Personal lines auto insurance products are offered by La Turquoise Agency, which offers Intact Insurance products exclusively. Our agents will help you find the best auto insurance for your needs from Intact Insurance’s extensive range of products and benefits.

Effective September 1, 2020, personal-lines auto, home and RV insurance products are offered by La Turquoise Agency. If you are a personal insurance client affected by this change, we will notify you by email or regular mail in the coming days. Rest assured: your Intact Insurance coverage will stay exactly the same, and no action is required on your part. For more information, please go this page to Find out more. 

Auto insurance tailored to your needs

Auto insurance is mandatory. So why not make the process more accessible and pleasant.  At La Turquoise, our brokers offer personalized service, a wide array of products, a 24-hour emergency service line and will always be there for you after a loss.

Vehicle insurance: A must for every driver

Every driver in Quebec must have vehicle insurance. Minimum civil liability insurance of at least $50,000 is mandatory in Quebec under the Automobile Insurance Act. However, vehicle insurance of $1 million is recommended. 

Civil liability insurance protects you for: 

  • physical damage to your car or other vehicle resulting from a collision in Quebec, for which you were not at fault;  
  • bodily injury or property damage resulting from a collision outside Quebec, for which you are at fault;
  • bodily injury to others resulting from a collision, for which you are at fault. 

For more complete protection, you can add additional coverage recommended for you by your insurance broker, particularly against collision or rollover, or against all perils (theft, break-in, fire, vandalism, etc.), or only against some of these specific perils. You can also obtain another type of coverage called riders or endorsements, such as the highly popular replacement-cost endorsement.

Your insurance premium will vary depending on the characteristics of your vehicle (type, model, make, year, colour, etc.), your usage, your place of residence (city or countryside), the profiles of its drivers, the coverage chosen,  the number of previous accidents and claims, and your driving record with the SAAQ.

Did you know?

In case of an accident, whether you’re at fault or not, your claim will be paid by your insurer, not the other party’s insurer.