et-conseillers-de-voyages-acta\/\"\n                                                   data-insurance-search-link>\n                                                    Association canadienne des agences de voyages et conseillers de voyages (ACTA)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/services-professionnels\/association-educatrices-et-educateurs-specialises-du-quebec-aeesq\/\"\n                                                   data-insurance-search-link>\n                                                    Association \u00c9ducatrices et \u00e9ducateurs sp\u00e9cialis\u00e9s du Qu\u00e9bec (AEESQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/tourisme-hotellerie-et-voyage\/association-des-hoteliers-du-quebec-ahq\/\"\n                                                   data-insurance-search-link>\n                                                    Association des h\u00f4teliers du Qu\u00e9bec (AHQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/agricole-et-foresterie\/\"\n                                                   data-insurance-search-link>\n                                                    Agricole et foresterie                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/apchq-construction-outaouais\/\"\n                                                   data-insurance-search-link>\n                                                    APCHQ Construction Outaouais                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/association-pour-entrepreneurs-en-construction-au-quebec-acq-abitibi-outaouais\/\"\n                                                   data-insurance-search-link>\n                                                    Association pour entrepreneurs en construction au Qu\u00e9bec (ACQ) Abitibi-Outaouais                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/agricole-et-foresterie\/federation-des-producteurs-forestiers-du-quebec\/\"\n                                                   data-insurance-search-link>\n                                                    F\u00e9d\u00e9ration des producteurs forestiers du Qu\u00e9bec                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/garages-et-ateliers-mecaniques\/garage-napa-autopro\/\"\n                                                   data-insurance-search-link>\n                                                    Garage NAPA Autopro                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/commerces-et-detaillants\/harnois-essence-detaillant-carburant\/\"\n                                                   data-insurance-search-link>\n                                                    Harnois (essence), d\u00e9taillant carburant                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/professionnels-de-lesthetique-et-soins-de-beaute\/professionnels-de-lesthetique-et-soins-de-beaute-apeseq\/\"\n                                                   data-insurance-search-link>\n                                                    Professionnels de l\u2019esth\u00e9tique et soins de beaut\u00e9 (APESEQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/residences-pour-aines\/regroupement-quebecois-des-residences-pour-aines-rqra\/\"\n                                                   data-insurance-search-link>\n                                                    Regroupement qu\u00e9b\u00e9cois des r\u00e9sidences pour a\u00een\u00e9s (RQRA)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/agricole-et-foresterie\/societe-internationale-darboriculture-quebec-siaq\/\"\n                                                   data-insurance-search-link>\n                                                    Arboriculteurs (Soci\u00e9t\u00e9 internationale d\u2019arboriculture Qu\u00e9bec &#8211; SIAQ)                                                <\/a>\n                                            <\/li>\n                                                                            <\/ul>\n                                                            <\/details>\n                        \n                        <p class=\"personal-partners-search__empty\" hidden data-insurance-search-empty>\n                            Aucun r\u00e9sultat trouv\u00e9.                        <\/p>\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"cta-banner container reveal\">\n            <div class=\"cta-banner__content wysiwyg anim anim-fade-up\">\n            <h2>Trouvez la protection qu&rsquo;il vous faut<\/h2>\n<p><span style=\"font-weight: 400\">Communiquez avec un courtier pour obtenir une soumission personnalis\u00e9e et des conseils adapt\u00e9s \u00e0 votre situation.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"cta-banner__actions anim anim-fade-up\">\n                            <div class=\"cta-banner__action\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white-outlined-blue\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Obtenir une soumission        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18555722247\" class=\"cta-dropdown__link btn btn--white-outlined-blue\" aria-label=\"1.855.572.2247\"><span>1.855.572.2247<\/span><\/a>                                    \n                    <a href=\"mailto:contactez-nous@laturquoise.ca\" class=\"cta-dropdown__link btn btn--blue-dark\" aria-label=\"contactez-nous@laturquoise.ca\"><span>contactez-nous@laturquoise.ca<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n            \n                            <div class=\"cta-banner__action\">\n                                            <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"cta-banner__link btn btn--blue-dark\" aria-label=\"\u00c9crivez-nous\"><span>\u00c9crivez-nous<\/span><\/a>                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"faq container reveal\">\n            <div class=\"faq__content wysiwyg anim anim-fade-left\">\n            <h2>Vos questions sur l\u2019assurance VTT au Qu\u00e9bec<\/h2>\n<p><span style=\"font-weight: 400\">Des questions sur l\u2019assurance VTT, quad ou c\u00f4te-\u00e0-c\u00f4te au Qu\u00e9bec\u2009? Cette section regroupe les interrogations les plus fr\u00e9quentes. Elles portent sur les obligations, les protections disponibles et ce qui influence le co\u00fbt de votre assurance v\u00e9hicule tout-terrain.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"faq__list\">\n            \n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-0\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-0\">\n                                <span>Est-ce que l\u2019assurance VTT est obligatoire au Qu\u00e9bec?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-0\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-0\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Oui. La Loi sur les v\u00e9hicules hors route exige que tout propri\u00e9taire de quad d\u00e9tienne un contrat d\u2019assurance responsabilit\u00e9 civile. Cette obligation s\u2019applique partout au Qu\u00e9bec, que vous circuliez en sentier f\u00e9d\u00e9r\u00e9 ou hors sentier. Parlez \u00e0 un courtier La Turquoise pour choisir le montant adapt\u00e9 \u00e0 votre situation.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-1\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-1\">\n                                <span>Combien co\u00fbte une assurance quad au Qu\u00e9bec?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-1\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-1\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Aucun prix moyen universel ne s\u2019applique \u00e0 l\u2019assurance VTT. Le prix varie selon la valeur du quad ou du c\u00f4te-\u00e0-c\u00f4te, sa cylindr\u00e9e, la date d\u2019achat et les protections choisies. L\u2019\u00e2ge du conducteur et son dossier de conduite influencent aussi la prime. Un courtier La Turquoise peut comparer les options disponibles selon votre profil.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-2\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-2\">\n                                <span>Est-ce que la SAAQ couvre les accidents en VTT?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-2\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-2\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Non. La SAAQ ne pr\u00e9voit aucune indemnisation pour les blessures subies dans un accident de quad ou de c\u00f4te-\u00e0-c\u00f4te. Elle en pr\u00e9voit toutefois lorsque cet accident implique un v\u00e9hicule en mouvement couvert par le r\u00e9gime. L\u2019assurance responsabilit\u00e9 civile priv\u00e9e est donc essentielle pour tout propri\u00e9taire de v\u00e9hicule tout-terrain au Qu\u00e9bec.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-3\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-3\">\n                                <span>Le droit d\u2019acc\u00e8s aux sentiers de la FQCQ inclut-il une assurance?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-3\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-3\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Oui, dans certains cas. L\u2019achat d\u2019un droit d\u2019acc\u00e8s aupr\u00e8s d\u2019un club affili\u00e9 \u00e0 la F\u00e9d\u00e9ration Qu\u00e9b\u00e9coise des Clubs Quads (FQCQ) inclut g\u00e9n\u00e9ralement une protection en responsabilit\u00e9 civile pour votre quad. Deux situations n\u00e9cessitent une attention particuli\u00e8re.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Si une assurance VTT distincte est d\u00e9j\u00e0 en place, cette couverture peut \u00eatre annul\u00e9e pour \u00e9viter un doublon.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Si les besoins sont plus importants, la couverture peut \u00eatre bonifi\u00e9e.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Un courtier La Turquoise peut v\u00e9rifier rapidement si votre situation est bien couverte.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-4\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-4\">\n                                <span>Quelle diff\u00e9rence y a-t-il entre un quad et un c\u00f4te-\u00e0-c\u00f4te pour l\u2019assurance?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-4\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-4\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Les assurances couvrent les deux types de v\u00e9hicules tout-terrain avec les m\u00eames protections de base. Pour conduire un motoquad, il faut avoir au moins 16\u00a0ans. Pour un autoquad (c\u00f4te-\u00e0-c\u00f4te), l\u2019\u00e2ge minimal est de 18\u00a0ans. La valeur g\u00e9n\u00e9ralement plus \u00e9lev\u00e9e du c\u00f4te-\u00e0-c\u00f4te peut entra\u00eener une prime d\u2019assurance plus haute.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n    <section class=\"personal-articles container reveal\">\n        <div class=\"personal-articles__header anim anim-fade-left\">\n            <div class=\"personal-articles__content\">\n                                    <h2 class=\"personal-articles__title title-l\">\n                        Des conseils pratiques pour la vie de tous les jours                    <\/h2>\n                \n                \n                <a href=\"https:\/\/laturquoise.ca\/fr\/blogue\/\" class=\"personal-articles__link btn btn--white-outlined-green\" aria-label=\"Voir tous nos conseils\"><span>Voir tous nos conseils<\/span><\/a>            <\/div>\n\n            <div class=\"personal-articles__nav\" aria-label=\"Navigation du carrousel d\u2019articles\">\n                <button class=\"personal-articles__arrow personal-articles__arrow--prev swiper-button-prev\"\n                        type=\"button\" aria-label=\"Article pr\u00e9c\u00e9dent\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-left\"\/>\n                    <\/svg>\n                <\/button>\n\n                <button class=\"personal-articles__arrow personal-articles__arrow--next swiper-button-next\"\n                        type=\"button\" aria-label=\"Article suivant\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-right\"\/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div class=\"personal-articles__slider anim anim-fade-up\">\n            <div class=\"swiper personal-articles-slider-js\">\n                <ul class=\"personal-articles__wrapper swiper-wrapper\">\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/fin-de-saison-agricole\/\"\n       aria-label=\"Lire l\u2019article : Fin de saison agricole\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-1024x683.jpg\" class=\"img-cover\" alt=\"Vue a\u00e9rienne d\u2019une exploitation agricole au Qu\u00e9bec \u00e0 l\u2019automne, illustrant la planification des prochaines \u00e9tapes et la pr\u00e9paration de la prochaine saison.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Vue a\u00e9rienne d\u2019une exploitation agricole au Qu\u00e9bec \u00e0 l\u2019automne, illustrant la planification des prochaines \u00e9tapes et la pr\u00e9paration de la prochaine saison.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-pratiques\/\">\n                            Conseils pratiques                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/couvertures-expliquees\/\">\n                            Couvertures expliqu\u00e9es                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises-agricoles\/\">\n                            Entreprises agricoles                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/protections-expliquees\/\">\n                            Protections expliqu\u00e9es                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Fin de saison agricole        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-24\">\n                    08\/24\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        7 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/cyberattaques-en-pme-risques-et-assurance-cyber\/\"\n       aria-label=\"Lire l\u2019article : Cyberattaques en PME : comprendre les risques et le r\u00f4le de l\u2019assurance cyber\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg\" class=\"img-cover\" alt=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-768x513.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-generaux\/\">\n                            Conseils g\u00e9n\u00e9raux                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-pratiques\/\">\n                            Conseils pratiques                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/couvertures-expliquees\/\">\n                            Couvertures expliqu\u00e9es                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/cybersecurite\/\">\n                            Cybers\u00e9curit\u00e9                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/protections-expliquees\/\">\n                            Protections expliqu\u00e9es                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Cyberattaques en PME : comprendre les risques et le r\u00f4le de l\u2019assurance cyber        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        10 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/courtier-en-assurance-de-dommages-role-conseils-et-avantage\/\"\n       aria-label=\"Lire l\u2019article : Courtier en assurance de dommages au Qu\u00e9bec : r\u00f4le, avantages et diff\u00e9rences avec un assureur direct\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"444\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-1024x444.jpg\" class=\"img-cover\" alt=\"Courti\u00e8re pr\u00e9sentant des documents d&#039;assurance \u00e0 un client lors d&#039;une rencontre de consultation.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-1024x444.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-300x130.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-768x333.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808.jpg 1252w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Courti\u00e8re pr\u00e9sentant des documents d&#039;assurance \u00e0 un client lors d&#039;une rencontre de consultation.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/automobile\/\">\n                            Automobile                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-generaux\/\">\n                            Conseils g\u00e9n\u00e9raux                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/cybersecurite\/\">\n                            Cybers\u00e9curit\u00e9                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/habitation\/\">\n                            Habitation                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/particuliers\/\">\n                            Particuliers                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/vehicules-recreatifs-et-de-loisirs\/\">\n                            V\u00e9hicules r\u00e9cr\u00e9atifs et de loisirs                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Courtier en assurance de dommages au Qu\u00e9bec : r\u00f4le, avantages et diff\u00e9rences avec un assureur direct        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        4 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/batir-sa-carriere-en-assurance-de-dommages\/\"\n       aria-label=\"Lire l\u2019article : Les possibilit\u00e9s de carri\u00e8re en assurance de dommages\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"478\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-1024x478.jpg\" class=\"img-cover\" alt=\"Deux coll\u00e8gues \u00e9changent devant un ordinateur lors d&#039;une journ\u00e9e de travail. La collaboration est au c\u0153ur des carri\u00e8res en assurance au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-1024x478.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-300x140.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-768x358.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408.jpg 1230w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Deux coll\u00e8gues \u00e9changent devant un ordinateur lors d&#039;une journ\u00e9e de travail. La collaboration est au c\u0153ur des carri\u00e8res en assurance au Qu\u00e9bec.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Les possibilit\u00e9s de carri\u00e8re en assurance de dommages        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-21\">\n                    08\/21\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/lassurance-de-dommages-donner-un-sens-a-sa-carriere\/\"\n       aria-label=\"Lire l\u2019article : L\u2019assurance de dommages: donner un sens \u00e0 sa carri\u00e8re en ayant un impact concret\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"295\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1024x295.jpg\" class=\"img-cover\" alt=\"R\u00e9union d\u2019\u00e9quipe dans une salle de conf\u00e9rence lumineuse, avec plusieurs personnes en discussion autour d\u2019une table de travail.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1024x295.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-300x86.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-768x221.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1536x443.jpg 1536w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-2048x590.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"R\u00e9union d\u2019\u00e9quipe dans une salle de conf\u00e9rence lumineuse, avec plusieurs personnes en discussion autour d\u2019une table de travail.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            L\u2019assurance de dommages: donner un sens \u00e0 sa carri\u00e8re en ayant un impact concret        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-25\">\n                    06\/25\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/entrer-dans-lassurance-de-dommages-le-vrai-parcours\/\"\n       aria-label=\"Lire l\u2019article : Entrer dans l\u2019assurance de dommages : le vrai parcours\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg\" class=\"img-cover\" alt=\"\u00c9change professionnel autour de documents dans un environnement de bureau. Illustration li\u00e9e \u00e0 l\u2019entr\u00e9e dans une carri\u00e8re en assurance de dommages au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"\u00c9change professionnel autour de documents dans un environnement de bureau. Illustration li\u00e9e \u00e0 l\u2019entr\u00e9e dans une carri\u00e8re en assurance de dommages au Qu\u00e9bec.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Entrer dans l\u2019assurance de dommages : le vrai parcours        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-03\">\n                    06\/03\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        6 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                    <\/ul>\n            <\/div>\n\n            <div class=\"personal-articles__pagination swiper-pagination\"><\/div>\n        <\/div>\n    <\/section>\n    \n\n\n<section class=\"needs-cards container reveal\">\n            <div class=\"needs-cards__content wysiwyg anim anim-fade-up\">\n            <h2>Des solutions d\u2019assurance pens\u00e9es pour votre quotidien<\/h2>\n<p><span style=\"font-weight: 400\">Parce que chaque situation est diff\u00e9rente, nous proposons des protections adapt\u00e9es \u00e0 votre r\u00e9alit\u00e9, qu\u2019il s\u2019agisse de vos biens, de vos activit\u00e9s ou de votre entreprise.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"needs-cards__list\">\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/particuliers\/automobile\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/icone_recadree.svg\" class=\"attachment-full size-full\" alt=\"Auto\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Automobile                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/particuliers\/vehicules-recreatifs-et-de-loisirs\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/needs-cards-icon-3.svg\" class=\"attachment-full size-full\" alt=\"V\u00e9hicules r\u00e9cr\u00e9atifs et de loisirs\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            V\u00e9hicules r\u00e9cr\u00e9atifs et de loisirs                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/particuliers\/habitation\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/needs-cards-icon-2.svg\" class=\"attachment-full size-full\" alt=\"Habitation\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Habitation                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/agricole-et-foresterie\/agricole\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/icone14_recadree.svg\" class=\"attachment-full size-full\" alt=\"Agricole\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Agricole                        <\/h3>\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":156,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1318","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance VTT, quad et c\u00f4te\u2011\u00e0\u2011c\u00f4te &#8211; La Turquoise<\/title>\n<meta name=\"description\" content=\"Assurez votre VTT, quad ou c\u00f4te\u2011\u00e0\u2011c\u00f4te selon votre usage. 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