{"id":1488,"date":"2026-06-08T08:06:20","date_gmt":"2026-06-08T08:06:20","guid":{"rendered":"https:\/\/la-turquoise.dev-1.hamakmarketingnumerique.com\/?post_type=program&#038;p=1488"},"modified":"2026-08-20T19:33:49","modified_gmt":"2026-08-20T19:33:49","slug":"harnois-essence-detaillant-carburant","status":"publish","type":"program","link":"https:\/\/www.laturquoise.ca\/fr\/programmes\/commerces-et-detaillants\/harnois-essence-detaillant-carburant\/","title":{"rendered":"Harnois (essence), d\u00e9taillant carburant"},"content":{"rendered":"\n<section class=\"program-hero reveal\">\n    <div class=\"program-hero__media\" aria-hidden=\"true\">\n        <img loading=\"lazy\" decoding=\"async\" width=\"1254\" height=\"836\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2257619846.jpg\" class=\"program-hero__image img-cover\" alt=\"Pistolet de distribution de carburant install\u00e9 sur une pompe de station-service. \u00c9quipement central pour un d\u00e9taillant de carburant n\u00e9cessitant une assurance commerciale au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2257619846.jpg 1254w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2257619846-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2257619846-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2257619846-768x512.jpg 768w\" sizes=\"auto, (max-width: 1254px) 100vw, 1254px\" \/>    <\/div>\n\n    <div class=\"program-hero__overlay\" aria-hidden=\"true\"><\/div>\n\n    <div class=\"program-hero__wrapper container\">\n        <div class=\"program-hero__content\">\n                            <p class=\"program-hero__eyebrow anim anim-fade-right\">\n                    Stations-service et d\u00e9taillants                <\/p>\n            \n                            <h1 class=\"program-hero__title anim anim-fade-right\">\n                    Assurance pour les stations-service et agents du r\u00e9seau Harnois                <\/h1>\n            \n            \n                            <div class=\"program-hero__actions anim anim-fade-right\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--green\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Obtenez une soumission        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18332313757\" class=\"cta-dropdown__link btn btn--white-outlined-green\" aria-label=\"1.833.231.3757\"><span>1.833.231.3757<\/span><\/a>                                    \n                    <a href=\"mailto:programmes@laturquoise.ca\" class=\"cta-dropdown__link btn btn--green\" aria-label=\"programmes@laturquoise.ca\"><span>programmes@laturquoise.ca<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"program-hero__link program-hero__link--primary btn btn--white\" aria-label=\"Contactez votre courtier\"><span>Contactez votre courtier<\/span><\/a>\n                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"program-coverage container reveal\">\n    <div class=\"program-coverage__container anim anim-fade-up\">\n        <div class=\"program-coverage__media anim anim-fade-left\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"857\" height=\"1223\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1044307252.jpg\" class=\"program-coverage__image\" alt=\"Distribution de carburant \u00e0 la pompe dans un environnement de station-service. Contexte associ\u00e9 \u00e0 l\u2019assurance des op\u00e9rations et des \u00e9quipements pour d\u00e9taillants de carburant au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1044307252.jpg 857w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1044307252-210x300.jpg 210w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1044307252-718x1024.jpg 718w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1044307252-768x1096.jpg 768w\" sizes=\"auto, (max-width: 857px) 100vw, 857px\" title=\"Distribution de carburant \u00e0 la pompe dans un environnement de station-service. Contexte associ\u00e9 \u00e0 l\u2019assurance des op\u00e9rations et des \u00e9quipements pour d\u00e9taillants de carburant au Qu\u00e9bec.\" \/>        <\/div>\n\n        <div class=\"program-coverage__content anim anim-fade-right\">\n                            <div class=\"program-coverage__text wysiwyg\">\n                    <h2>Une couverture adapt\u00e9e \u00e0 la r\u00e9alit\u00e9 des stations Harnois<\/h2>\n<p><span style=\"font-weight: 400\">Une station Harnois combine plusieurs activit\u00e9s sous un m\u00eame toit. Vente de carburant, d\u00e9panneur, lave-auto: chaque service repr\u00e9sente un risque diff\u00e9rent. Ce programme prend en charge tous les aspects.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Les protections incluses correspondent aux situations concr\u00e8tes que vivent les exploitants au quotidien.<\/span><\/p>\n<p><b>Vos biens et votre contenu:<\/b><span style=\"font-weight: 400\"> Le contenu est assur\u00e9 selon vos besoins r\u00e9els. La couverture s\u2019applique en cas d\u2019incendie, de vol, de vandalisme ou de dommages caus\u00e9s par l\u2019eau.<\/span><\/p>\n<p><b>Votre responsabilit\u00e9 civile:<\/b><span style=\"font-weight: 400\"> La limite de responsabilit\u00e9 civile est \u00e9lev\u00e9e. Elle prot\u00e8ge contre les dommages corporels, mat\u00e9riels et la responsabilit\u00e9 locative. Une protection pollution soudaine et accidentelle est \u00e9galement incluse.<\/span><\/p>\n<p><b>Vos \u00e9quipements:<\/b><span style=\"font-weight: 400\"> Le bris d\u2019\u00e9quipement est couvert jusqu\u2019\u00e0 concurrence de la limite sur le contenu. La perte d\u2019exploitation qui en d\u00e9coule est aussi prise en charge pour une p\u00e9riode de 12 ou 24\u00a0mois selon l\u2019option choisie.<\/span><\/p>\n<p><b>Les crimes et la cybers\u00e9curit\u00e9: <\/b><span style=\"font-weight: 400\">La pr\u00e9vention des d\u00e9lits couvre le d\u00e9tournement, le vol et la fraude informatique.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Toutes les protections s\u2019appliquent au Qu\u00e9bec, en Ontario et dans les provinces maritimes.<\/span><\/p>\n<p><span style=\"text-decoration: underline\"><span style=\"font-weight: 400\">Vous exploitez ou travaillez dans une station membre du r\u00e9seau Harnois? Des rabais exclusifs sur vos assurances auto et habitation sont disponibles pour vous aussi.<\/span><\/span><\/p>\n                <\/div>\n            \n                            <div class=\"program-coverage__actions\">\n                                            \n                        <a href=\"https:\/\/laturquoise.ca\/fr\/programmes\/commerces-et-detaillants\/harnois-essence-detaillant-carburant\/#economisez\" class=\"program-coverage__link btn btn--turquoise\" aria-label=\"D\u00e9couvrir les rabais disponibles\"><span>D\u00e9couvrir les rabais disponibles<\/span><\/a>\n                                                            <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"program-partnership container reveal\">\n            <div class=\"program-partnership__content wysiwyg anim anim-fade-up\">\n            <h2>Une collaboration entre Harnois \u00c9nergies et La Turquoise<\/h2>\n<p><span style=\"font-weight: 400\">La Turquoise. Les conditions ont \u00e9t\u00e9 \u00e9tablies en tenant compte des activit\u00e9s r\u00e9elles des stations du r\u00e9seau. Les agents et affili\u00e9s Harnois b\u00e9n\u00e9ficient de protections adapt\u00e9es \u00e0 leur secteur.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"program-partnership__actions anim anim-fade-up\">\n            <button class=\"program-partnership__link btn btn--green\" type=\"button\" data-external-link-trigger data-external-url=\"https:\/\/harnoisenergies.com\/fr\/\" data-external-modal-template=\"block_6def6dfee7ee5fdfc5745524fa750612-external-modal\" aria-label=\"En savoir plus sur Harnois \u00c9nergies\"><span>En savoir plus sur Harnois \u00c9nergies<\/span><\/button>        <\/div>\n    \n                <template id=\"block_6def6dfee7ee5fdfc5745524fa750612-external-modal\">\n                    <div data-modal-content>\n                <h2><strong>Vous quittez le site de La Turquoise<\/strong><\/h2>\n<p><span style=\"font-weight: 400\">Ce lien m\u00e8ne vers le site de Harnois \u00c9nergies, partenaire de ce programme. Vous pourrez y consulter plus d&rsquo;information sur le r\u00e9seau.<\/span><\/p>\n            <\/div>\n        \n                    <span data-modal-continue-label>\n                Continuer            <\/span>\n        \n                    <span data-modal-close-label>\n                Rester sur cette page            <\/span>\n            <\/template>\n        <\/section>\n\n\n\n<section class=\"program-advantages container reveal\">\n    <div class=\"program-advantages__list program-advantages__list--split\">\n                    \n            <div class=\"program-advantages__card program-advantage-card anim anim-fade-up\"\n                 id=\"advantage-1\">\n                                    <div class=\"program-advantage-card__details\" data-program-advantage-item>\n                        <button class=\"program-advantage-card__details-trigger\" type=\"button\"\n                                id=\"advantage-details-trigger-1\"\n                                aria-expanded=\"false\"\n                                aria-controls=\"advantage-details-panel-1\">\n                            <span class=\"screen-reader-response\">\n                                Voir ce que le programme couvre                            <\/span>\n                        <\/button>\n\n                        <div class=\"program-advantage-card__details-summary\">\n                                                            <h2>Les protections incluses dans le programme Harnois<\/h2>\n                            \n                            <span class=\"program-advantage-card__details-more\">\n                                Voir ce que le programme couvre\n                                <svg class=\"program-advantage-card__details-icon\" aria-hidden=\"true\" width=\"15\"\n                                     height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/span>\n                        <\/div>\n\n                        <div class=\"program-advantage-card__details-wrap\"\n                             id=\"advantage-details-panel-1\"\n                             role=\"region\"\n                             aria-labelledby=\"advantage-details-trigger-1\">\n                            <div class=\"program-advantage-card__details-content wysiwyg\">\n                                <ul>\n<li style=\"font-weight: 400\"><b>La responsabilit\u00e9 civile g\u00e9n\u00e9rale\u00a0:<\/b><span style=\"font-weight: 400\"> un client glisse \u00e0 l\u2019entr\u00e9e de votre station, un v\u00e9hicule est endommag\u00e9 pr\u00e8s de vos pompes. Cette protection couvre les dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 un tiers dans le cadre de vos activit\u00e9s.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>La responsabilit\u00e9 locative\u00a0:<\/b><span style=\"font-weight: 400\"> vous occupez vos locaux \u00e0 titre de locataire\u2009? Cette protection couvre votre responsabilit\u00e9 envers le propri\u00e9taire en cas de sinistre dans le b\u00e2timent.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>La pollution soudaine et accidentelle\u00a0:<\/b><span style=\"font-weight: 400\"> un d\u00e9versement de carburant cause des dommages \u00e0 un tiers. Cette protection couvre votre responsabilit\u00e9 civile pour les incidents survenus dans les 120\u00a0heures.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Vos biens et \u00e9quipements\u00a0:<\/b><span style=\"font-weight: 400\"> votre contenu, vos \u00e9quipements de lave-auto et vos r\u00e9frig\u00e9rateurs sont couverts contre les dommages. Un bris, un d\u00e9g\u00e2t des eaux ou un incendie\u00a0: les r\u00e9parations ou le remplacement sont pris en charge \u00e0 la valeur \u00e0 neuf.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>La perte d\u2019exploitation\u00a0:<\/b><span style=\"font-weight: 400\"> un sinistre force la fermeture temporaire de votre station. Cette protection couvre vos pertes pendant la p\u00e9riode d\u2019interruption, pour une dur\u00e9e de 12 ou 24\u00a0mois selon l\u2019option choisie.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>La protection contre le vol et les d\u00e9lits\u00a0: <\/b><span style=\"font-weight: 400\">la perte provient d\u2019un employ\u00e9 malhonn\u00eate, d\u2019un vol avec effraction ou d\u2019une fraude informatique.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>La cybers\u00e9curit\u00e9\u00a0:<\/b><span style=\"font-weight: 400\"> une cyberattaque paralyse vos syst\u00e8mes de paiement ou de gestion. Cette protection couvre les frais de r\u00e9tablissement et les pertes d\u2019exploitation qui en d\u00e9coulent.<\/span><\/li>\n<li><b>L\u2019assistance juridique et RH\u00a0: <\/b><span style=\"font-weight: 400\">acc\u00e8s \u00e0 des conseils juridiques et \u00e0 un service d\u2019assistance en ressources humaines. Ceux-ci vous accompagnent dans les situations complexes du quotidien.<\/span><\/li>\n<\/ul>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n                    \n            <div class=\"program-advantages__card program-advantage-card anim anim-fade-up\"\n                 id=\"advantage-2\">\n                                    <div class=\"program-advantage-card__details\" data-program-advantage-item>\n                        <button class=\"program-advantage-card__details-trigger\" type=\"button\"\n                                id=\"advantage-details-trigger-2\"\n                                aria-expanded=\"false\"\n                                aria-controls=\"advantage-details-panel-2\">\n                            <span class=\"screen-reader-response\">\n                                D\u00e9couvrir mes avantages                             <\/span>\n                        <\/button>\n\n                        <div class=\"program-advantage-card__details-summary\">\n                                                            <h2>Ce que la collaboration avec Harnois \u00c9nergies vous apporte concr\u00e8tement<\/h2>\n                            \n                            <span class=\"program-advantage-card__details-more\">\n                                D\u00e9couvrir mes avantages \n                                <svg class=\"program-advantage-card__details-icon\" aria-hidden=\"true\" width=\"15\"\n                                     height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/span>\n                        <\/div>\n\n                        <div class=\"program-advantage-card__details-wrap\"\n                             id=\"advantage-details-panel-2\"\n                             role=\"region\"\n                             aria-labelledby=\"advantage-details-trigger-2\">\n                            <div class=\"program-advantage-card__details-content wysiwyg\">\n                                <ul>\n<li style=\"font-weight: 400\"><b>Une tarification n\u00e9goci\u00e9e collectivement\u00a0:<\/b><span style=\"font-weight: 400\"> le programme a \u00e9t\u00e9 d\u00e9velopp\u00e9 en collaboration avec Harnois \u00c9nergies. Vous b\u00e9n\u00e9ficiez de conditions qu\u2019un exploitant n\u2019obtiendrait pas seul face \u00e0 un assureur.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Des protections adapt\u00e9es aux stations-service\u00a0:<\/b><span style=\"font-weight: 400\"> pas besoin de chercher des avenants ou de n\u00e9gocier des ajouts. Les risques propres \u00e0 votre secteur sont couverts de base, incluant la vente de carburant, le lave-auto et le d\u00e9panneur.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Une seule police pour tout couvrir\u00a0:<\/b><span style=\"font-weight: 400\"> biens, responsabilit\u00e9 civile, bris d\u2019\u00e9quipement, d\u00e9lits et cybers\u00e9curit\u00e9 dans un seul programme. Une station, un contrat.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Aucune r\u00e8gle proportionnelle\u00a0:<\/b><span style=\"font-weight: 400\"> vous \u00eates indemnis\u00e9 \u00e0 la valeur r\u00e9elle de vos biens, sans r\u00e9duction pour sous-assurance. Une protection rare dans les programmes commerciaux standards.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Une indemnisation \u00e0 la valeur \u00e0 neuf\u00a0:<\/b><span style=\"font-weight: 400\"> vos biens sont remplac\u00e9s sans d\u00e9duction pour d\u00e9pr\u00e9ciation. Ce que vous avez, vous pouvez le remplacer.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Une prime pr\u00e9visible selon votre r\u00e9alit\u00e9\u00a0:<\/b><span style=\"font-weight: 400\"> la tarification est \u00e9tablie selon deux cat\u00e9gories claires, avec ou sans lave-auto. Vous savez \u00e0 quoi vous attendre d\u00e8s la soumission.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Un acc\u00e8s direct \u00e0 un courtier sp\u00e9cialis\u00e9\u00a0:<\/b><span style=\"font-weight: 400\"> La Turquoise conna\u00eet le secteur Harnois et g\u00e8re votre dossier. Vous avez un interlocuteur qui travaille pour vous, pas pour l\u2019assureur.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Un programme qui \u00e9volue avec le r\u00e9seau\u00a0:<\/b><span style=\"font-weight: 400\"> l\u2019entente entre Harnois \u00c9nergies et La Turquoise est r\u00e9vis\u00e9e annuellement. Vous b\u00e9n\u00e9ficiez d\u2019un programme qui s\u2019ajuste aux r\u00e9alit\u00e9s de votre industrie.<\/span><\/li>\n<\/ul>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                            <\/div>\n            <\/div>\n<\/section>\n\n\n<section id=\"economisez\" class=\"personal-discounts container reveal\">\n            <div class=\"personal-discounts__content wysiwyg anim anim-fade-up\">\n            <h2>\u00c9conomisez gr\u00e2ce aux rabais offerts<\/h2>\n<p><span style=\"font-weight: 400\">Votre courtier La\u202fTurquoise vous aide \u00e0 trouver les rabais qui s\u2019appliquent \u00e0 votre situation. Ces \u00e9conomies varient selon votre profil et vos protections. Elles vous permettent de r\u00e9duire votre prime en toute simplicit\u00e9.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"personal-discounts__list anim anim-fade-up\">\n                            \n                <li class=\"personal-discounts__item\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-1.svg\" class=\"attachment-full size-full\" alt=\"Habitation+auto\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Rabais auto et habitation<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Regrouper votre assurance auto et habitation avec La\u202fTurquoise peut r\u00e9duire votre prime. Votre courtier vous explique les \u00e9conomies possibles selon votre situation.<\/span><\/p>\n                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-action\">\n                                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--turquoise\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Obtenez votre rabais exclusif        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18557652334\" class=\"cta-dropdown__link btn btn--white\" aria-label=\"1.855.765.2334\"><span>1.855.765.2334<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"cta-dropdown__link btn btn--blue-outlined-white\" aria-label=\"Formulaire de contact\"><span>Formulaire de contact<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                                    <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-cta-icon-2.svg\" class=\"attachment-full size-full\" alt=\"Moto\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Multiv\u00e9hicules<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Assurer plusieurs v\u00e9hicules au m\u00eame endroit peut donner acc\u00e8s \u00e0 un rabais. Cette option s&rsquo;applique souvent lorsque plusieurs conducteurs d&rsquo;un m\u00eame foyer sont assur\u00e9s ensemble.<\/span><\/p>\n                        <\/div>\n                    \n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item\">\n                                            <div class=\"personal-discounts__item-icon\" aria-hidden=\"true\">\n                            <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/07\/zero-infraction_1_recadree.svg\" class=\"attachment-full size-full\" alt=\"Z\u00e9ro infraction\" \/>                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <p><strong>Bon conducteur\/ programme de prime personnalis\u00e9e (selon vos habitudes de conduite)<\/strong><\/p>\n<p><span style=\"font-weight: 400\">Votre dossier de conduite sans r\u00e9clamation peut vous donner acc\u00e8s \u00e0 un rabais. Certains assureurs proposent aussi un programme qui analyse vos habitudes de conduite et ajuste votre prime en cons\u00e9quence.<\/span><\/p>\n                        <\/div>\n                    \n                                    <\/li>\n                    <\/ul>\n    <\/section>\n\n\n\n<section class=\"product-protections container reveal\">\n            <div class=\"product-protections__content wysiwyg anim anim-fade-up\">\n            <h2>Les protections recommand\u00e9es<\/h2>\n<p><span style=\"font-weight: 400\">Votre programme couvre vos activit\u00e9s et vos biens. D&rsquo;autres protections peuvent compl\u00e9ter votre couverture selon votre situation.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"product-protections__columns\">\n                            \n                <div class=\"product-protections__column\">\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-1\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-1\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-1\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Assurance cyberrisque<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Votre station traite des paiements, g\u00e8re des syst\u00e8mes informatiques et conserve des donn\u00e9es clients. Une cyberattaque peut paralyser vos op\u00e9rations en quelques heures. Cette protection couvre les frais de r\u00e9tablissement et les pertes d&rsquo;exploitation en cas d&rsquo;incident informatique.<\/span><\/p>\n                                    \n                                                                            <a class=\"product-protection-card__examples-link\"\n                                           href=\"https:\/\/www.laturquoise.ca\/fr\/entreprises\/cybersecurite\/\">\n                                            En savoir plus sur la cyberassurance                                        <\/a>\n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-1\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-1\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un ran\u00e7ongiciel bloque vos syst\u00e8mes de paiement \u00e0 la pompe.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un acc\u00e8s non autoris\u00e9 expose les donn\u00e9es de paiement de vos clients.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une attaque informatique rend votre caisse enregistreuse inutilisable.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-2\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-2\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-2\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Inondation et refoulement d&rsquo;\u00e9gouts<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Une station-service comporte souvent des r\u00e9servoirs souterrains et des installations sensibles \u00e0 l&rsquo;eau. Cette protection couvre les dommages caus\u00e9s par la crue des eaux, le d\u00e9bordement de cours d&rsquo;eau et le refoulement des \u00e9gouts. L&rsquo;\u00e9ligibilit\u00e9 est confirm\u00e9e selon la localisation de votre station.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-2\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-2\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des pluies abondantes inondent votre fosse de r\u00e9servoirs souterrains.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un refoulement d&rsquo;\u00e9gouts endommage votre \u00e9quipement de lave-auto.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une fonte rapide des neiges cause des infiltrations dans votre d\u00e9panneur.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-3\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-3\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-3\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Perte d&rsquo;exploitation \u00e9tendue<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Votre programme inclut une protection de base pour la perte d&rsquo;exploitation. Selon l&rsquo;ampleur d&rsquo;un sinistre, la reprise compl\u00e8te des activit\u00e9s peut prendre plus d&rsquo;un an. Une extension \u00e0 24 mois est disponible pour les situations qui le justifient.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-3\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-3\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un incendie majeur n\u00e9cessite une reconstruction compl\u00e8te de votre station.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un sinistre structurel retarde la r\u00e9ouverture au-del\u00e0 de 12 mois.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des travaux de d\u00e9contamination prolongent la fermeture de fa\u00e7on impr\u00e9vue.<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"cta-banner container reveal\">\n            <div class=\"cta-banner__content wysiwyg anim anim-fade-up\">\n            <h2>Prot\u00e9gez mon entreprise d\u00e8s maintenant!<\/h2>\n        <\/div>\n    \n            <div class=\"cta-banner__actions anim anim-fade-up\">\n                            <div class=\"cta-banner__action\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white-outlined-blue\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Obtenez une soumission        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18332313757\" class=\"cta-dropdown__link btn btn--white-outlined-blue\" aria-label=\"1.833.231.3757\"><span>1.833.231.3757<\/span><\/a>                                    \n                    <a href=\"mailto:programmes@laturquoise.ca\" class=\"cta-dropdown__link btn btn--blue-dark\" aria-label=\"programmes@laturquoise.ca\"><span>programmes@laturquoise.ca<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n            \n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"faq container reveal\">\n            <div class=\"faq__content wysiwyg anim anim-fade-left\">\n            <h2>Vos questions sur l\u2019assurance pour les stations-service du r\u00e9seau Harnois<\/h2>\n<p><span style=\"font-weight: 400\">Exploiter une station Harnois soul\u00e8ve souvent des questions en mati\u00e8re d\u2019assurance. Types de couvertures, obligations, tarification ou gestion d\u2019un sinistre: cette section regroupe les r\u00e9ponses aux questions les plus fr\u00e9quentes. Elle vise \u00e0 \u00e9clairer vos d\u00e9cisions en tenant compte des r\u00e9alit\u00e9s propres au r\u00e9seau Harnois et au contexte qu\u00e9b\u00e9cois.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"faq__list\">\n            \n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-0\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-0\">\n                                <span>Quelle assurance est obligatoire pour une station-service au Qu\u00e9bec?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-0\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-0\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Une station-service doit d\u00e9tenir une assurance responsabilit\u00e9 civile (RC) pour couvrir les dommages caus\u00e9s \u00e0 des tiers. Cette obligation s\u2019applique, peu importe la taille de l\u2019\u00e9tablissement ou les services offerts.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Au-del\u00e0 de cette exigence de base, d\u2019autres protections sont <\/span><b>fortement recommand\u00e9es<\/b><span style=\"font-weight: 400\"> pour assurer la continuit\u00e9 des op\u00e9rations. La protection des biens, la perte d\u2019exploitation et la couverture contre les d\u00e9lits comptent parmi les protections essentielles pour un exploitant de station-service.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Les stations d\u00e9tenant un permis de propane sont soumises \u00e0 des exigences suppl\u00e9mentaires de la R\u00e9gie du b\u00e2timent du Qu\u00e9bec (RBQ). Un avenant sp\u00e9cifique doit \u00eatre ajout\u00e9 \u00e0 leur police pour r\u00e9pondre \u00e0 ces obligations.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-1\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-1\">\n                                <span>Quelle diff\u00e9rence existe-t-il entre l\u2019assurance d\u2019un d\u00e9panneur et celle d\u2019une station-service?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-1\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-1\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Un d\u00e9panneur seul pr\u00e9sente un profil de risque limit\u00e9 principalement \u00e0 la protection des biens, la responsabilit\u00e9 civile et les d\u00e9lits. Une station-service comporte des risques additionnels importants. La vente de carburant, la pr\u00e9sence de r\u00e9servoirs souterrains, le lave-auto et les \u00e9quipements sp\u00e9cialis\u00e9s cr\u00e9ent des expositions. L\u2019assurance d\u2019un d\u00e9panneur standard ne couvre pas ces expositions.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Une station Harnois combine ces deux r\u00e9alit\u00e9s sous un m\u00eame toit. Son assurance doit tenir compte de l\u2019ensemble des activit\u00e9s autoris\u00e9es, des installations et des risques propres \u00e0 ce mod\u00e8le d\u2019exploitation. C\u2019est exactement pour cela que le programme Harnois a \u00e9t\u00e9 cr\u00e9\u00e9.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-2\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-2\">\n                                <span>L\u2019assurance couvre-t-elle les bris d\u2019\u00e9quipement?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-2\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-2\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Oui. Le programme pr\u00e9voit une protection en cas de bris d\u2019\u00e9quipement. Elle couvre les dommages mat\u00e9riels caus\u00e9s par un bris soudain et accidentel d\u2019une machine, d\u2019un \u00e9quipement m\u00e9canique, \u00e9lectrique ou \u00e9lectronique.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Cette protection est particuli\u00e8rement importante pour une station-service. Une panne de syst\u00e8me de paiement \u00e0 la pompe, un bris de compresseur ou une d\u00e9faillance de l\u2019\u00e9quipement de lave-auto peuvent interrompre vos activit\u00e9s rapidement.<\/span><\/p>\n<p><span style=\"font-weight: 400\">La protection inclut \u00e9galement la perte d\u2019exploitation qui d\u00e9coule du bris. Les activit\u00e9s interrompues sont couvertes pendant la p\u00e9riode de r\u00e9tablissement, pour une dur\u00e9e de 12 ou 24\u00a0mois selon l\u2019option choisie.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-3\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-3\">\n                                <span>L\u2019assurance change-t-elle si la station offre un lave-auto?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-3\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-3\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Oui. La pr\u00e9sence d\u2019un lave-auto modifie le profil de risque et la tarification. Le programme Harnois distingue deux cat\u00e9gories d\u2019exploitation pour tenir compte de cette r\u00e9alit\u00e9.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">La premi\u00e8re cat\u00e9gorie couvre le commerce de carburants et l\u2019exploitation d\u2019un d\u00e9panneur sans lave-auto. La deuxi\u00e8me cat\u00e9gorie inclut le lave-auto automatique ou libre-service en plus des autres activit\u00e9s.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Chaque cat\u00e9gorie correspond \u00e0 une prime distincte \u00e9tablie d\u00e8s la soumission. Un courtier peut vous aider \u00e0 d\u00e9terminer quelle cat\u00e9gorie s\u2019applique \u00e0 votre situation et si des ajustements sont n\u00e9cessaires selon les services offerts.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-4\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-4\">\n                                <span>Pourquoi choisir un programme d\u2019assurance d\u00e9di\u00e9 aux stations Harnois?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-4\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-4\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Un programme d\u00e9di\u00e9 tient compte des activit\u00e9s autoris\u00e9es, des installations et des exigences propres au r\u00e9seau Harnois. Il offre une structure de protection plus coh\u00e9rente qu\u2019une assurance commerciale g\u00e9n\u00e9rique.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Concr\u00e8tement, cela signifie plusieurs avantages. Les conditions ont \u00e9t\u00e9 n\u00e9goci\u00e9es collectivement avec Harnois \u00c9nergies. Les activit\u00e9s sp\u00e9cifiques au r\u00e9seau sont couvertes de base sans ajout d\u2019avenants. La tarification est \u00e9tablie selon deux cat\u00e9gories claires. La couverture s\u2019applique au Qu\u00e9bec, en Ontario et dans les provinces maritimes.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Un exploitant qui souscrit une police commerciale standard devra souvent justifier son mod\u00e8le d\u2019affaires \u00e0 l\u2019assureur et n\u00e9gocier des ajouts un \u00e0 un. Le programme Harnois \u00e9limine cette d\u00e9marche.<\/span><\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n    <section class=\"personal-articles container reveal\">\n        <div class=\"personal-articles__header anim anim-fade-left\">\n            <div class=\"personal-articles__content\">\n                                    <h2 class=\"personal-articles__title title-l\">\n                        Des conseils pratiques pour la vie de tous les jours                    <\/h2>\n                \n                \n                <a href=\"https:\/\/laturquoise.ca\/fr\/blogue\/\" class=\"personal-articles__link btn btn--white-outlined-green\" aria-label=\"Voir tous nos conseils\"><span>Voir tous nos conseils <\/span><\/a>            <\/div>\n\n            <div class=\"personal-articles__nav\" aria-label=\"Navigation du carrousel d\u2019articles\">\n                <button class=\"personal-articles__arrow personal-articles__arrow--prev swiper-button-prev\"\n                        type=\"button\" aria-label=\"Article pr\u00e9c\u00e9dent\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-left\"\/>\n                    <\/svg>\n                <\/button>\n\n                <button class=\"personal-articles__arrow personal-articles__arrow--next swiper-button-next\"\n                        type=\"button\" aria-label=\"Article suivant\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-right\"\/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div class=\"personal-articles__slider anim anim-fade-up\">\n            <div class=\"swiper personal-articles-slider-js\">\n                <ul class=\"personal-articles__wrapper swiper-wrapper\">\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/fin-de-saison-agricole\/\"\n       aria-label=\"Lire l\u2019article : Fin de saison agricole\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-1024x683.jpg\" class=\"img-cover\" alt=\"Vue a\u00e9rienne d\u2019une exploitation agricole au Qu\u00e9bec \u00e0 l\u2019automne, illustrant la planification des prochaines \u00e9tapes et la pr\u00e9paration de la prochaine saison.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Vue a\u00e9rienne d\u2019une exploitation agricole au Qu\u00e9bec \u00e0 l\u2019automne, illustrant la planification des prochaines \u00e9tapes et la pr\u00e9paration de la prochaine saison.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-pratiques\/\">\n                            Conseils pratiques                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/couvertures-expliquees\/\">\n                            Couvertures expliqu\u00e9es                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises-agricoles\/\">\n                            Entreprises agricoles                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/protections-expliquees\/\">\n                            Protections expliqu\u00e9es                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Fin de saison agricole        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-24\">\n                    08\/24\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        7 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/cyberattaques-en-pme-risques-et-assurance-cyber\/\"\n       aria-label=\"Lire l\u2019article : Cyberattaques en PME : comprendre les risques et le r\u00f4le de l\u2019assurance cyber\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg\" class=\"img-cover\" alt=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-768x513.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-generaux\/\">\n                            Conseils g\u00e9n\u00e9raux                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-pratiques\/\">\n                            Conseils pratiques                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/couvertures-expliquees\/\">\n                            Couvertures expliqu\u00e9es                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/cybersecurite\/\">\n                            Cybers\u00e9curit\u00e9                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/protections-expliquees\/\">\n                            Protections expliqu\u00e9es                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Cyberattaques en PME : comprendre les risques et le r\u00f4le de l\u2019assurance cyber        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        10 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/courtier-en-assurance-de-dommages-role-conseils-et-avantage\/\"\n       aria-label=\"Lire l\u2019article : Courtier en assurance de dommages au Qu\u00e9bec : r\u00f4le, avantages et diff\u00e9rences avec un assureur direct\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"444\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-1024x444.jpg\" class=\"img-cover\" alt=\"Courti\u00e8re pr\u00e9sentant des documents d&#039;assurance \u00e0 un client lors d&#039;une rencontre de consultation.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-1024x444.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-300x130.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-768x333.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808.jpg 1252w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Courti\u00e8re pr\u00e9sentant des documents d&#039;assurance \u00e0 un client lors d&#039;une rencontre de consultation.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/automobile\/\">\n                            Automobile                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-generaux\/\">\n                            Conseils g\u00e9n\u00e9raux                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/cybersecurite\/\">\n                            Cybers\u00e9curit\u00e9                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/habitation\/\">\n                            Habitation                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/particuliers\/\">\n                            Particuliers                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/vehicules-recreatifs-et-de-loisirs\/\">\n                            V\u00e9hicules r\u00e9cr\u00e9atifs et de loisirs                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Courtier en assurance de dommages au Qu\u00e9bec : r\u00f4le, avantages et diff\u00e9rences avec un assureur direct        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        4 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/batir-sa-carriere-en-assurance-de-dommages\/\"\n       aria-label=\"Lire l\u2019article : Les possibilit\u00e9s de carri\u00e8re en assurance de dommages\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"478\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-1024x478.jpg\" class=\"img-cover\" alt=\"Deux coll\u00e8gues \u00e9changent devant un ordinateur lors d&#039;une journ\u00e9e de travail. La collaboration est au c\u0153ur des carri\u00e8res en assurance au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-1024x478.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-300x140.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-768x358.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408.jpg 1230w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Deux coll\u00e8gues \u00e9changent devant un ordinateur lors d&#039;une journ\u00e9e de travail. La collaboration est au c\u0153ur des carri\u00e8res en assurance au Qu\u00e9bec.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Les possibilit\u00e9s de carri\u00e8re en assurance de dommages        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-21\">\n                    08\/21\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/lassurance-de-dommages-donner-un-sens-a-sa-carriere\/\"\n       aria-label=\"Lire l\u2019article : L\u2019assurance de dommages: donner un sens \u00e0 sa carri\u00e8re en ayant un impact concret\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"295\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1024x295.jpg\" class=\"img-cover\" alt=\"R\u00e9union d\u2019\u00e9quipe dans une salle de conf\u00e9rence lumineuse, avec plusieurs personnes en discussion autour d\u2019une table de travail.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1024x295.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-300x86.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-768x221.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1536x443.jpg 1536w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-2048x590.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"R\u00e9union d\u2019\u00e9quipe dans une salle de conf\u00e9rence lumineuse, avec plusieurs personnes en discussion autour d\u2019une table de travail.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            L\u2019assurance de dommages: donner un sens \u00e0 sa carri\u00e8re en ayant un impact concret        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-25\">\n                    06\/25\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/entrer-dans-lassurance-de-dommages-le-vrai-parcours\/\"\n       aria-label=\"Lire l\u2019article : Entrer dans l\u2019assurance de dommages : le vrai parcours\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg\" class=\"img-cover\" alt=\"\u00c9change professionnel autour de documents dans un environnement de bureau. Illustration li\u00e9e \u00e0 l\u2019entr\u00e9e dans une carri\u00e8re en assurance de dommages au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"\u00c9change professionnel autour de documents dans un environnement de bureau. Illustration li\u00e9e \u00e0 l\u2019entr\u00e9e dans une carri\u00e8re en assurance de dommages au Qu\u00e9bec.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Entrer dans l\u2019assurance de dommages : le vrai parcours        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-03\">\n                    06\/03\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        6 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                    <\/ul>\n            <\/div>\n\n            <div class=\"personal-articles__pagination swiper-pagination\"><\/div>\n        <\/div>\n    <\/section>\n    \n\n\n<section class=\"needs-cards container reveal\">\n            <div class=\"needs-cards__content wysiwyg anim anim-fade-up\">\n            <h2>Des solutions d\u2019assurance pens\u00e9es pour votre quotidien<\/h2>\n<p><span style=\"font-weight: 400\">Parce que chaque situation est diff\u00e9rente, nous proposons des protections adapt\u00e9es \u00e0 votre r\u00e9alit\u00e9, qu\u2019il s\u2019agisse de vos biens, de vos activit\u00e9s ou de votre entreprise.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"needs-cards__list\">\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/commerces-et-detaillants\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/icone24_recadree-2.svg\" class=\"attachment-full size-full\" alt=\"icone24_recadree (2)\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Commerces et d\u00e9taillants                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/entreprises\/responsabilite-professionnelle\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/business-needs-icon-3.svg\" class=\"attachment-full size-full\" alt=\"Responsabilit\u00e9 pro\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Responsabilit\u00e9 professionnelle                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/particuliers\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-2.svg\" class=\"attachment-full size-full\" alt=\"Particuliers\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Particuliers                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/entreprises\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/needs-cards-icon-4.svg\" class=\"attachment-full size-full\" alt=\"Entreprises\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Entreprises                        <\/h3>\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":0,"parent":1476,"menu_order":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1488","program","type-program","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance station-service r\u00e9seau Harnois &#8211; La Turquoise<\/title>\n<meta name=\"description\" content=\"Programme d&#039;assurance exclusif pour les agents et affili\u00e9s Harnois. 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