{"id":1562,"date":"2026-06-08T15:06:38","date_gmt":"2026-06-08T15:06:38","guid":{"rendered":"https:\/\/la-turquoise.dev-1.hamakmarketingnumerique.com\/?post_type=program&#038;p=1562"},"modified":"2026-08-24T20:57:00","modified_gmt":"2026-08-24T20:57:00","slug":"construction-et-batiments","status":"publish","type":"program","link":"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/","title":{"rendered":"Construction et b\u00e2timents"},"content":{"rendered":"\n<section class=\"personal-hero reveal\">\n    <div class=\"personal-hero__wrapper container\">\n        <div class=\"personal-hero__media\" aria-hidden=\"true\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"403\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2228065294-e1784131170424.jpg\" class=\"img-cover\" alt=\"Hvac technician posing with arms crossed after installing an air conditioner on a rooftop\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2228065294-e1784131170424.jpg 836w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2228065294-e1784131170424-300x145.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-2228065294-e1784131170424-768x370.jpg 768w\" sizes=\"auto, (max-width: 836px) 100vw, 836px\" \/>        <\/div>\n\n        <div class=\"personal-hero__content\">\n                                                <p class=\"personal-hero__subtitle anim anim-fade-right\">\n                        Construction et b\u00e2timents                    <\/p>\n                \n                                    <h1 class=\"personal-hero__title anim anim-fade-right\">\n                        Assurance pour les entrepreneurs en construction et b\u00e2timents au Qu\u00e9bec                    <\/h1>\n                            \n                            <div class=\"personal-hero__actions anim anim-fade-right\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Obtenir une soumission        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18332313757\" class=\"cta-dropdown__link btn btn--white-outlined-green\" aria-label=\"1.833.231.3757\"><span>1.833.231.3757<\/span><\/a>                                    \n                    <a href=\"mailto:cde@laturquoise.ca\" class=\"cta-dropdown__link btn btn--green\" aria-label=\"cde@laturquoise.ca\"><span>cde@laturquoise.ca<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/reclamations\/\" class=\"personal-hero__link btn btn--green\" aria-label=\"Faire une r\u00e9clamation\"><span>Faire une r\u00e9clamation<\/span><\/a>                <\/div>\n            \n                            <button class=\"personal-hero__info anim anim-fade-up\" type=\"button\" aria-haspopup=\"dialog\"\n                        aria-controls=\"personal-hero-info-modal\" data-personal-hero-info-modal-trigger>\n                    <svg class=\"personal-hero__info-icon\" aria-hidden=\"true\" width=\"22\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#info\"\/>\n                    <\/svg>\n\n                    <span>Informations \u00e0 avoir en main<\/span>\n                <\/button>\n                    <\/div>\n    <\/div>\n\n    \n            <div class=\"personal-hero__info-modal hero-info-modal\" id=\"personal-hero-info-modal\" role=\"dialog\" aria-modal=\"true\" aria-label=\"Informations \u00e0 avoir en main\" hidden data-personal-hero-info-modal>\n            <div class=\"hero-info-modal__overlay\" data-personal-hero-info-modal-close><\/div>\n\n            <div class=\"hero-info-modal__dialog\">\n                <div class=\"hero-info-modal__top\">\n                    <p class=\"hero-info-modal__label\">\n                        Informations \u00e0 avoir en main                    <\/p>\n\n                    <button class=\"hero-info-modal__close\" type=\"button\" aria-label=\"Fermer\" data-personal-hero-info-modal-close>\n                        <svg class=\"hero-info-modal__close-icon\" aria-hidden=\"true\" width=\"23\" height=\"23\">\n                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#burger-close\"\/>\n                        <\/svg>\n                    <\/button>\n                <\/div>\n\n                <div class=\"hero-info-modal__content wysiwyg\">\n                    <p><span style=\"font-weight: 400\">Pour recevoir votre soumission rapidement, voici les informations qu\u2019il est utile d\u2019avoir sous la main.<\/span><\/p>\n<p><b>Pour tous les types d\u2019assurance<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La date d\u2019entr\u00e9e en vigueur souhait\u00e9e<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le nom de votre assureur actuel, si vous \u00eates d\u00e9j\u00e0 assur\u00e9<\/span><\/li>\n<\/ul>\n<p><b>Votre entreprise<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Votre type d\u2019activit\u00e9 (entrepreneur g\u00e9n\u00e9ral, sp\u00e9cialis\u00e9, sous-traitant)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Votre num\u00e9ro de licence RBQ (R\u00e9gie du b\u00e2timent du Qu\u00e9bec), si applicable<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Votre chiffre d\u2019affaires annuel<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le nombre d\u2019ann\u00e9es d\u2019exp\u00e9rience dans votre domaine<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La liste de vos \u00e9quipements et outils principaux<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Le recours \u00e0 des sous-traitants dans le cadre de vos projets<\/span><\/li>\n<\/ul>\n<p><b>Si applicable<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La pr\u00e9sence de mati\u00e8res dangereuses sur vos chantiers (amiante, moisissures, contaminants)<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">L\u2019utilisation de r\u00e9servoirs de carburant ou de machinerie lourde<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La r\u00e9alisation de projets pour des donneurs d\u2019ouvrage publics ou institutionnels<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">La valeur approximative du projet en cours, pour l\u2019assurance chantier ou b\u00e2timent<\/span><\/li>\n<\/ul>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n\n<section class=\"personal-products container reveal\">\n            <h2 class=\"personal-products__title title-l anim anim-fade-up\">\n            Nos programmes partenaires en assurance construction        <\/h2>\n    \n            <ul class=\"personal-products__list\">\n                            \n                <li class=\"personal-products__item anim anim-fade-up\">\n                    <a class=\"personal-products__item-link\" href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/association-pour-entrepreneurs-en-construction-au-quebec-acq-abitibi-outaouais\/\">\n                        \n                                                    <div class=\"personal-products__item-content wysiwyg\">\n                                <h3><strong>Association pour entrepreneurs en construction du Qu\u00e9bec (ACQ)<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Membre de l\u2019ACQ? D\u00e9couvrez les protections d\u2019assurance n\u00e9goci\u00e9es pour les entrepreneurs en construction du Qu\u00e9bec.<\/span><\/p>\n                            <\/div>\n                        \n                        <svg class=\"personal-products__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                        <\/svg>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"personal-products__item anim anim-fade-up\">\n                    <a class=\"personal-products__item-link\" href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/apchq-construction-outaouais\/\">\n                        \n                                                    <div class=\"personal-products__item-content wysiwyg\">\n                                <h3><strong>Association des professionnels de la construction et de l\u2019habitation du Qu\u00e9bec (APCHQ)<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Membre de l\u2019APCHQ? Consultez les couvertures d\u2019assurance disponibles pour les professionnels de la construction r\u00e9sidentielle.<\/span><\/p>\n                            <\/div>\n                        \n                        <svg class=\"personal-products__item-arrow\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                        <\/svg>\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/section>\n\n\n<section class=\"program-coverage program-coverage--accordeons container reveal\">\n    <div class=\"program-coverage__container anim anim-fade-up\">\n        <div class=\"program-coverage__media anim anim-fade-left\">\n            <img loading=\"lazy\" decoding=\"async\" width=\"836\" height=\"1254\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1172013330.jpg\" class=\"program-coverage__image\" alt=\"Pose de bardeaux sur une toiture r\u00e9sidentielle lors de travaux de construction au Qu\u00e9bec. Situation typique n\u00e9cessitant une assurance responsabilit\u00e9 civile pour entrepreneurs.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1172013330.jpg 836w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1172013330-200x300.jpg 200w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1172013330-683x1024.jpg 683w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1172013330-768x1152.jpg 768w\" sizes=\"auto, (max-width: 836px) 100vw, 836px\" title=\"Pose de bardeaux sur une toiture r\u00e9sidentielle lors de travaux de construction au Qu\u00e9bec. Situation typique n\u00e9cessitant une assurance responsabilit\u00e9 civile pour entrepreneurs.\" \/>        <\/div>\n\n        <div class=\"program-coverage__content anim anim-fade-right\">\n                            <div class=\"program-coverage__text wysiwyg\">\n                    <h2>L\u2019assurance pour la construction et les b\u00e2timents, selon la r\u00e9alit\u00e9 de votre entreprise<\/h2>\n<p>Le secteur de la construction regroupe des entrepreneurs g\u00e9n\u00e9raux et sp\u00e9cialis\u00e9s. Leurs activit\u00e9s consistent \u00e0 ex\u00e9cuter des travaux de construction, de r\u00e9novation ou de r\u00e9paration. Chaque sp\u00e9cialit\u00e9 pr\u00e9sente des risques qui lui sont propres, mais plusieurs r\u00e9alit\u00e9s s\u2019appliquent \u00e0 l\u2019ensemble du secteur.<\/p>\n<p>Un courtier sp\u00e9cialis\u00e9 peut analyser vos activit\u00e9s, vos obligations contractuelles, vos chantiers, vos \u00e9quipements et votre profil de projet pour cerner des options adapt\u00e9es \u00e0 votre situation.<\/p>\n                <\/div>\n            \n                            <div class=\"program-coverage__faq faq__list\">\n                    \n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-0\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-0\">\n                                        <span>Les types d\u2019entreprises couverts<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-0\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-0\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <ul>\n<li>Entrepreneur g\u00e9n\u00e9ral<\/li>\n<li>Am\u00e9nagement paysager<\/li>\n<li>Apr\u00e8s-sinistre<\/li>\n<li>Climatisation, ventilation et chauffage<\/li>\n<li>Couvreur<\/li>\n<li>D\u00e9molition<\/li>\n<li>D\u00e9neigement<\/li>\n<li>D\u00e9samiantage et traitement de la moisissure<\/li>\n<li>Dynamitage<\/li>\n<li>\u00c9lectricien<\/li>\n<li>Excavation<\/li>\n<li>Forestier<\/li>\n<li>Menuisier<\/li>\n<li>Plombier<\/li>\n<li>Soudeur<\/li>\n<\/ul>\n<p>Cette page couvre aussi les propri\u00e9taires de b\u00e2timents commerciaux qui r\u00e9alisent des travaux de construction ou de r\u00e9novation importante.<\/p>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                            \n                        \n                        <div class=\"faq__item faq-item\" data-faq-item>\n                                                            <h4 class=\"faq-item__question title-s\">\n                                    <button class=\"faq-item__trigger\" type=\"button\" id=\"prog-coverage-acc-faq-trigger-1\"\n                                            aria-expanded=\"false\" aria-controls=\"prog-coverage-acc-faq-panel-1\">\n                                        <span>Les r\u00e9alit\u00e9s communes \u00e0 ce secteur<\/span>\n\n                                        <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/button>\n                                <\/h4>\n                            \n                                                            <div class=\"faq-item__answer-wrap\" id=\"prog-coverage-acc-faq-panel-1\" role=\"region\"\n                                                                                    aria-labelledby=\"prog-coverage-acc-faq-trigger-1\"\n                                        >\n                                    <div class=\"faq-item__answer wysiwyg\">\n                                                                                    <p>Les entreprises de construction partagent des caract\u00e9ristiques qui influencent directement leurs besoins en assurance\u00a0:<\/p>\n<ul>\n<li>Des travaux r\u00e9alis\u00e9s chez des tiers, avec une responsabilit\u00e9 engag\u00e9e \u00e0 chaque intervention<\/li>\n<li>Des \u00e9quipements, des outils et des mat\u00e9riaux pr\u00e9sents sur les chantiers<\/li>\n<li>Le recours fr\u00e9quent \u00e0 des sous-traitants dans le cadre des projets<\/li>\n<li>Des activit\u00e9s parfois r\u00e9glement\u00e9es par la R\u00e9gie du b\u00e2timent du Qu\u00e9bec (RBQ)<\/li>\n<li>Une exposition aux risques environnementaux selon la nature des travaux (excavation, d\u00e9samiantage, dynamitage)<\/li>\n<li>Des projets de dur\u00e9e variable, pour des donneurs d\u2019ouvrage priv\u00e9s ou publics<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n                                        \n                                        \n                                                                            <\/div>\n                                <\/div>\n                                                    <\/div>\n                                    <\/div>\n            \n                            <div class=\"program-coverage__actions\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--turquoise\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Contacter un courtier        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une submission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18332313757\" class=\"cta-dropdown__link btn btn--white\" aria-label=\"1.833.231.3757\"><span>1.833.231.3757<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"cta-dropdown__link btn btn--green-outlined-white\" aria-label=\"Formulaire de contact\"><span>Formulaire de contact<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n\n<section class=\"product-protections container reveal\">\n            <div class=\"product-protections__content wysiwyg anim anim-fade-up\">\n            <h2>Les protections d\u2019assurance pour les activit\u00e9s de construction au Qu\u00e9bec<\/h2>\n<p><span style=\"font-weight: 400\">Ces protections s\u2019adressent aux entrepreneurs g\u00e9n\u00e9raux et sp\u00e9cialis\u00e9s qui ex\u00e9cutent des travaux pour des tiers. Voici les principales cat\u00e9gories de couverture pour votre entreprise.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"product-protections__columns product-protections__columns--split\">\n                            \n                <div class=\"product-protections__column\">\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-1\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-1\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-1\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>La responsabilit\u00e9 civile g\u00e9n\u00e9rale<\/strong><\/h3>\n<p>La responsabilit\u00e9 civile g\u00e9n\u00e9rale peut intervenir lorsqu\u2019une r\u00e9clamation all\u00e8gue des dommages corporels ou mat\u00e9riels caus\u00e9s \u00e0 un tiers dans le cadre de vos activit\u00e9s. Elle peut aussi aider \u00e0 couvrir les frais de d\u00e9fense, selon les modalit\u00e9s, conditions, exclusions, limites et franchises de la police.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-1\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-1\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un client se blesse sur votre chantier<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Vos travaux endommagent la propri\u00e9t\u00e9 d\u2019un voisin<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un tiers r\u00e9clame des dommages \u00e0 la suite d\u2019une intervention de votre \u00e9quipe<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-3\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-3\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-3\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>La responsabilit\u00e9 civile globale de chantier (wrap-up)<\/strong><\/h3>\n<p>Sur un chantier impliquant plusieurs intervenants, la responsabilit\u00e9 civile globale de chantier, aussi appel\u00e9e wrap-up, peut offrir une couverture de responsabilit\u00e9 sous une seule police propre au projet. Les participants d\u00e9sign\u00e9s peuvent inclure le donneur d\u2019ouvrage, l\u2019entrepreneur g\u00e9n\u00e9ral, les sous-traitants et d\u2019autres assur\u00e9s. L\u2019\u00e9tendue de la protection d\u00e9pend du libell\u00e9 de la police et des exigences du projet.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-3\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-3\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un sous-traitant cause des dommages \u00e0 un tiers pendant les travaux<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un litige survient entre le donneur d\u2019ouvrage et un intervenant du chantier<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un visiteur autoris\u00e9 se blesse sur les lieux du projet<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-5\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-5\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-5\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>La responsabilit\u00e9 pour malfa\u00e7ons<\/strong><\/h3>\n<p>La responsabilit\u00e9 li\u00e9e aux travaux compl\u00e9t\u00e9s ou aux malfa\u00e7ons peut intervenir lorsque des travaux termin\u00e9s auraient caus\u00e9 des dommages corporels ou mat\u00e9riels. La couverture varie selon la police, et le co\u00fbt de r\u00e9paration ou de reprise du travail d\u00e9fectueux peut \u00eatre exclu.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-5\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-5\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une installation d\u00e9fectueuse cause des d\u00e9g\u00e2ts d\u2019eau chez un client<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des travaux de toiture mal ex\u00e9cut\u00e9s entra\u00eenent des infiltrations<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un d\u00e9faut de construction est d\u00e9couvert plusieurs mois apr\u00e8s la fin du chantier<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-7\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-7\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-7\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>La responsabilit\u00e9 civile des administrateurs et dirigeants<\/strong><\/h3>\n<p>La responsabilit\u00e9 civile des administrateurs et dirigeants, ou D&amp;O, peut aider \u00e0 prot\u00e9ger les administrateurs et dirigeants contre certaines r\u00e9clamations all\u00e9guant des actes fautifs dans la gestion de l\u2019organisation. La couverture varie selon le type de r\u00e9clamation, le statut d\u2019assur\u00e9, les exclusions et le libell\u00e9 de la police.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-7\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-7\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un sous-traitant conteste une d\u00e9cision contractuelle<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un employ\u00e9 cong\u00e9di\u00e9 intente une poursuite contre la direction<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un partenaire r\u00e9clame des dommages \u00e0 la suite d\u2019une promesse non tenue<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-protections__column\">\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-2\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-2\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-2\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>L\u2019assurance chantier<\/strong><\/h3>\n<p>L\u2019assurance chantier, aussi appel\u00e9e assurance des travaux de construction, peut couvrir un b\u00e2timent, une structure, des mat\u00e9riaux et certains biens sur un chantier contre des sinistres assur\u00e9s pendant la p\u00e9riode des travaux. La date pr\u00e9vue de fin, la livraison par phase, l\u2019occupation partielle et l\u2019usage avant la fin doivent \u00eatre analys\u00e9s.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-2\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-2\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un incendie d\u00e9truit du mat\u00e9riel entrepos\u00e9 sur le chantier<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Du vandalisme endommage vos \u00e9quipements en dehors des heures de travail<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une temp\u00eate cause des dommages aux mat\u00e9riaux en attente d\u2019installation<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-4\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-4\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-4\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>Les \u00e9quipements d\u2019entrepreneur<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Vos \u00e9quipements sp\u00e9cialis\u00e9s repr\u00e9sentent une valeur importante. Cette protection couvre le bris, le vol ou les dommages \u00e0 vos outils et \u00e0 votre machinerie. Ces dommages peuvent survenir sur le chantier, en transit ou dans votre cour.<\/span><\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-4\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-4\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une excavatrice est endommag\u00e9e lors d\u2019un d\u00e9placement entre deux chantiers<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des outils sont vol\u00e9s dans votre v\u00e9hicule de travail<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une pi\u00e8ce d\u2019\u00e9quipement tombe en panne en cours de projet<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                            \n                        <div class=\"product-protections__card product-protection-card anim anim-fade-up\"\n                             id=\"protection-6\">\n                            <div class=\"product-protection-card__examples\" data-protection-item>\n                                                                    <button class=\"product-protection-card__examples-trigger\" type=\"button\"\n                                            id=\"protection-trigger-6\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"protection-panel-6\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-protection-card__examples-header\">\n                                                                            <h3><strong>La responsabilit\u00e9 environnementale<\/strong><\/h3>\n<p>Certaines activit\u00e9s de construction peuvent exposer votre entreprise \u00e0 des risques de contamination ou de pollution. Cette protection peut aider \u00e0 couvrir des frais de nettoyage, des r\u00e9clamations de tiers ou des d\u00e9penses li\u00e9es \u00e0 un incident assur\u00e9, selon l\u2019\u00e9v\u00e9nement, l\u2019activit\u00e9, la condition de pollution et le libell\u00e9 de la police.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-protection-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-protection-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-protection-card__examples-wrap\"\n                                         id=\"protection-panel-6\"\n                                         role=\"region\"\n                                         aria-labelledby=\"protection-trigger-6\">\n                                        <div class=\"product-protection-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un d\u00e9versement de carburant contamine le sol d\u2019un chantier<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des travaux d\u2019excavation perturbent un terrain contamin\u00e9<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des r\u00e9sidus de d\u00e9samiantage se dispersent hors du p\u00e9rim\u00e8tre s\u00e9curis\u00e9<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"product-practices container reveal\" data-practice-block>\n            <div class=\"product-practices__content wysiwyg anim anim-fade-up\">\n            <h2>Les protections d\u2019assurance pour les b\u00e2timents en construction ou en r\u00e9novation<\/h2>\n<p>Ces protections peuvent s\u2019adresser aux propri\u00e9taires d\u2019immeubles commerciaux qui r\u00e9alisent des travaux de construction ou de r\u00e9novation majeure. La bonne approche d\u00e9pend du b\u00e2timent, de la valeur du projet, de l\u2019occupation, des entrepreneurs, de l\u2019\u00e9ch\u00e9ancier et des exigences d\u2019assurance.<\/p>\n        <\/div>\n    \n            <div class=\"product-practices__columns\" data-practice-columns>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-1\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-1\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3><strong>Le b\u00e2timent en cours de travaux<\/strong><\/h3>\n<p>Un b\u00e2timent en construction ou en r\u00e9novation majeure est expos\u00e9 \u00e0 des risques qu\u2019une assurance de biens standard ne couvre pas toujours. L\u2019assurance chantier peut aider \u00e0 prot\u00e9ger la structure et les mat\u00e9riaux incorpor\u00e9s contre des sinistres assur\u00e9s pendant la dur\u00e9e des travaux. La transition vers l\u2019occupation doit \u00eatre d\u00e9clar\u00e9e et analys\u00e9e avec le courtier.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-1\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-1\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un incendie d\u00e9truit une partie de la structure avant la fin des travaux<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Du vandalisme endommage le b\u00e2timent pendant un arr\u00eat de chantier<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une temp\u00eate cause des dommages \u00e0 la toiture en cours d\u2019installation<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-2\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-2\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3><strong>Le bris d\u2019\u00e9quipement<\/strong><\/h3>\n<p>Les \u00e9quipements m\u00e9caniques, \u00e9lectriques, de chauffage, de ventilation ou autres \u00e9quipements du b\u00e2timent peuvent tomber en panne pendant ou apr\u00e8s l\u2019installation. Cette protection peut aider \u00e0 couvrir des frais de r\u00e9paration ou de remplacement assur\u00e9s, selon les limites, exclusions et le libell\u00e9 de la police.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-2\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-2\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un syst\u00e8me de chauffage nouvellement install\u00e9 tombe en panne<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Une surtension \u00e9lectrique endommage les \u00e9quipements en phase de finition<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un \u00e9quipement de ventilation est endommag\u00e9 lors de son installation<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                <div class=\"product-practices__column\">\n                                            \n                        <div class=\"product-practices__card product-practice-card anim anim-fade-up\"\n                             data-practice-card\n                             data-practice-row=\"0\">\n                            <div class=\"product-practice-card__examples\" data-practice-item>\n                                                                    <button class=\"product-practice-card__examples-trigger\" type=\"button\"\n                                            id=\"practice-trigger-3\"\n                                            aria-expanded=\"false\"\n                                            aria-controls=\"practice-panel-3\">\n                                        <span class=\"screen-reader-response\">\n                                            Exemples                                        <\/span>\n                                    <\/button>\n                                \n                                <div class=\"product-practice-card__examples-header\">\n                                                                            <h3><strong>La perte de revenus<\/strong><\/h3>\n<p>Si un sinistre assur\u00e9 retarde la livraison du b\u00e2timent ou force une interruption des travaux, les r\u00e9percussions financi\u00e8res peuvent \u00eatre importantes. Cette protection peut aider \u00e0 couvrir certains revenus perdus, frais suppl\u00e9mentaires ou frais fixes, selon la couverture souscrite, le d\u00e9lai d\u2019attente, les limites, la p\u00e9riode d\u2019indemnisation et le libell\u00e9 de la police.<\/p>\n                                    \n                                                                    <\/div>\n\n                                                                    <div class=\"product-practice-card__examples-more\" aria-hidden=\"true\">\n                                        <span>Exemples<\/span>\n\n                                        <svg class=\"product-practice-card__examples-icon\" aria-hidden=\"true\"\n                                             width=\"15\" height=\"8\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                        <\/svg>\n                                    <\/div>\n\n                                    <div class=\"product-practice-card__examples-wrap\"\n                                         id=\"practice-panel-3\"\n                                         role=\"region\"\n                                         aria-labelledby=\"practice-trigger-3\">\n                                        <div class=\"product-practice-card__examples-content wysiwyg\">\n                                            <ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un incendie retarde l\u2019ouverture d\u2019un commerce en construction<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Des dommages importants prolongent la dur\u00e9e des travaux de r\u00e9novation<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Un sinistre survient alors que la livraison du b\u00e2timent est imminente<\/span><\/li>\n<\/ul>\n                                        <\/div>\n                                    <\/div>\n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n\n<section class=\"personal-discounts container reveal\">\n            <div class=\"personal-discounts__content wysiwyg anim anim-fade-up\">\n            <h2>Des protections compl\u00e9mentaires selon vos activit\u00e9s<\/h2>\n<p>Certaines protections compl\u00e9mentaires peuvent s\u2019ajouter selon la nature de vos projets, vos obligations contractuelles, vos outils num\u00e9riques, vos \u00e9quipements et la taille de votre entreprise. Un courtier de La Turquoise peut vous aider \u00e0 \u00e9valuer les options pertinentes pour votre situation.<\/p>\n        <\/div>\n    \n            <ul class=\"personal-discounts__list anim anim-fade-up\">\n                            \n                <li class=\"personal-discounts__item\">\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Le cyberrisque<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Une entreprise en construction qui utilise des logiciels de gestion, des syst\u00e8mes de facturation ou des outils connect\u00e9s est expos\u00e9e aux cyberattaques. Cette protection couvre les frais li\u00e9s \u00e0 une intrusion informatique, la remise en \u00e9tat des syst\u00e8mes et les cons\u00e9quences d\u2019une interruption des op\u00e9rations.<\/span><\/p>\n                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-action\">\n                                                            <a href=\"https:\/\/laturquoise.ca\/fr\/entreprises\/cybersecurite\/\" class=\"personal-discounts__item-link btn btn--turquoise\" aria-label=\"En savoir plus sur la cyberassurance\"><span>En savoir plus sur la cyberassurance<\/span><\/a>                                                    <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item\">\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Le cautionnement<\/strong><\/h3>\n<p>Le cautionnement fournit un engagement financier qui peut contribuer \u00e0 rassurer les clients, donneurs d\u2019ouvrage et partenaires sur le respect des obligations contractuelles. Pour certains appels d\u2019offres publics, projets institutionnels ou contrats de construction d\u2019envergure, il peut \u00eatre exig\u00e9 avant le d\u00e9but des travaux.<\/p>\n                        <\/div>\n                    \n                                            <div class=\"personal-discounts__item-action\">\n                                                            <a href=\"https:\/\/laturquoise.ca\/fr\/entreprises\/cautionnement\/\" class=\"personal-discounts__item-link btn btn--turquoise\" aria-label=\"En savoir plus sur le cautionnement\"><span>En savoir plus sur le cautionnement<\/span><\/a>                                                    <\/div>\n                                    <\/li>\n                            \n                <li class=\"personal-discounts__item\">\n                    \n                                            <div class=\"personal-discounts__item-content wysiwyg\">\n                            <h3><strong>Les biens en cours de transport<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">Vos mat\u00e9riaux, vos outils et vos \u00e9quipements se d\u00e9placent r\u00e9guli\u00e8rement entre vos chantiers, votre cour et vos fournisseurs. Cette protection couvre les pertes ou dommages subis pendant le transport, sur le quai de chargement ou en attente de livraison.<\/span><\/p>\n                        <\/div>\n                    \n                                    <\/li>\n                    <\/ul>\n    <\/section>\n\n\n\n<section class=\"cta-banner container reveal\">\n            <div class=\"cta-banner__content wysiwyg anim anim-fade-up\">\n            <h2>Pr\u00eat \u00e0 assurer votre projet de construction ou votre entreprise en construction ?<\/h2>\n        <\/div>\n    \n            <div class=\"cta-banner__actions anim anim-fade-up\">\n                            <div class=\"cta-banner__action\">\n                                            \n<div class=\"cta-dropdown\" data-cta-dropdown>\n    <button class=\"cta-dropdown__trigger btn btn--white-outlined-blue\" type=\"button\"\n            aria-expanded=\"false\" data-cta-dropdown-trigger>\n        Obtenir une soumission        <svg class=\"cta-dropdown__trigger-icon\" aria-hidden=\"true\" width=\"11\" height=\"6\">\n            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n        <\/svg>\n    <\/button>\n\n    <div class=\"cta-dropdown__panel\" data-cta-dropdown-panel>\n                    <p class=\"cta-dropdown__text\">\n                Contactez-nous pour une soumission            <\/p>\n        \n                    <div class=\"cta-dropdown__links\">\n                                    \n                    <a href=\"tel:18332313757\" class=\"cta-dropdown__link btn btn--white-outlined-blue\" aria-label=\"1.833.231.3757\"><span>1.833.231.3757<\/span><\/a>                                    \n                    <a href=\"https:\/\/laturquoise.ca\/fr\/nous-joindre\/\" class=\"cta-dropdown__link btn btn--blue-dark\" aria-label=\"Formulaire de contact\"><span>Formulaire de contact<\/span><\/a>                            <\/div>\n            <\/div>\n<\/div>                                    <\/div>\n            \n                    <\/div>\n    <\/section>\n\n\n\n<section class=\"personal-partners container reveal\">\n    <div class=\"personal-partners__media\" aria-hidden=\"true\">\n        <img src=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/decor\/dist\/personal-partners-bg.jpg\" width=\"4320\" height=\"1806\" alt=\"\" class=\"img-cover\" loading=\"lazy\" decoding=\"async\">    <\/div>\n\n    <div class=\"personal-partners-search anim anim-fade-up\" data-insurance-search>\n                    <div class=\"personal-partners-search__content wysiwyg\">\n                <h3><strong>Associations et programmes partenaires<\/strong><\/h3>\n<p><span style=\"font-weight: 400\">La Turquoise collabore avec plusieurs associations, regroupements professionnels et organisations afin d\u2019offrir des avantages \u00e0 leurs membres. Parcourez la liste pour voir les associations et programmes actuellement offerts.<\/span><\/p>\n            <\/div>\n        \n        \n        <div class=\"personal-partners-search__box\">\n            <button class=\"personal-partners-search__button\" id=\"personal-partners-search-trigger\" type=\"button\"\n                    aria-expanded=\"false\" aria-controls=\"personal-partners-search-panel\" data-insurance-search-trigger>\n                <span class=\"personal-partners-search__button-text\">\n                    Rechercher                <\/span>\n\n                <svg class=\"personal-partners-search__button-icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                <\/svg>\n            <\/button>\n\n                            <div class=\"personal-partners-search__dropdown\" id=\"personal-partners-search-panel\"\n                     data-insurance-search-panel>\n                    <div class=\"personal-partners-search__search\">\n                        <label class=\"personal-partners-search__input-label screen-reader-response\"\n                               for=\"personal-partners-search-input\">\n                            Rechercher                        <\/label>\n\n                        <div class=\"personal-partners-search__search-field\">\n                            <svg class=\"personal-partners-search__search-icon\" aria-hidden=\"true\" width=\"20\"\n                                 height=\"20\">\n                                <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#search\"\/>\n                            <\/svg>\n\n                            <input class=\"personal-partners-search__search-input\" id=\"personal-partners-search-input\"\n                                   type=\"search\" placeholder=\"Rechercher\"\n                                   data-insurance-search-input>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"personal-partners-search__groups\" data-insurance-search-groups>\n                                                    \n                            <details class=\"personal-partners-search__group\" data-insurance-search-group>\n                                                                    <summary class=\"personal-partners-search__group-title\">\n                                        Programme et rabais d\u2019affinit\u00e9s                                        <svg class=\"personal-partners-search__group-icon\" aria-hidden=\"true\"\n                                             width=\"6\" height=\"11\">\n                                            <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron-prev\"\/>\n                                        <\/svg>\n                                    <\/summary>\n                                \n                                                                    <ul class=\"personal-partners-search__list\" id=\"personal-partners-search-panel-group-0\">\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/services-professionnels\/anges-quebec\/\"\n                                                   data-insurance-search-link>\n                                                    Anges Qu\u00e9bec                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/agricole-et-foresterie\/societe-internationale-darboriculture-quebec-siaq\/\"\n                                                   data-insurance-search-link>\n                                                    Arboriculteurs (Soci\u00e9t\u00e9 internationale d\u2019arboriculture Qu\u00e9bec &#8211; SIAQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/tourisme-hotellerie-et-voyage\/association-canadienne-des-agences-de-voyages-et-conseillers-de-voyages-acta\/\"\n                                                   data-insurance-search-link>\n                                                    Association canadienne des agences de voyages et conseillers de voyages (ACTA)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/services-professionnels\/association-educatrices-et-educateurs-specialises-du-quebec-aeesq\/\"\n                                                   data-insurance-search-link>\n                                                    Association \u00c9ducatrices et \u00e9ducateurs sp\u00e9cialis\u00e9s du Qu\u00e9bec (AEESQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/tourisme-hotellerie-et-voyage\/association-des-hoteliers-du-quebec-ahq\/\"\n                                                   data-insurance-search-link>\n                                                    Association des h\u00f4teliers du Qu\u00e9bec (AHQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/services-loisirs-et-divers\/association-des-proprietaires-de-salons-de-quilles-du-quebec-apsqq\/\"\n                                                   data-insurance-search-link>\n                                                    Association des propri\u00e9taires de salons de quilles du Qu\u00e9bec (APSQQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/association-pour-entrepreneurs-en-construction-au-quebec-acq-abitibi-outaouais\/\"\n                                                   data-insurance-search-link>\n                                                    Association pour entrepreneurs en construction au Qu\u00e9bec (ACQ) Abitibi-Outaouais                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/medecines-alternatives-et-bien-etre\/association-professionnelle-des-ergonomes-du-quebec-apeq\/\"\n                                                   data-insurance-search-link>\n                                                    Association professionnelle des ergonomes du Qu\u00e9bec (APEQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/services-professionnels\/cabinets-et-services-financiers\/\"\n                                                   data-insurance-search-link>\n                                                    Cabinets et services financiers                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/medecines-alternatives-et-bien-etre\/corporation-des-zootherapeutes-du-quebec-czq\/\"\n                                                   data-insurance-search-link>\n                                                    Corporation des Zooth\u00e9rapeutes du Qu\u00e9bec (CZQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/services-professionnels\/courtiers-et-cabinets-en-courtage-hypothecaires\/\"\n                                                   data-insurance-search-link>\n                                                    Courtiers et cabinets en courtage hypoth\u00e9caires                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/agricole-et-foresterie\/federation-des-producteurs-forestiers-du-quebec\/\"\n                                                   data-insurance-search-link>\n                                                    F\u00e9d\u00e9ration des producteurs forestiers du Qu\u00e9bec                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/garages-et-ateliers-mecaniques\/garage-napa-autopro\/\"\n                                                   data-insurance-search-link>\n                                                    Garage NAPA Autopro                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/commerces-et-detaillants\/harnois-essence-detaillant-carburant\/\"\n                                                   data-insurance-search-link>\n                                                    Harnois (essence), d\u00e9taillant carburant                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/garages-et-ateliers-mecaniques\/mecaniques-services-web-msw\/\"\n                                                   data-insurance-search-link>\n                                                    M\u00e9canique Services Web (MSW), cybers\u00e9curit\u00e9                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/medecines-alternatives-et-bien-etre\/medecines-alternatives\/\"\n                                                   data-insurance-search-link>\n                                                    M\u00e9decines alternatives                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/professionnels-de-lesthetique-et-soins-de-beaute\/professionnels-de-lesthetique-et-soins-de-beaute-apeseq\/\"\n                                                   data-insurance-search-link>\n                                                    Professionnels de l\u2019esth\u00e9tique et soins de beaut\u00e9 (APESEQ)                                                <\/a>\n                                            <\/li>\n                                                                                    \n                                            <li class=\"personal-partners-search__item\" data-insurance-search-item>\n                                                <a class=\"personal-partners-search__link\"\n                                                   href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/residences-pour-aines\/regroupement-quebecois-des-residences-pour-aines-rqra\/\"\n                                                   data-insurance-search-link>\n                                                    Regroupement qu\u00e9b\u00e9cois des r\u00e9sidences pour a\u00een\u00e9s (RQRA)                                                <\/a>\n                                            <\/li>\n                                                                            <\/ul>\n                                                            <\/details>\n                        \n                        <p class=\"personal-partners-search__empty\" hidden data-insurance-search-empty>\n                            Aucun r\u00e9sultat trouv\u00e9.                        <\/p>\n                    <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/section>\n\n\n<section class=\"faq container reveal\">\n            <div class=\"faq__content wysiwyg anim anim-fade-left\">\n            <h2><strong>Vos questions sur l\u2019assurance pour les entrepreneurs en construction au Qu\u00e9bec<\/strong><\/h2>\n<p><span style=\"font-weight: 400\">Des questions reviennent souvent lorsque des entrepreneurs et propri\u00e9taires de b\u00e2timents \u00e9valuent l\u2019assurance construction au Qu\u00e9bec. Les r\u00e9ponses ci-dessous donnent des rep\u00e8res g\u00e9n\u00e9raux et peuvent vous aider \u00e0 pr\u00e9parer une discussion avec un courtier.<\/span><\/p>\n        <\/div>\n    \n            <div class=\"faq__list\">\n            \n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-0\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-0\">\n                                <span>Qu\u2019est-ce que l\u2019assurance wrap-up et quand en ai-je besoin?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-0\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-0\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p>L\u2019assurance wrap-up, aussi appel\u00e9e responsabilit\u00e9 civile globale de chantier, peut offrir une couverture de responsabilit\u00e9 sous une seule police propre au projet pour les participants d\u00e9sign\u00e9s. Ces participants peuvent inclure le donneur d\u2019ouvrage, l\u2019entrepreneur g\u00e9n\u00e9ral, les sous-traitants et d\u2019autres assur\u00e9s.<\/p>\n<p>Elle est particuli\u00e8rement utile sur les projets d\u2019envergure impliquant plusieurs sous-traitants ou des exigences contractuelles pr\u00e9cises. Certains donneurs d\u2019ouvrage publics ou institutionnels peuvent l\u2019exiger avant le d\u00e9but des travaux. Lors d\u2019une r\u00e9clamation couverte, elle peut aider \u00e0 r\u00e9duire les diff\u00e9rends entre participants, selon le libell\u00e9 de la police.<\/p>\n<p>Un courtier peut \u00e9valuer si votre projet justifie ce type de couverture ou si votre responsabilit\u00e9 civile individuelle est suffisante.<\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-1\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-1\">\n                                <span>Un sous-traitant doit-il avoir sa propre assurance responsabilit\u00e9 civile?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-1\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-1\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p><span style=\"font-weight: 400\">Oui, dans la grande majorit\u00e9 des cas. Un sous-traitant qui cause des dommages \u00e0 un tiers engage sa propre responsabilit\u00e9. S\u2019il n\u2019est pas assur\u00e9, la r\u00e9clamation peut se retourner contre l\u2019entrepreneur g\u00e9n\u00e9ral qui l\u2019a mandat\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Exiger une preuve d\u2019assurance de vos sous-traitants avant le d\u00e9but des travaux est une pratique courante et fortement recommand\u00e9e. Certains contrats et donneurs d\u2019ouvrage l\u2019imposent explicitement.<\/span><\/p>\n<p>Si votre chantier est couvert par une assurance wrap-up, vos sous-traitants peuvent \u00eatre inclus dans cette police. Confirmez les assur\u00e9s, les conditions, les limites et les exclusions avec votre courtier avant de pr\u00e9sumer qu\u2019ils sont couverts.<\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-2\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-2\">\n                                <span>Ai-je besoin d\u2019une assurance pollution si je fais des travaux d\u2019excavation ou de d\u00e9samiantage?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-2\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-2\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p>Cela peut \u00eatre n\u00e9cessaire, selon la nature de vos travaux. Les polices de responsabilit\u00e9 civile g\u00e9n\u00e9rale standard limitent ou excluent souvent certains sinistres li\u00e9s \u00e0 la pollution ou \u00e0 la contamination. L\u2019excavation, le d\u00e9samiantage, le dynamitage et les travaux pr\u00e8s de sites sensibles peuvent n\u00e9cessiter une analyse sp\u00e9cifique.<\/p>\n<p>La responsabilit\u00e9 environnementale peut aider \u00e0 couvrir les frais de nettoyage, les r\u00e9clamations de tiers et certaines d\u00e9penses li\u00e9es \u00e0 un incident de pollution assur\u00e9. La couverture d\u00e9pend du libell\u00e9 de la police.<\/p>\n<p>Si vos activit\u00e9s pr\u00e9sentent un risque de contamination ou de pollution, demandez \u00e0 votre courtier de v\u00e9rifier si votre police actuelle r\u00e9pond \u00e0 ce risque. Il pourra aussi \u00e9valuer si une solution d\u00e9di\u00e9e devrait \u00eatre consid\u00e9r\u00e9e.<\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-3\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-3\">\n                                <span>Pourquoi faire affaire avec un courtier plut\u00f4t qu\u2019avec un assureur directement?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-3\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-3\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p>Un assureur offre ses propres produits. Un courtier peut vous aider \u00e0 comparer les options disponibles aupr\u00e8s de diff\u00e9rents assureurs. Il peut aussi vous aider \u00e0 comprendre l\u2019approche de couverture qui peut convenir \u00e0 vos activit\u00e9s, \u00e0 vos projets, \u00e0 vos obligations contractuelles et \u00e0 votre profil de risque.<\/p>\n<p>Dans le secteur de la construction, les besoins varient beaucoup d\u2019un entrepreneur \u00e0 l\u2019autre. Un \u00e9lectricien, un couvreur et un entrepreneur g\u00e9n\u00e9ral n\u2019ont pas les m\u00eames risques ni les m\u00eames exigences de couverture.<\/p>\n<p>Un courtier sp\u00e9cialis\u00e9 conna\u00eet les particularit\u00e9s du secteur. Il peut aider \u00e0 rep\u00e9rer certains \u00e9carts de couverture, \u00e0 revoir les exigences des assureurs, \u00e0 pr\u00e9parer votre dossier et \u00e0 vous accompagner lors d\u2019une r\u00e9clamation.<\/p>\n<p>Chez La Turquoise, nos courtiers en assurance entreprise peuvent analyser votre situation pour vous aider \u00e0 prendre des d\u00e9cisions \u00e9clair\u00e9es.<\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                            \n                \n                <div class=\"faq__item faq-item anim anim-fade-up\" data-faq-item>\n                                            <h4 class=\"faq-item__question title-s\">\n                            <button class=\"faq-item__trigger\" type=\"button\" id=\"faq-trigger-4\"\n                                    aria-expanded=\"false\" aria-controls=\"faq-panel-4\">\n                                <span>Comment obtenir une soumission d\u2019assurance pour mon entreprise en construction?<\/span>\n\n                                <svg class=\"faq-item__icon\" aria-hidden=\"true\" width=\"15\" height=\"8\">\n                                    <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#chevron\"\/>\n                                <\/svg>\n                            <\/button>\n                        <\/h4>\n                    \n                                            <div class=\"faq-item__answer-wrap\" id=\"faq-panel-4\" role=\"region\"\n                                                                    aria-labelledby=\"faq-trigger-4\"\n                                >\n                            <div class=\"faq-item__answer wysiwyg\">\n                                                                    <p>Pour obtenir une soumission, communiquez avec un courtier par t\u00e9l\u00e9phone ou par courriel. Pr\u00e9parez les informations cl\u00e9s sur votre entreprise, dont la nature de vos travaux, votre chiffre d\u2019affaires annuel et vos ann\u00e9es d\u2019exp\u00e9rience. Ayez aussi sous la main vos principaux \u00e9quipements, vos types de projets, votre recours aux sous-traitants et vos exigences contractuelles.<\/p>\n<p>Si vous avez une police en cours, ayez sous la main le nom de votre assureur actuel et la date d\u2019\u00e9ch\u00e9ance de votre contrat. Pour certaines sp\u00e9cialit\u00e9s, votre num\u00e9ro de licence RBQ (R\u00e9gie du b\u00e2timent du Qu\u00e9bec) sera aussi demand\u00e9.<\/p>\n<p>Un courtier analyse votre dossier et vous pr\u00e9sente les options disponibles selon vos activit\u00e9s, l\u2019admissibilit\u00e9 des assureurs, vos besoins de couverture et votre budget.<\/p>\n                                \n                                \n                                                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/section>\n\n    <section class=\"personal-articles container reveal\">\n        <div class=\"personal-articles__header anim anim-fade-left\">\n            <div class=\"personal-articles__content\">\n                                    <h2 class=\"personal-articles__title title-l\">\n                        Des conseils pratiques pour la vie de tous les jours                    <\/h2>\n                \n                \n                <a href=\"https:\/\/laturquoise.ca\/fr\/blogue\/\" class=\"personal-articles__link btn btn--white-outlined-green\" aria-label=\"Voir tous nos conseils\"><span>Voir tous nos conseils<\/span><\/a>            <\/div>\n\n            <div class=\"personal-articles__nav\" aria-label=\"Navigation du carrousel d\u2019articles\">\n                <button class=\"personal-articles__arrow personal-articles__arrow--prev swiper-button-prev\"\n                        type=\"button\" aria-label=\"Article pr\u00e9c\u00e9dent\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-left\"\/>\n                    <\/svg>\n                <\/button>\n\n                <button class=\"personal-articles__arrow personal-articles__arrow--next swiper-button-next\"\n                        type=\"button\" aria-label=\"Article suivant\">\n                    <svg class=\"personal-articles__arrow-icon\" aria-hidden=\"true\" width=\"25\" height=\"22\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-right\"\/>\n                    <\/svg>\n                <\/button>\n            <\/div>\n        <\/div>\n\n        <div class=\"personal-articles__slider anim anim-fade-up\">\n            <div class=\"swiper personal-articles-slider-js\">\n                <ul class=\"personal-articles__wrapper swiper-wrapper\">\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/fin-de-saison-agricole\/\"\n       aria-label=\"Lire l\u2019article : Fin de saison agricole\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-1024x683.jpg\" class=\"img-cover\" alt=\"Vue a\u00e9rienne d\u2019une exploitation agricole au Qu\u00e9bec \u00e0 l\u2019automne, illustrant la planification des prochaines \u00e9tapes et la pr\u00e9paration de la prochaine saison.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2285589250.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Vue a\u00e9rienne d\u2019une exploitation agricole au Qu\u00e9bec \u00e0 l\u2019automne, illustrant la planification des prochaines \u00e9tapes et la pr\u00e9paration de la prochaine saison.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-pratiques\/\">\n                            Conseils pratiques                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/couvertures-expliquees\/\">\n                            Couvertures expliqu\u00e9es                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises-agricoles\/\">\n                            Entreprises agricoles                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/protections-expliquees\/\">\n                            Protections expliqu\u00e9es                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Fin de saison agricole        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-24\">\n                    08\/24\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        7 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/cyberattaques-en-pme-risques-et-assurance-cyber\/\"\n       aria-label=\"Lire l\u2019article : Cyberattaques en PME : comprendre les risques et le r\u00f4le de l\u2019assurance cyber\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg\" class=\"img-cover\" alt=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827-768x513.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-2220462827.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Employ\u00e9e analysant un \u00e9cran d\u2019ordinateur dans un contexte de cybers\u00e9curit\u00e9 en entreprise.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-generaux\/\">\n                            Conseils g\u00e9n\u00e9raux                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-pratiques\/\">\n                            Conseils pratiques                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/couvertures-expliquees\/\">\n                            Couvertures expliqu\u00e9es                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/cybersecurite\/\">\n                            Cybers\u00e9curit\u00e9                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/en\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/protections-expliquees\/\">\n                            Protections expliqu\u00e9es                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Cyberattaques en PME : comprendre les risques et le r\u00f4le de l\u2019assurance cyber        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        10 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/courtier-en-assurance-de-dommages-role-conseils-et-avantage\/\"\n       aria-label=\"Lire l\u2019article : Courtier en assurance de dommages au Qu\u00e9bec : r\u00f4le, avantages et diff\u00e9rences avec un assureur direct\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"444\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-1024x444.jpg\" class=\"img-cover\" alt=\"Courti\u00e8re pr\u00e9sentant des documents d&#039;assurance \u00e0 un client lors d&#039;une rencontre de consultation.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-1024x444.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-300x130.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808-768x333.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/iStock-1462696665-e1787589260808.jpg 1252w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Courti\u00e8re pr\u00e9sentant des documents d&#039;assurance \u00e0 un client lors d&#039;une rencontre de consultation.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/automobile\/\">\n                            Automobile                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/conseils-generaux\/\">\n                            Conseils g\u00e9n\u00e9raux                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/cybersecurite\/\">\n                            Cybers\u00e9curit\u00e9                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/entreprises\/\">\n                            Entreprises                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/habitation\/\">\n                            Habitation                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/la-turquoise\/\">\n                            La Turquoise                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/particuliers\/\">\n                            Particuliers                        <\/a>\n                    <\/li>\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/vehicules-recreatifs-et-de-loisirs\/\">\n                            V\u00e9hicules r\u00e9cr\u00e9atifs et de loisirs                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Courtier en assurance de dommages au Qu\u00e9bec : r\u00f4le, avantages et diff\u00e9rences avec un assureur direct        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-23\">\n                    08\/23\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        4 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/batir-sa-carriere-en-assurance-de-dommages\/\"\n       aria-label=\"Lire l\u2019article : Les possibilit\u00e9s de carri\u00e8re en assurance de dommages\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"478\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-1024x478.jpg\" class=\"img-cover\" alt=\"Deux coll\u00e8gues \u00e9changent devant un ordinateur lors d&#039;une journ\u00e9e de travail. La collaboration est au c\u0153ur des carri\u00e8res en assurance au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-1024x478.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-300x140.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408-768x358.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Gestionnaires_FemmeNoire_HommeCaucasien-scaled-e1787345013408.jpg 1230w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"Deux coll\u00e8gues \u00e9changent devant un ordinateur lors d&#039;une journ\u00e9e de travail. La collaboration est au c\u0153ur des carri\u00e8res en assurance au Qu\u00e9bec.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Les possibilit\u00e9s de carri\u00e8re en assurance de dommages        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-08-21\">\n                    08\/21\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/lassurance-de-dommages-donner-un-sens-a-sa-carriere\/\"\n       aria-label=\"Lire l\u2019article : L\u2019assurance de dommages: donner un sens \u00e0 sa carri\u00e8re en ayant un impact concret\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"295\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1024x295.jpg\" class=\"img-cover\" alt=\"R\u00e9union d\u2019\u00e9quipe dans une salle de conf\u00e9rence lumineuse, avec plusieurs personnes en discussion autour d\u2019une table de travail.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1024x295.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-300x86.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-768x221.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-1536x443.jpg 1536w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/08\/LaTurquoise_MarqueEmployeur_Femme_Meeting-scaled-e1787325748745-2048x590.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"R\u00e9union d\u2019\u00e9quipe dans une salle de conf\u00e9rence lumineuse, avec plusieurs personnes en discussion autour d\u2019une table de travail.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            L\u2019assurance de dommages: donner un sens \u00e0 sa carri\u00e8re en ayant un impact concret        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-25\">\n                    06\/25\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        5 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                            \n                        <li class=\"personal-articles__slide swiper-slide\">\n                            \n<article class=\"post-card\">\n    <a class=\"post-card__overlay-link\"\n       href=\"https:\/\/www.laturquoise.ca\/fr\/entrer-dans-lassurance-de-dommages-le-vrai-parcours\/\"\n       aria-label=\"Lire l\u2019article : Entrer dans l\u2019assurance de dommages : le vrai parcours\"><\/a>\n\n    <div class=\"post-card__media\">\n        \n        <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg\" class=\"img-cover\" alt=\"\u00c9change professionnel autour de documents dans un environnement de bureau. Illustration li\u00e9e \u00e0 l\u2019entr\u00e9e dans une carri\u00e8re en assurance de dommages au Qu\u00e9bec.\" srcset=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-1024x683.jpg 1024w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-300x200.jpg 300w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996-768x512.jpg 768w, https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/iStock-1588289996.jpg 1254w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" title=\"\u00c9change professionnel autour de documents dans un environnement de bureau. Illustration li\u00e9e \u00e0 l\u2019entr\u00e9e dans une carri\u00e8re en assurance de dommages au Qu\u00e9bec.\" \/>    <\/div>\n\n    <div class=\"post-card__body\">\n                    <ul class=\"post-card__tags\" aria-label=\"Cat\u00e9gories\">\n                                    \n                    <li class=\"post-card__tag-item\">\n                        <a class=\"post-card__tag\" href=\"https:\/\/www.laturquoise.ca\/fr\/category\/carrieres\/\">\n                            Carri\u00e8res                        <\/a>\n                    <\/li>\n                            <\/ul>\n        \n        <h3 class=\"post-card__title title-m\">\n            Entrer dans l\u2019assurance de dommages : le vrai parcours        <\/h3>\n\n        <div class=\"post-card__bottom\">\n            <div class=\"post-card__meta\">\n                <time class=\"post-card__date\" datetime=\"2026-06-03\">\n                    06\/03\/2026                <\/time>\n\n                                    <span class=\"post-card__meta-sep\" aria-hidden=\"true\"><\/span>\n                    <span class=\"post-card__read-time\">\n                        6 min                    <\/span>\n                            <\/div>\n\n                            <span class=\"post-card__arrow\" aria-hidden=\"true\">\n                    <svg class=\"post-card__arrow-icon\" aria-hidden=\"true\" width=\"21\" height=\"18\">\n                        <use xlink:href=\"https:\/\/www.laturquoise.ca\/wp-content\/themes\/hamak-theme\/img\/svg-sprite.svg?1781534228#arrow-more\"\/>\n                    <\/svg>\n                <\/span>\n                    <\/div>\n    <\/div>\n<\/article>                        <\/li>\n                                    <\/ul>\n            <\/div>\n\n            <div class=\"personal-articles__pagination swiper-pagination\"><\/div>\n        <\/div>\n    <\/section>\n    \n\n\n<section class=\"needs-cards container reveal\">\n            <div class=\"needs-cards__content wysiwyg anim anim-fade-up\">\n            <h2>Des solutions d\u2019assurance pens\u00e9es pour votre quotidien<\/h2>\n<p><span style=\"font-weight: 400\">Parce que chaque situation est diff\u00e9rente, nous proposons des protections adapt\u00e9es \u00e0 votre r\u00e9alit\u00e9, qu\u2019il s\u2019agisse de vos biens, de vos activit\u00e9s ou de votre entreprise.<\/span><\/p>\n        <\/div>\n    \n            <ul class=\"needs-cards__list\">\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/association-pour-entrepreneurs-en-construction-au-quebec-acq-abitibi-outaouais\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/06\/icone15_recadree.svg\" class=\"attachment-full size-full\" alt=\"icone15_recadree\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            ACQ (Entrepreneurs en construction)                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/construction-et-batiments\/apchq-construction-outaouais\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/business-needs-icon-2.svg\" class=\"attachment-full size-full\" alt=\"Responsabilit\u00e9 civile\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            APCHQ (Professionnels de la construction et de l\u2019habitation)                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/programmes\/travailleurs-autonomes\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/personal-discounts-icon-2.svg\" class=\"attachment-full size-full\" alt=\"Particuliers\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Travailleurs autonomes                        <\/h3>\n                    <\/a>\n                <\/li>\n                            \n                <li class=\"needs-cards__item anim anim-fade-up\">\n                    <a class=\"need-card\" href=\"https:\/\/www.laturquoise.ca\/fr\/entreprises\/\"\n                            >\n                                                    <div class=\"need-card__icon\" aria-hidden=\"true\">\n                                <img decoding=\"async\" src=\"https:\/\/www.laturquoise.ca\/wp-content\/uploads\/2026\/05\/needs-cards-icon-4.svg\" class=\"attachment-full size-full\" alt=\"Entreprises\" \/>                            <\/div>\n                        \n                        <h3 class=\"need-card__title title-m\">\n                            Entreprises                        <\/h3>\n                    <\/a>\n                <\/li>\n                    <\/ul>\n    <\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"featured_media":0,"parent":0,"menu_order":0,"template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1562","program","type-program","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance construction et b\u00e2timents &#8211; La Turquoise<\/title>\n<meta name=\"description\" content=\"Assurance pour entrepreneurs en construction et b\u00e2timents au Qu\u00e9bec. 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